Banco De Chile (BCH) — Defensive Interval Ratio
Banco De Chile (BCH) has a Defensive Interval Ratio of 75 days as of September 2025. Defensive assets of $6.21 Trillion (cash $-, short-term investments $3.21 Trillion, receivables $3.00 Trillion) cover 75 days of daily cash needs of $82.67 Billion/day. See how liquid is Banco De Chile's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco De Chile Defensive Interval Ratio (2001–2024)
This chart shows how Banco De Chile's Defensive Interval Ratio has evolved across 24 annual periods from 2001 to 2024. As of September 2025, the ratio stands at 75 days, meaning defensive assets of $6.21 Trillion can fund 75 days of operations without new revenue. See BCH net asset quality score to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Banco De Chile (2001–2024)
The table below presents the year-by-year Defensive Interval Ratio for Banco De Chile from 2001 to 2024, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banco De Chile stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 61 days | $4.97 Trillion | $80.91 Billion/day | $- | $2.07 Trillion | ▲ +2 days |
| 2023 | 59 days | $3.90 Trillion | $66.02 Billion/day | $- | $3.80 Trillion | ▼ -4196 days |
| 2022 | 4255 days | $4.48 Trillion | $1.05 Billion/day | $- | $3.97 Trillion | ▼ -1007 days |
| 2021 | 5263 days | $3.18 Trillion | $603.90 Million/day | $- | $3.05 Trillion | ▲ +3685 days |
| 2020 | 1578 days | $1.18 Trillion | $748.34 Million/day | $- | $1.06 Trillion | ▼ -731 days |
| 2019 | 2309 days | $1.46 Trillion | $634.15 Million/day | $- | $1.36 Trillion | ▲ +2289 days |
| 2018 | 20 days | $1.14 Trillion | $56.77 Billion/day | $- | $1.05 Trillion | ▼ -12 days |
| 2017 | 32 days | $1.68 Trillion | $53.07 Billion/day | $- | $1.53 Trillion | ▼ -1130 days |
| 2016 | 1161 days | $453.51 Billion | $390.52 Million/day | $- | $367.99 Billion | ▼ -1855 days |
| 2015 | 3017 days | $1.00 Trillion | $332.57 Million/day | $- | $1.00 Trillion | ▲ +2982 days |
| 2014 | 35 days | $1.64 Trillion | $46.65 Billion/day | $- | $1.61 Trillion | ▼ -2 days |
| 2013 | 37 days | $1.71 Trillion | $45.87 Billion/day | $- | $1.68 Trillion | ▲ +6 days |
| 2012 | 31 days | $1.31 Trillion | $42.25 Billion/day | $- | $1.27 Trillion | ▼ -3 days |
| 2011 | 34 days | $1.49 Trillion | $44.30 Billion/day | $- | $1.47 Trillion | ▲ +34 days |
| 2010 | 0 days | $1.87 Billion | $37.58 Billion/day | $- | $1.87 Billion | ▲ +0 days |
| 2009 | 0 days | $40.28 Million | $36.02 Billion/day | $- | $40.28 Million | ▼ -3 days |
| 2008 | 3 days | $104.11 Billion | $38.02 Billion/day | $- | $75.52 Billion | ▲ +0 days |
| 2007 | 3 days | $81.73 Billion | $30.87 Billion/day | $- | $638.71 Million | ▲ +3 days |
| 2006 | 0 days | $841.30 Million | $24.02 Billion/day | $- | $841.30 Million | ▲ +0 days |
| 2005 | 0 days | $131.02 Million | $19.27 Billion/day | $- | $131.02 Million | ▼ 0 days |
| 2004 | 0 days | $676.10 Million | $17.73 Billion/day | $- | $676.10 Million | ▼ 0 days |
| 2003 | 0 days | $69.47 Million | $384.41 Million/day | $- | $69.47 Million | ▼ 0 days |
| 2002 | 0 days | $67.33 Million | $371.09 Million/day | $- | $67.33 Million | ▲ +0 days |
| 2001 | 0 days | $88.10 Million | $612.24 Million/day | $- | $88.10 Million | — |