Laurentian Bank Of Canada (LB) — Defensive Interval Ratio

Latest as of October 2025: 6 days

Laurentian Bank Of Canada (LB) has a Defensive Interval Ratio of 6 days as of October 2025. Defensive assets of CA$505.80 Million (cash CA$-, short-term investments CA$276.66 Million, receivables CA$229.14 Million) cover 6 days of daily cash needs of CA$85.49 Million/day.

Defensive Interval Ratio

6 days
Days of operational coverage

Defensive Assets

CA$505.80 Million
Cash + ST Investments + Receivables

Daily Cash Need

CA$85.49 Million
Current Liabilities ÷ 365

Current Liabilities

CA$31.20 Billion
CAD

Laurentian Bank Of Canada Defensive Interval Ratio (1996–2025)

This chart shows how Laurentian Bank Of Canada's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of October 2025, the ratio stands at 6 days, meaning defensive assets of CA$505.80 Million can fund 6 days of operations without new revenue. For the complete balance sheet picture, see Laurentian Bank Of Canada balance sheet assets.

Annual Defensive Interval Ratio for Laurentian Bank Of Canada (1996–2025)

The table below presents the year-by-year Defensive Interval Ratio for Laurentian Bank Of Canada from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Laurentian Bank Of Canada short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CAD) Daily Cash Need Cash ST Investments Change (days)
2025 6 days CA$505.80 Million CA$85.49 Million/day CA$- CA$276.66 Million ▲ +1 days
2024 5 days CA$405.06 Million CA$78.08 Million/day CA$- CA$167.15 Million ▲ +1 days
2023 5 days CA$385.08 Million CA$84.62 Million/day CA$- CA$50.39 Million ▲ +0 days
2022 4 days CA$390.70 Million CA$87.23 Million/day CA$- CA$186.62 Million ▼ -5 days
2021 9 days CA$727.92 Million CA$76.78 Million/day CA$- CA$259.08 Million ▲ +4 days
2020 5 days CA$392.44 Million CA$76.70 Million/day CA$- CA$274.58 Million ▼ -1 days
2019 6 days CA$482.92 Million CA$78.64 Million/day CA$- CA$312.86 Million ▼ -882 days
2018 889 days CA$2.27 Billion CA$2.55 Million/day CA$- CA$2.00 Billion ▼ -70 days
2017 958 days CA$2.41 Billion CA$2.51 Million/day CA$- CA$2.09 Billion ▼ -60 days
2016 1018 days CA$2.26 Billion CA$2.21 Million/day CA$- CA$1.96 Billion ▼ -432 days
2015 1450 days CA$2.55 Billion CA$1.76 Million/day CA$- CA$2.37 Billion ▲ +1415 days
2014 35 days CA$2.76 Billion CA$79.42 Million/day CA$- CA$2.58 Billion ▲ +8 days
2013 27 days CA$1.93 Billion CA$72.42 Million/day CA$- CA$1.68 Billion ▼ -1977 days
2012 2004 days CA$4.10 Billion CA$2.05 Million/day CA$- CA$3.80 Billion ▲ +1970 days
2011 34 days CA$2.27 Billion CA$65.84 Million/day CA$- CA$2.11 Billion ▼ -1 days
2010 36 days CA$2.29 Billion CA$64.23 Million/day CA$- CA$2.14 Billion ▼ -885 days
2009 920 days CA$1.39 Billion CA$1.51 Million/day CA$- CA$1.22 Billion ▲ +892 days
2008 28 days CA$1.43 Billion CA$51.44 Million/day CA$- CA$1.30 Billion ▲ +6 days
2007 22 days CA$1.02 Billion CA$47.04 Million/day CA$- CA$917.68 Million ▲ +14 days
2006 8 days CA$325.05 Million CA$43.25 Million/day CA$- CA$210.21 Million ▲ +5 days
2005 3 days CA$118.35 Million CA$41.24 Million/day CA$- CA$- ▼ -2 days
2004 5 days CA$197.82 Million CA$40.99 Million/day CA$- CA$- ▼ -1 days
2003 5 days CA$225.74 Million CA$41.10 Million/day CA$- CA$- ▼ 0 days
2002 6 days CA$255.46 Million CA$46.08 Million/day CA$- CA$- ▲ +1 days
2001 5 days CA$207.56 Million CA$43.76 Million/day CA$- CA$- ▼ 0 days
2000 5 days CA$180.62 Million CA$36.25 Million/day CA$- CA$- ▲ +0 days
1999 5 days CA$165.10 Million CA$34.13 Million/day CA$- CA$- ▲ +2 days
1998 3 days CA$111.30 Million CA$33.65 Million/day CA$- CA$- ▲ +1 days
1997 2 days CA$72.90 Million CA$34.11 Million/day CA$- CA$- ▼ -1 days
1996 3 days CA$93.20 Million CA$31.75 Million/day CA$- CA$- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)