Karur Vysya Bank Limited (KARURVYSYA) — Financial Flexibility Index
Karur Vysya Bank Limited (KARURVYSYA) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of Rs-81.54 Billion (operating CF Rs-82.38 Billion minus capex Rs843.90 Million) represents 0% of total liabilities (Rs1.17 Trillion). Check Karur Vysya Bank Limited total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Karur Vysya Bank Limited Financial Flexibility Index (2005–2026)
Historical Financial Flexibility Index trend for Karur Vysya Bank Limited across 22 annual periods. For the full cash flow conversion analysis, see Karur Vysya Bank Limited (KARURVYSYA) cash conversion ratio.
Annual Financial Flexibility Index for Karur Vysya Bank Limited (2005–2026)
Year-by-year free cash flow to debt coverage for Karur Vysya Bank Limited. Explore Karur Vysya Bank Limited (KARURVYSYA) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (INR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.03x | Rs31.47 Billion | Rs29.95 Billion | Rs1.22 Trillion | ▲ +133.2% |
| 2025 | -0.08x | Rs-83.07 Billion | Rs-84.78 Billion | Rs1.07 Trillion | ▲ +21.7% |
| 2024 | -0.10x | Rs-94.23 Billion | Rs-95.21 Billion | Rs954.13 Billion | ▼ -107.3% |
| 2023 | 1.35x | Rs12.79 Billion | Rs12.17 Billion | Rs9.50 Billion | ▲ +27467.7% |
| 2022 | 0.00x | Rs3.54 Billion | Rs2.95 Billion | Rs724.48 Billion | ▼ -90.4% |
| 2021 | 0.05x | Rs34.42 Billion | Rs33.66 Billion | Rs676.63 Billion | ▲ +18.9% |
| 2020 | 0.04x | Rs26.39 Billion | Rs25.04 Billion | Rs616.78 Billion | ▲ +1082.5% |
| 2019 | 0.00x | Rs-2.74 Billion | Rs-4.30 Billion | Rs629.17 Billion | ▲ +27.1% |
| 2018 | -0.01x | Rs-3.62 Billion | Rs-5.37 Billion | Rs606.65 Billion | ▼ -120.0% |
| 2017 | 0.03x | Rs16.96 Billion | Rs16.11 Billion | Rs567.72 Billion | ▲ +177.5% |
| 2016 | 0.01x | Rs5.72 Billion | Rs4.80 Billion | Rs530.91 Billion | ▲ +355.5% |
| 2015 | 0.00x | Rs-2.06 Billion | Rs-3.09 Billion | Rs489.06 Billion | ▼ -115.4% |
| 2014 | 0.03x | Rs13.22 Billion | Rs11.84 Billion | Rs482.17 Billion | ▲ +454.1% |
| 2013 | 0.00x | Rs2.16 Billion | Rs818.29 Million | Rs436.48 Billion | ▼ -46.3% |
| 2012 | 0.01x | Rs3.22 Billion | Rs2.49 Billion | Rs349.27 Billion | ▼ -44.8% |
| 2011 | 0.02x | Rs4.37 Billion | Rs3.33 Billion | Rs261.10 Billion | ▲ +265.1% |
| 2010 | -0.01x | Rs-2.06 Billion | Rs-2.51 Billion | Rs203.74 Billion | ▼ -175.0% |
| 2009 | 0.01x | Rs2.12 Billion | Rs1.92 Billion | Rs157.11 Billion | ▼ -62.0% |
| 2008 | 0.04x | Rs4.76 Billion | Rs4.43 Billion | Rs133.93 Billion | ▲ +3581.0% |
| 2007 | 0.00x | Rs-102.21 Million | Rs-309.19 Million | Rs100.16 Billion | ▼ -104.5% |
| 2006 | 0.02x | Rs1.87 Billion | Rs1.67 Billion | Rs81.36 Billion | ▲ +19.6% |
| 2005 | 0.02x | Rs1.37 Billion | Rs1.07 Billion | Rs71.24 Billion | — |