Old Republic International Corp (ORI) — Defensive Interval Ratio
Old Republic International Corp (ORI) has a Defensive Interval Ratio of 1121 days as of December 2025. Defensive assets of $12.91 Billion (cash $-, short-term investments $2.97 Billion, receivables $9.94 Billion) cover 1121 days of daily cash needs of $11.51 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Old Republic International Corp Defensive Interval Ratio (1994–2025)
This chart shows how Old Republic International Corp's Defensive Interval Ratio has evolved across 32 annual periods from 1994 to 2025. As of December 2025, the ratio stands at 1121 days, meaning defensive assets of $12.91 Billion can fund 1121 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of Old Republic International Corp.
Annual Defensive Interval Ratio for Old Republic International Corp (1994–2025)
The table below presents the year-by-year Defensive Interval Ratio for Old Republic International Corp from 1994 to 2025, covering 32 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See ORI working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1121 days | $12.91 Billion | $11.51 Million/day | $- | $2.97 Billion | ▼ -1139 days |
| 2024 | 2261 days | $22.51 Billion | $9.96 Million/day | $- | $13.50 Billion | ▲ +78 days |
| 2023 | 2182 days | $21.21 Billion | $9.72 Million/day | $- | $13.17 Billion | ▼ -16240 days |
| 2022 | 18423 days | $20.14 Billion | $1.09 Million/day | $- | $12.61 Billion | ▲ +1963 days |
| 2021 | 16459 days | $17.97 Billion | $1.09 Million/day | $- | $11.24 Billion | ▲ +678 days |
| 2020 | 15781 days | $17.20 Billion | $1.09 Million/day | $- | $11.25 Billion | ▲ +15472 days |
| 2019 | 309 days | $9.33 Billion | $30.21 Million/day | $- | $4.03 Billion | ▲ +77 days |
| 2018 | 232 days | $8.38 Billion | $36.16 Million/day | $- | $3.38 Billion | ▲ +8 days |
| 2017 | 224 days | $8.11 Billion | $36.22 Million/day | $- | $3.27 Billion | ▲ +5 days |
| 2016 | 218 days | $7.53 Billion | $34.50 Million/day | $- | $2.90 Billion | ▲ +25 days |
| 2015 | 194 days | $6.51 Billion | $33.61 Million/day | $- | $1.99 Billion | ▼ -5227 days |
| 2014 | 5420 days | $6.75 Billion | $1.25 Million/day | $- | $2.01 Billion | ▲ +499 days |
| 2013 | 4921 days | $5.53 Billion | $1.12 Million/day | $- | $1.00 Billion | ▲ +1219 days |
| 2012 | 3702 days | $5.18 Billion | $1.40 Million/day | $- | $739.70 Million | ▲ +1694 days |
| 2011 | 2008 days | $2.52 Billion | $1.25 Million/day | $- | $1.48 Billion | ▼ -5485 days |
| 2010 | 7492 days | $2.11 Billion | $281.92K/day | $- | $1.04 Billion | ▼ -74473 days |
| 2009 | 81965 days | $1.64 Billion | $20.00K/day | $- | $850.70 Million | ▲ +66249 days |
| 2008 | 15716 days | $1.77 Billion | $112.33K/day | $- | $917.70 Million | ▲ +15660 days |
| 2007 | 56 days | $1.34 Billion | $23.79 Million/day | $- | $462.60 Million | ▼ -37715 days |
| 2006 | 37772 days | $1.60 Billion | $42.47K/day | $- | $493.60 Million | ▲ +37711 days |
| 2005 | 60 days | $1.22 Billion | $20.21 Million/day | $- | $275.30 Million | ▲ +0 days |
| 2004 | 60 days | $1.08 Billion | $17.98 Million/day | $- | $388.60 Million | ▼ -4 days |
| 2003 | 64 days | $1.06 Billion | $16.50 Million/day | $- | $403.90 Million | ▲ +9 days |
| 2002 | 55 days | $816.40 Million | $14.84 Million/day | $- | $253.80 Million | ▼ -4 days |
| 2001 | 59 days | $804.00 Million | $13.64 Million/day | $- | $298.50 Million | ▼ -1 days |
| 2000 | 60 days | $759.00 Million | $12.61 Million/day | $- | $378.00 Million | ▲ +10 days |
| 1999 | 51 days | $627.40 Million | $12.41 Million/day | $- | $276.50 Million | ▼ -9 days |
| 1998 | 59 days | $743.20 Million | $12.52 Million/day | $- | $377.60 Million | ▲ +3 days |
| 1997 | 57 days | $717.30 Million | $12.68 Million/day | $- | $328.00 Million | ▲ +4 days |
| 1996 | 53 days | $660.20 Million | $12.55 Million/day | $- | $265.70 Million | ▼ -4 days |
| 1995 | 57 days | $711.40 Million | $12.57 Million/day | $- | $312.70 Million | ▲ +12 days |
| 1994 | 45 days | $558.50 Million | $12.45 Million/day | $- | $172.10 Million | — |