Substrate AI S.A. (SAI) — Financial Flexibility Index

Latest as of December 2025: 0.03x

Substrate AI S.A. (SAI) has a Financial Flexibility Index of 0.03x as of December 2025. Free cash flow of €649.91K (operating CF €434.98K minus capex €214.92K) represents 0% of total liabilities (€23.32 Million). Check SAI capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

€649.91K
Operating CF − Capex

Total Liabilities

€23.32 Million
EUR

Capital Expenditures

€214.92K
EUR

Substrate AI S.A. Financial Flexibility Index (2021–2025)

Historical Financial Flexibility Index trend for Substrate AI S.A. across 5 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Substrate AI S.A..

Annual Financial Flexibility Index for Substrate AI S.A. (2021–2025)

Year-by-year free cash flow to debt coverage for Substrate AI S.A.. Explore SAI operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.34x €7.82 Million €1.57 Million €23.32 Million ▼ -48.2%
2024 0.65x €12.66 Million €6.35 Million €19.56 Million ▲ +610.1%
2023 -0.13x €-2.73 Million €-3.64 Million €21.51 Million ▲ +76.5%
2022 -0.54x €-2.55 Million €-2.63 Million €4.73 Million ▼ -1635.9%
2021 -0.03x €-172.39K €-908.24K €5.55 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities