Laurentian Bank Of Canada Defensive Interval Ratio
Laurentian Bank Of Canada defensive interval ratio. Laurentian Bank Of Canada (LB) has a Defensive Interval Ratio of 6 days as of October 2025. Defensive assets of CA$505.80 Million (cash CA$-, short-term investments CA$276.66 Million, receivables CA$229.14 Million) cover 6 days of daily cash needs of CA$85.49 Million/day. See working capital to net assets of Laurentian Bank Of Canada to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Laurentian Bank Of Canada (1996–2025)
Defensive interval ratio of Laurentian Bank Of Canada from 1996 to 2025. This chart shows how Laurentian Bank Of Canada's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of October 2025, the ratio stands at 6 days, meaning defensive assets of CA$505.80 Million can fund 6 days of operations without new revenue. Check financial resilience of Laurentian Bank Of Canada to evaluate the company's liquid asset resilience ratio.
Laurentian Bank Of Canada Defensive Interval Ratio by Year (1996–2025)
Laurentian Bank Of Canada defensive interval ratio by year from 1996 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Laurentian Bank Of Canada from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see LB asset base.
| Year | DIR (days) | Defensive Assets (CAD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | CA$505.80 Million | CA$85.49 Million/day | CA$- | CA$276.66 Million | ▲ +1 days |
| 2024 | 5 days | CA$405.06 Million | CA$78.08 Million/day | CA$- | CA$167.15 Million | ▲ +1 days |
| 2023 | 5 days | CA$385.08 Million | CA$84.62 Million/day | CA$- | CA$50.39 Million | ▲ +0 days |
| 2022 | 4 days | CA$390.70 Million | CA$87.23 Million/day | CA$- | CA$186.62 Million | ▼ -5 days |
| 2021 | 9 days | CA$727.92 Million | CA$76.78 Million/day | CA$- | CA$259.08 Million | ▲ +4 days |
| 2020 | 5 days | CA$392.44 Million | CA$76.70 Million/day | CA$- | CA$274.58 Million | ▼ -1 days |
| 2019 | 6 days | CA$482.92 Million | CA$78.64 Million/day | CA$- | CA$312.86 Million | ▼ -882 days |
| 2018 | 889 days | CA$2.27 Billion | CA$2.55 Million/day | CA$- | CA$2.00 Billion | ▼ -70 days |
| 2017 | 958 days | CA$2.41 Billion | CA$2.51 Million/day | CA$- | CA$2.09 Billion | ▼ -60 days |
| 2016 | 1018 days | CA$2.26 Billion | CA$2.21 Million/day | CA$- | CA$1.96 Billion | ▼ -432 days |
| 2015 | 1450 days | CA$2.55 Billion | CA$1.76 Million/day | CA$- | CA$2.37 Billion | ▲ +1415 days |
| 2014 | 35 days | CA$2.76 Billion | CA$79.42 Million/day | CA$- | CA$2.58 Billion | ▲ +8 days |
| 2013 | 27 days | CA$1.93 Billion | CA$72.42 Million/day | CA$- | CA$1.68 Billion | ▼ -1977 days |
| 2012 | 2004 days | CA$4.10 Billion | CA$2.05 Million/day | CA$- | CA$3.80 Billion | ▲ +1970 days |
| 2011 | 34 days | CA$2.27 Billion | CA$65.84 Million/day | CA$- | CA$2.11 Billion | ▼ -1 days |
| 2010 | 36 days | CA$2.29 Billion | CA$64.23 Million/day | CA$- | CA$2.14 Billion | ▼ -885 days |
| 2009 | 920 days | CA$1.39 Billion | CA$1.51 Million/day | CA$- | CA$1.22 Billion | ▲ +892 days |
| 2008 | 28 days | CA$1.43 Billion | CA$51.44 Million/day | CA$- | CA$1.30 Billion | ▲ +6 days |
| 2007 | 22 days | CA$1.02 Billion | CA$47.04 Million/day | CA$- | CA$917.68 Million | ▲ +14 days |
| 2006 | 8 days | CA$325.05 Million | CA$43.25 Million/day | CA$- | CA$210.21 Million | ▲ +5 days |
| 2005 | 3 days | CA$118.35 Million | CA$41.24 Million/day | CA$- | CA$- | ▼ -2 days |
| 2004 | 5 days | CA$197.82 Million | CA$40.99 Million/day | CA$- | CA$- | ▼ -1 days |
| 2003 | 5 days | CA$225.74 Million | CA$41.10 Million/day | CA$- | CA$- | ▼ 0 days |
| 2002 | 6 days | CA$255.46 Million | CA$46.08 Million/day | CA$- | CA$- | ▲ +1 days |
| 2001 | 5 days | CA$207.56 Million | CA$43.76 Million/day | CA$- | CA$- | ▼ 0 days |
| 2000 | 5 days | CA$180.62 Million | CA$36.25 Million/day | CA$- | CA$- | ▲ +0 days |
| 1999 | 5 days | CA$165.10 Million | CA$34.13 Million/day | CA$- | CA$- | ▲ +2 days |
| 1998 | 3 days | CA$111.30 Million | CA$33.65 Million/day | CA$- | CA$- | ▲ +1 days |
| 1997 | 2 days | CA$72.90 Million | CA$34.11 Million/day | CA$- | CA$- | ▼ -1 days |
| 1996 | 3 days | CA$93.20 Million | CA$31.75 Million/day | CA$- | CA$- | — |