NetSol Technologies Inc (NTWK) — Financial Flexibility Index

Latest as of December 2025: -0.21x

NetSol Technologies Inc (NTWK) has a Financial Flexibility Index of -0.21x as of December 2025. Free cash flow of $-4.38 Million (operating CF $-4.75 Million minus capex $371.05K) represents 0% of total liabilities ($20.75 Million). Check NTWK cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.21x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-4.38 Million
Operating CF − Capex

Total Liabilities

$20.75 Million
USD

Capital Expenditures

$371.05K
USD

NetSol Technologies Inc Financial Flexibility Index (1998–2025)

Historical Financial Flexibility Index trend for NetSol Technologies Inc across 28 annual periods. For the full cash flow conversion analysis, see NTWK cash flow conversion.

Annual Financial Flexibility Index for NetSol Technologies Inc (1998–2025)

Year-by-year free cash flow to debt coverage for NetSol Technologies Inc. Explore NetSol Technologies Inc (NTWK) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.09x $1.83 Million $447.27K $20.18 Million ▼ -34.7%
2024 0.14x $3.42 Million $2.91 Million $24.65 Million ▼ -17.8%
2023 0.17x $3.65 Million $2.01 Million $21.60 Million ▼ -35.2%
2022 0.26x $5.67 Million $3.06 Million $21.75 Million ▼ -64.7%
2021 0.74x $18.28 Million $15.73 Million $24.74 Million ▲ +217.6%
2020 0.23x $5.35 Million $3.97 Million $23.00 Million ▼ -36.2%
2019 0.36x $7.66 Million $4.93 Million $21.01 Million ▼ -54.2%
2018 0.80x $18.16 Million $15.71 Million $22.84 Million ▲ +542.9%
2017 0.12x $2.66 Million $454.37K $21.48 Million ▼ -61.1%
2016 0.32x $4.99 Million $1.66 Million $15.71 Million ▼ -43.6%
2015 0.56x $8.64 Million $5.08 Million $15.32 Million ▼ -74.2%
2014 2.18x $35.26 Million $18.63 Million $16.15 Million ▲ +4.9%
2013 2.08x $27.64 Million $13.85 Million $13.28 Million ▲ +77.3%
2012 1.17x $19.19 Million $8.11 Million $16.35 Million ▼ -21.8%
2011 1.50x $31.10 Million $13.92 Million $20.74 Million ▲ +103.2%
2010 0.74x $19.26 Million $8.67 Million $26.09 Million ▲ +87.8%
2009 0.39x $9.99 Million $1.23 Million $25.41 Million ▼ -30.9%
2008 0.57x $8.21 Million $3.77 Million $14.43 Million ▲ +200.3%
2007 0.19x $2.30 Million $-123.53K $12.13 Million ▼ -71.6%
2006 0.67x $10.15 Million $2.41 Million $15.24 Million ▲ +101.3%
2005 0.33x $1.71 Million $243.87K $5.18 Million ▲ +33.3%
2004 0.25x $1.15 Million $-1.71 Million $4.63 Million ▲ +144.3%
2003 -0.56x $-2.05 Million $-2.18 Million $3.67 Million ▼ -144.9%
2002 -0.23x $-1.01 Million $-1.13 Million $4.40 Million ▲ +85.3%
2001 -1.55x $-5.61 Million $-6.20 Million $3.61 Million ▼ -200.6%
2000 -0.52x $-2.80 Million $-4.35 Million $5.42 Million ▲ +31.1%
1999 -0.75x $-600.00K $-800.00K $800.00K ▼ -455.2%
1998 -0.14x $-109.47K $-113.20K $810.35K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities