Karur Vysya Bank Limited (KARURVYSYA) — Defensive Interval Ratio

Latest as of March 2025: 11 days

Karur Vysya Bank Limited (KARURVYSYA) has a Defensive Interval Ratio of 11 days as of March 2025. Defensive assets of Rs30.50 Billion (cash Rs-, short-term investments Rs-, receivables Rs30.50 Billion) cover 11 days of daily cash needs of Rs2.81 Billion/day. See KARURVYSYA current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

11 days
Days of operational coverage

Defensive Assets

Rs30.50 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs2.81 Billion
Current Liabilities ÷ 365

Current Liabilities

Rs1.03 Trillion
INR

Karur Vysya Bank Limited Defensive Interval Ratio (2012–2025)

This chart shows how Karur Vysya Bank Limited's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of March 2025, the ratio stands at 11 days, meaning defensive assets of Rs30.50 Billion can fund 11 days of operations without new revenue. See KARURVYSYA net asset quality score to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Karur Vysya Bank Limited (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Karur Vysya Bank Limited from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Karur Vysya Bank Limited market capitalisation.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 11 days Rs30.50 Billion Rs2.81 Billion/day Rs- Rs- ▼ -2 days
2024 13 days Rs31.75 Billion Rs2.46 Billion/day Rs- Rs- ▲ +21 days
2023 -8 days Rs-5.59 Billion Rs721.90 Million/day Rs- Rs-33.81 Billion ▲ +3140 days
2022 -3147 days Rs-12.61 Billion Rs4.01 Million/day Rs- Rs-28.98 Billion ▲ +210 days
2021 -3357 days Rs-14.39 Billion Rs4.29 Million/day Rs- Rs-26.79 Billion ▼ -1135 days
2020 -2222 days Rs-10.74 Billion Rs4.83 Million/day Rs- Rs-22.16 Billion ▼ -753 days
2019 -1469 days Rs-7.48 Billion Rs5.10 Million/day Rs- Rs-24.33 Billion ▼ -5490 days
2018 4021 days Rs19.66 Billion Rs4.89 Million/day Rs- Rs3.25 Billion ▼ -865 days
2017 4886 days Rs22.94 Billion Rs4.70 Million/day Rs- Rs4.10 Billion ▲ +2105 days
2016 2782 days Rs17.15 Billion Rs6.16 Million/day Rs- Rs1.00 Billion ▲ +2763 days
2015 18 days Rs22.38 Billion Rs1.23 Billion/day Rs- Rs- ▼ -2 days
2014 20 days Rs24.34 Billion Rs1.20 Billion/day Rs- Rs- ▲ +3 days
2013 17 days Rs18.24 Billion Rs1.06 Billion/day Rs- Rs- ▼ 0 days
2012 17 days Rs15.23 Billion Rs883.69 Million/day Rs- Rs- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)