Substrate AI S.A. (SAI) - Net Assets

Latest as of December 2025: €42.61 Million EUR ≈ $49.81 Million USD

Based on the latest financial reports, Substrate AI S.A. (SAI) has net assets worth €42.61 Million EUR (≈ $49.81 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€65.93 Million ≈ $77.07 Million USD) and total liabilities (€23.32 Million ≈ $27.26 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore how large is Substrate AI S.A.'s balance sheet for the complete picture of this company's asset base.

Key Net Assets Metrics

Metric Value
Current Net Assets €42.61 Million
% of Total Assets 64.63%
Annual Growth Rate 12.47%
5-Year Change N/A
10-Year Change N/A
Growth Volatility 40.53

Substrate AI S.A. - Net Assets Trend (2021–2025)

This chart illustrates how Substrate AI S.A.'s net assets have evolved over time, based on quarterly financial data. Check tangible net worth ratio of Substrate AI S.A. to evaluate the tangible quality of the company's equity base.

Annual Net Assets for Substrate AI S.A. (2021–2025)

The table below shows the annual net assets of Substrate AI S.A. from 2021 to 2025. For live valuation and market cap data, see Substrate AI S.A. market cap and net worth.

Year Net Assets Change
2025-12-31 €42.61 Million
≈ $49.81 Million
+2.05%
2024-12-31 €41.75 Million
≈ $48.81 Million
+75.78%
2023-12-31 €23.75 Million
≈ $27.77 Million
+35.06%
2022-12-31 €17.59 Million
≈ $20.56 Million
-33.95%
2021-12-31 €26.63 Million
≈ $31.13 Million
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Equity Component Analysis

This analysis shows how different components contribute to Substrate AI S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 2396436800.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Common Stock €20.96 Million 53.12%
Other Comprehensive Income €-2.93 Million -7.42%
Other Components €47.64 Million 120.73%
Total Equity €39.46 Million 100.00%

Substrate AI S.A. Competitors by Market Cap

The table below lists competitors of Substrate AI S.A. ranked by their market capitalization.

Company Market Cap
HANBIT SOFT Inc
KQ:047080
$16.91 Million
MMC Sanayi ve Ticari Yatirimlar AS
IS:MMCAS
$16.92 Million
Pungkang Co. Ltd
KQ:093380
$16.93 Million
Energean Oil & Gas PLC
LSE:ENOG
$16.93 Million
Amj Land Holdings Limited
NSE:AMJLAND
$16.90 Million
Sub Sri Thai Public Company Limited
BK:SST
$16.90 Million
Lagnam Spintex Limited
NSE:LAGNAM
$16.90 Million
DCM Limited
NSE:DCM
$16.90 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Substrate AI S.A.'s equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 41,106,428 to 39,461,183, a change of -1,645,245 (-4.0%).
  • Net loss of 7,442,173 reduced equity.
  • New share issuances of 7,809,311 increased equity.
  • Other comprehensive income increased equity by 241,517.
  • Other factors decreased equity by 2,253,900.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income €-7.44 Million -18.86%
Share Issuances €7.81 Million +19.79%
Other Comprehensive Income €241.52K +0.61%
Other Changes €-2.25 Million -5.71%
Total Change €- -4.00%

Book Value vs Market Value Analysis

This analysis compares Substrate AI S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.20x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has increased from 0.05x to 0.20x over the analyzed period, suggesting growing market confidence.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2021-12-31 €1.30 €0.07 x
2022-12-31 €0.72 €0.07 x
2023-12-31 €0.32 €0.07 x
2024-12-31 €0.44 €0.07 x
2025-12-31 €0.35 €0.07 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Substrate AI S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): -18.86%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: -41.30%
  • • Asset Turnover: 0.27x
  • • Equity Multiplier: 1.67x
  • Recent ROE (-18.86%) is below the historical average (-9.13%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2021 -6.72% -111.09% 0.05x 1.22x €-4.42 Million
2022 0.06% 0.36% 0.14x 1.28x €-1.74 Million
2023 -38.09% -101.43% 0.19x 1.97x €-11.02 Million
2024 17.93% 42.07% 0.29x 1.49x €3.26 Million
2025 -18.86% -41.30% 0.27x 1.67x €-11.39 Million

Industry Comparison

This section compares Substrate AI S.A.'s net assets metrics with peer companies in the Software - Infrastructure industry.

Industry Context

  • Industry: Software - Infrastructure
  • Average net assets among peers: $3,902,667
  • Average return on equity (ROE) among peers: -28.16%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Substrate AI S.A. (SAI) €42.61 Million -6.72% 0.55x $16.90 Million
Agile Content SA (AGIL) $6.17 Million 0.81% 1.65x $48.14 Million
Aeternal Mentis SA (AMEN) $5.00 Million 0.00% 0.00x $112.55 Million
Gigas Hosting S.A (GIGA) $541.01K -85.29% 0.92x $40.03 Million

About Substrate AI S.A.

MC:SAI Spain Software - Infrastructure
Market Cap
$16.90 Million
€14.46 Million EUR
Market Cap Rank
#25597 Global
#193 in Spain
Share Price
€0.07
Change (1 day)
-0.83%
52-Week Range
€0.02 - €0.11
All Time High
€4.10
About

Substrate Artificial Inteligence, S.A., together with its subsidiaries, engages in the creation and development of artificial intelligence systems in Spain, the United Kingdom, the United States, and Latin America. The company offers compute and cloud; storage and data fabric; networking; security and governance; AI platforms and agents; and developer access. Its products are used in AI and techn… Read more