Banco Mercantil do Brasil S.A (BMEB3) — Defensive Interval Ratio
Banco Mercantil do Brasil S.A (BMEB3) has a Defensive Interval Ratio of 11 days as of September 2025. Defensive assets of R$613.09 Million (cash R$-, short-term investments R$-, receivables R$613.09 Million) cover 11 days of daily cash needs of R$56.89 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco Mercantil do Brasil S.A Defensive Interval Ratio (2008–2024)
This chart shows how Banco Mercantil do Brasil S.A's Defensive Interval Ratio has evolved across 17 annual periods from 2008 to 2024. As of September 2025, the ratio stands at 11 days, meaning defensive assets of R$613.09 Million can fund 11 days of operations without new revenue. For the complete balance sheet picture, see BMEB3 total assets.
Annual Defensive Interval Ratio for Banco Mercantil do Brasil S.A (2008–2024)
The table below presents the year-by-year Defensive Interval Ratio for Banco Mercantil do Brasil S.A from 2008 to 2024, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Banco Mercantil do Brasil S.A (BMEB3) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (BRL) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 6 days | R$311.17 Million | R$48.55 Million/day | R$- | R$- | ▲ +33 days |
| 2023 | -26 days | R$-999.43 Million | R$38.26 Million/day | R$- | R$-1.08 Billion | ▼ -100 days |
| 2022 | 74 days | R$460.25 Million | R$6.24 Million/day | R$- | R$- | ▼ -21 days |
| 2021 | 95 days | R$471.02 Million | R$4.96 Million/day | R$- | R$- | ▼ -34 days |
| 2020 | 129 days | R$545.57 Million | R$4.24 Million/day | R$- | R$- | ▲ +122 days |
| 2019 | 6 days | R$37.01 Million | R$5.75 Million/day | R$- | R$2.70 Million | ▼ -26 days |
| 2018 | 32 days | R$663.77 Million | R$20.65 Million/day | R$- | R$13.62 Million | ▲ +2 days |
| 2017 | 30 days | R$620.33 Million | R$20.90 Million/day | R$- | R$36.84 Million | ▼ -82 days |
| 2016 | 112 days | R$2.14 Billion | R$19.12 Million/day | R$- | R$1.55 Billion | ▼ -5 days |
| 2015 | 117 days | R$2.54 Billion | R$21.75 Million/day | R$- | R$1.90 Billion | ▲ +35 days |
| 2014 | 82 days | R$1.89 Billion | R$23.14 Million/day | R$- | R$2.12 Billion | ▲ +53 days |
| 2013 | 28 days | R$657.30 Million | R$23.19 Million/day | R$- | R$29.12 Million | ▲ +7 days |
| 2012 | 21 days | R$541.74 Million | R$25.53 Million/day | R$- | R$11.90 Million | ▼ -15 days |
| 2011 | 37 days | R$793.05 Million | R$21.70 Million/day | R$- | R$- | ▲ +17 days |
| 2010 | 20 days | R$356.86 Million | R$17.83 Million/day | R$- | R$- | ▼ -29 days |
| 2009 | 49 days | R$732.17 Million | R$14.89 Million/day | R$- | R$- | ▲ +11 days |
| 2008 | 38 days | R$616.26 Million | R$16.10 Million/day | R$- | R$- | — |