Banco Mercantil do Brasil S.A (BMEB3) — Defensive Interval Ratio
Banco Mercantil do Brasil S.A (BMEB3) has a Defensive Interval Ratio of 11 days as of September 2025. Defensive assets of R$613.09 Million (cash R$-, short-term investments R$-, receivables R$613.09 Million) cover 11 days of daily cash needs of R$56.89 Million/day. Check BMEB3 goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco Mercantil do Brasil S.A Defensive Interval Ratio (2008–2024)
This chart shows how Banco Mercantil do Brasil S.A's Defensive Interval Ratio has evolved across 17 annual periods from 2008 to 2024. As of September 2025, the ratio stands at 11 days, meaning defensive assets of R$613.09 Million can fund 11 days of operations without new revenue. Also explore Banco Mercantil do Brasil S.A (BMEB3) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Banco Mercantil do Brasil S.A (2008–2024)
The table below presents the year-by-year Defensive Interval Ratio for Banco Mercantil do Brasil S.A from 2008 to 2024, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banco Mercantil do Brasil S.A (BMEB3) market capitalisation.
| Year | DIR (days) | Defensive Assets (BRL) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 6 days | R$311.17 Million | R$48.55 Million/day | R$- | R$- | ▲ +33 days |
| 2023 | -26 days | R$-999.43 Million | R$38.26 Million/day | R$- | R$-1.08 Billion | ▼ -100 days |
| 2022 | 74 days | R$460.25 Million | R$6.24 Million/day | R$- | R$- | ▼ -21 days |
| 2021 | 95 days | R$471.02 Million | R$4.96 Million/day | R$- | R$- | ▼ -34 days |
| 2020 | 129 days | R$545.57 Million | R$4.24 Million/day | R$- | R$- | ▲ +122 days |
| 2019 | 6 days | R$37.01 Million | R$5.75 Million/day | R$- | R$2.70 Million | ▼ -26 days |
| 2018 | 32 days | R$663.77 Million | R$20.65 Million/day | R$- | R$13.62 Million | ▲ +2 days |
| 2017 | 30 days | R$620.33 Million | R$20.90 Million/day | R$- | R$36.84 Million | ▼ -82 days |
| 2016 | 112 days | R$2.14 Billion | R$19.12 Million/day | R$- | R$1.55 Billion | ▼ -5 days |
| 2015 | 117 days | R$2.54 Billion | R$21.75 Million/day | R$- | R$1.90 Billion | ▲ +35 days |
| 2014 | 82 days | R$1.89 Billion | R$23.14 Million/day | R$- | R$2.12 Billion | ▲ +53 days |
| 2013 | 28 days | R$657.30 Million | R$23.19 Million/day | R$- | R$29.12 Million | ▲ +7 days |
| 2012 | 21 days | R$541.74 Million | R$25.53 Million/day | R$- | R$11.90 Million | ▼ -15 days |
| 2011 | 37 days | R$793.05 Million | R$21.70 Million/day | R$- | R$- | ▲ +17 days |
| 2010 | 20 days | R$356.86 Million | R$17.83 Million/day | R$- | R$- | ▼ -29 days |
| 2009 | 49 days | R$732.17 Million | R$14.89 Million/day | R$- | R$- | ▲ +11 days |
| 2008 | 38 days | R$616.26 Million | R$16.10 Million/day | R$- | R$- | — |