Lufax Holding Ltd (LU) — Defensive Interval Ratio

Latest as of March 2026: 68 days

Lufax Holding Ltd (LU) has a Defensive Interval Ratio of 68 days as of March 2026. Defensive assets of $9.12 Billion (cash $-, short-term investments $5.71 Billion, receivables $3.40 Billion) cover 68 days of daily cash needs of $134.57 Million/day. Check LU tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

68 days
Days of operational coverage

Defensive Assets

$9.12 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$134.57 Million
Current Liabilities ÷ 365

Current Liabilities

$49.12 Billion
USD

Lufax Holding Ltd Defensive Interval Ratio (2016–2025)

This chart shows how Lufax Holding Ltd's Defensive Interval Ratio has evolved across 9 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 68 days, meaning defensive assets of $9.12 Billion can fund 68 days of operations without new revenue. Also explore LU net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Lufax Holding Ltd (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for Lufax Holding Ltd from 2016 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Lufax Holding Ltd.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 41 days $9.12 Billion $222.22 Million/day $- $5.71 Billion ▼ -7968 days
2023 8009 days $34.24 Billion $4.27 Million/day $- $28.89 Billion ▲ +6667 days
2022 1342 days $44.85 Billion $33.42 Million/day $- $29.09 Billion ▼ -868 days
2021 2210 days $53.37 Billion $24.15 Million/day $- $31.02 Billion ▼ -1634 days
2020 3844 days $57.75 Billion $15.02 Million/day $- $34.42 Billion ▼ -20581 days
2019 24425 days $35.20 Billion $1.44 Million/day $- $18.58 Billion ▲ +745 days
2018 23680 days $30.91 Billion $1.31 Million/day $- $16.44 Billion ▲ +20280 days
2017 3400 days $18.68 Billion $5.49 Million/day $- $2.52 Billion ▲ +1621 days
2016 1779 days $18.23 Billion $10.25 Million/day $- $7.67 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)