First Insurance Co Ltd (2852) — Defensive Interval Ratio

Latest as of December 2025: 212 days

First Insurance Co Ltd (2852) has a Defensive Interval Ratio of 212 days as of December 2025. Defensive assets of NT$3.05 Billion (cash NT$-, short-term investments NT$2.59 Billion, receivables NT$462.49 Million) cover 212 days of daily cash needs of NT$14.37 Million/day.

Defensive Interval Ratio

212 days
Days of operational coverage

Defensive Assets

NT$3.05 Billion
Cash + ST Investments + Receivables

Daily Cash Need

NT$14.37 Million
Current Liabilities ÷ 365

Current Liabilities

NT$5.25 Billion
TWD

First Insurance Co Ltd Defensive Interval Ratio (2013–2025)

This chart shows how First Insurance Co Ltd's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of December 2025, the ratio stands at 212 days, meaning defensive assets of NT$3.05 Billion can fund 212 days of operations without new revenue. For the complete balance sheet picture, see First Insurance Co Ltd total assets.

Annual Defensive Interval Ratio for First Insurance Co Ltd (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for First Insurance Co Ltd from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of First Insurance Co Ltd to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (TWD) Daily Cash Need Cash ST Investments Change (days)
2025 212 days NT$3.05 Billion NT$14.37 Million/day NT$- NT$2.59 Billion ▼ -181 days
2024 393 days NT$3.74 Billion NT$9.51 Million/day NT$- NT$2.78 Billion ▼ -1166 days
2023 1559 days NT$3.11 Billion NT$1.99 Million/day NT$- NT$2.66 Billion ▼ -1786 days
2022 3345 days NT$2.83 Billion NT$847.27K/day NT$- NT$2.59 Billion ▼ -222 days
2021 3567 days NT$3.10 Billion NT$868.92K/day NT$- NT$2.70 Billion ▼ -44 days
2020 3611 days NT$3.43 Billion NT$949.28K/day NT$- NT$2.95 Billion ▲ +709 days
2019 2903 days NT$3.47 Billion NT$1.20 Million/day NT$- NT$3.19 Billion ▲ +2059 days
2018 843 days NT$1.14 Billion NT$1.35 Million/day NT$- NT$707.59 Million ▼ -1219 days
2017 2062 days NT$2.75 Billion NT$1.33 Million/day NT$- NT$2.38 Billion ▼ -808 days
2016 2870 days NT$3.15 Billion NT$1.10 Million/day NT$- NT$2.77 Billion ▲ +880 days
2015 1990 days NT$2.50 Billion NT$1.26 Million/day NT$- NT$2.00 Billion ▲ +1445 days
2014 545 days NT$834.21 Million NT$1.53 Million/day NT$- NT$- ▼ -2119 days
2013 2663 days NT$2.83 Billion NT$1.06 Million/day NT$- NT$1.94 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)