Lufax Holding Ltd (LU) — Financial Flexibility Index

Latest as of March 2026: 101.30x

Lufax Holding Ltd (LU) has a Financial Flexibility Index of 101.30x as of March 2026. Free cash flow of $12.77 Trillion (operating CF $12.72 Trillion minus capex $51.28 Billion) represents 101% of total liabilities ($126.07 Billion). Check LU cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

101.30x
Free Cash Flow / Total Liabilities

Free Cash Flow

$12.77 Trillion
Operating CF − Capex

Total Liabilities

$126.07 Billion
USD

Capital Expenditures

$51.28 Billion
USD

Lufax Holding Ltd Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for Lufax Holding Ltd across 9 annual periods. For the full cash flow conversion analysis, see Lufax Holding Ltd (LU) cash flow conversion.

Annual Financial Flexibility Index for Lufax Holding Ltd (2017–2025)

Year-by-year free cash flow to debt coverage for Lufax Holding Ltd. Explore LU operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.10x $12.82 Billion $12.79 Billion $126.15 Billion ▲ +555.1%
2024 0.02x $1.89 Billion $1.82 Billion $121.76 Billion ▼ -85.2%
2023 0.11x $15.08 Billion $15.03 Billion $143.34 Billion ▲ +484.7%
2022 0.02x $4.58 Billion $4.46 Billion $254.48 Billion ▼ -7.0%
2021 0.02x $5.14 Billion $4.99 Billion $265.87 Billion ▼ -56.3%
2020 0.04x $7.33 Billion $7.12 Billion $165.74 Billion ▲ +88.9%
2019 0.02x $2.37 Billion $2.19 Billion $101.39 Billion ▲ +264.3%
2018 -0.01x $-1.18 Billion $-1.45 Billion $82.97 Billion ▼ -172.1%
2017 0.02x $3.14 Billion $2.67 Billion $159.12 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities