Banco Mercantil do Brasil S.A (BMEB3) — Financial Flexibility Index
Banco Mercantil do Brasil S.A (BMEB3) has a Financial Flexibility Index of 0.02x as of June 2026. Free cash flow of R$539.20 Million (operating CF R$536.02 Million minus capex R$3.17 Million) represents 0% of total liabilities (R$35.81 Billion). Check total reinvestment intensity of Banco Mercantil do Brasil S.A to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Banco Mercantil do Brasil S.A Financial Flexibility Index (2006–2025)
Historical Financial Flexibility Index trend for Banco Mercantil do Brasil S.A across 20 annual periods. For the full cash flow conversion analysis, see Banco Mercantil do Brasil S.A cash flow conversion.
Annual Financial Flexibility Index for Banco Mercantil do Brasil S.A (2006–2025)
Year-by-year free cash flow to debt coverage for Banco Mercantil do Brasil S.A. Explore BMEB3 debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (BRL) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.05x | R$1.76 Billion | R$1.68 Billion | R$33.23 Billion | ▼ -30.5% |
| 2024 | 0.08x | R$1.80 Billion | R$1.66 Billion | R$23.58 Billion | ▲ +2537.8% |
| 2023 | 0.00x | R$-56.56 Million | R$-109.26 Million | R$18.06 Billion | ▼ -111.9% |
| 2022 | 0.03x | R$355.77 Million | R$280.70 Million | R$13.53 Billion | ▲ +102.1% |
| 2021 | -1.23x | R$-667.75 Million | R$-744.32 Million | R$541.50 Million | ▼ -1072.9% |
| 2020 | 0.13x | R$71.50 Million | R$-40.20 Million | R$564.11 Million | ▼ -89.6% |
| 2019 | 1.22x | R$1.18 Billion | R$1.04 Billion | R$968.63 Million | ▲ +2568.5% |
| 2018 | 0.05x | R$399.27 Million | R$340.99 Million | R$8.71 Billion | ▲ +445.2% |
| 2017 | -0.01x | R$-117.92 Million | R$-187.09 Million | R$8.88 Billion | ▼ -141.3% |
| 2016 | 0.03x | R$310.19 Million | R$257.52 Million | R$9.66 Billion | ▲ +19.0% |
| 2015 | 0.03x | R$314.65 Million | R$284.06 Million | R$11.66 Billion | ▲ +369.4% |
| 2014 | -0.01x | R$-125.86 Million | R$-160.18 Million | R$12.56 Billion | ▲ +25.5% |
| 2013 | -0.01x | R$-170.21 Million | R$-204.32 Million | R$12.66 Billion | ▼ -137.4% |
| 2012 | 0.04x | R$455.00 Million | R$424.33 Million | R$12.64 Billion | ▼ -63.5% |
| 2011 | 0.10x | R$964.33 Million | R$913.81 Million | R$9.77 Billion | ▲ +1520.3% |
| 2010 | 0.01x | R$53.32 Million | R$11.82 Million | R$8.76 Billion | ▼ -32.2% |
| 2009 | 0.01x | R$65.35 Million | R$35.19 Million | R$7.28 Billion | ▼ -79.8% |
| 2008 | 0.04x | R$276.90 Million | R$258.37 Million | R$6.23 Billion | ▲ +239.8% |
| 2007 | 0.01x | R$87.39 Million | R$46.22 Million | R$6.69 Billion | ▼ -13.2% |
| 2006 | 0.02x | R$75.45 Million | R$50.84 Million | R$5.01 Billion | — |