NetSol Technologies Inc (NTWK) - Net Assets
Based on the latest financial reports, NetSol Technologies Inc (NTWK) has net assets worth $41.94 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($62.69 Million) and total liabilities ($20.75 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check NTWK asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $41.94 Million |
| % of Total Assets | 66.9% |
| Annual Growth Rate | N/A |
| 5-Year Change | -31.69% |
| 10-Year Change | -45.57% |
| Growth Volatility | 39.38 |
NetSol Technologies Inc - Net Assets Trend (1998–2025)
This chart illustrates how NetSol Technologies Inc's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of NetSol Technologies Inc for the complete picture of this company's asset base.
Annual Net Assets for NetSol Technologies Inc (1998–2025)
The table below shows the annual net assets of NetSol Technologies Inc from 1998 to 2025. For live valuation and market cap data, see NTWK company net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | $42.26 Million | +6.90% |
| 2024-06-30 | $39.53 Million | +7.48% |
| 2023-06-30 | $36.78 Million | -27.67% |
| 2022-06-30 | $50.85 Million | -17.80% |
| 2021-06-30 | $61.87 Million | -5.52% |
| 2020-06-30 | $65.48 Million | -1.51% |
| 2019-06-30 | $66.48 Million | -13.59% |
| 2018-06-30 | $76.94 Million | -1.61% |
| 2017-06-30 | $78.19 Million | +0.71% |
| 2016-06-30 | $77.64 Million | +5.43% |
| 2015-06-30 | $73.64 Million | -6.50% |
| 2014-06-30 | $78.76 Million | -11.93% |
| 2013-06-30 | $89.42 Million | +19.24% |
| 2012-06-30 | $74.99 Million | +15.53% |
| 2011-06-30 | $64.91 Million | +40.98% |
| 2010-06-30 | $46.04 Million | +23.24% |
| 2009-06-30 | $37.36 Million | -24.29% |
| 2008-06-30 | $49.35 Million | +31.94% |
| 2007-06-30 | $37.40 Million | +34.63% |
| 2006-06-30 | $27.78 Million | +74.18% |
| 2005-06-30 | $15.95 Million | +123.73% |
| 2004-06-30 | $7.13 Million | +40.48% |
| 2003-06-30 | $5.07 Million | -15.84% |
| 2002-06-30 | $6.03 Million | -39.05% |
| 2001-06-30 | $9.89 Million | -50.05% |
| 2000-06-30 | $19.81 Million | +100.06% |
| 1999-06-30 | $9.90 Million | +3086.11% |
| 1998-06-30 | $-331.54K | -- |
Equity Component Analysis
This analysis shows how different components contribute to NetSol Technologies Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 4041371000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $127.01K | 0.34% |
| Other Comprehensive Income | $-46.61 Million | -123.21% |
| Other Components | $125.61 Million | 332.00% |
| Total Equity | $37.83 Million | 100.00% |
NetSol Technologies Inc Competitors by Market Cap
The table below lists competitors of NetSol Technologies Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Duckshin Housing Co. Ltd
KQ:090410
|
$41.01 Million |
|
eHealth Inc
NASDAQ:EHTH
|
$41.02 Million |
|
Apex Equity Holdings Bhd
KLSE:5088
|
$41.02 Million |
|
Touchstone Exploration Inc
TO:TXP
|
$41.11 Million |
|
Eagle Capital Growth Fund Inc
NYSE MKT:GRF
|
$40.99 Million |
|
Firetail Resources Ltd
AU:FTL
|
$40.98 Million |
|
DT Cloud Star Acquisition Corporation Ordinary Shares
NASDAQ:DTSQ
|
$40.97 Million |
|
Ajinextek Co. Ltd
KQ:059120
|
$40.97 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in NetSol Technologies Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 34,838,682 to 37,833,765, a change of 2,995,083 (8.6%).
- Net income of 2,923,233 contributed positively to equity growth.
- Share repurchases of 1,503,662 reduced equity.
- Other comprehensive income decreased equity by 677,592.
- Other factors increased equity by 2,253,104.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $2.92 Million | +7.73% |
| Share Repurchases | $1.50 Million | -3.97% |
| Other Comprehensive Income | $-677.59K | -1.79% |
| Other Changes | $2.25 Million | +5.96% |
| Total Change | $- | 8.60% |
Book Value vs Market Value Analysis
This analysis compares NetSol Technologies Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.06x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1998-06-30 | $-0.07 | $3.47 | x |
| 1999-06-30 | $114.87 | $3.47 | x |
| 2000-06-30 | $102.45 | $3.47 | x |
| 2001-06-30 | $44.06 | $3.47 | x |
| 2002-06-30 | $20.06 | $3.47 | x |
| 2003-06-30 | $11.25 | $3.47 | x |
| 2004-06-30 | $9.05 | $3.47 | x |
| 2005-06-30 | $10.32 | $3.47 | x |
| 2006-06-30 | $17.95 | $3.47 | x |
| 2007-06-30 | $18.61 | $3.47 | x |
| 2008-06-30 | $16.34 | $3.47 | x |
| 2009-06-30 | $11.46 | $3.47 | x |
| 2010-06-30 | $9.42 | $3.47 | x |
| 2011-06-30 | $10.57 | $3.47 | x |
| 2012-06-30 | $9.54 | $3.47 | x |
| 2013-06-30 | $8.70 | $3.47 | x |
| 2014-06-30 | $6.91 | $3.47 | x |
| 2015-06-30 | $6.15 | $3.47 | x |
| 2016-06-30 | $6.08 | $3.47 | x |
| 2017-06-30 | $5.81 | $3.47 | x |
| 2018-06-30 | $5.61 | $3.47 | x |
| 2019-06-30 | $5.00 | $3.47 | x |
| 2020-06-30 | $5.01 | $3.47 | x |
| 2021-06-30 | $4.75 | $3.47 | x |
| 2022-06-30 | $4.04 | $3.47 | x |
| 2023-06-30 | $3.00 | $3.47 | x |
| 2024-06-30 | $3.05 | $3.47 | x |
| 2025-06-30 | $3.27 | $3.47 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently NetSol Technologies Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.73%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.42%
- • Asset Turnover: 1.06x
- • Equity Multiplier: 1.65x
- Recent ROE (7.73%) is above the historical average (-12.80%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1998 | 0.00% | -346.78% | 0.35x | 0.00x | $-552.33K |
| 1999 | -16.16% | -53.33% | 0.28x | 1.08x | $-2.59 Million |
| 2000 | -17.17% | -48.69% | 0.28x | 1.27x | $-5.38 Million |
| 2001 | -142.03% | -208.86% | 0.50x | 1.37x | $-15.04 Million |
| 2002 | -99.49% | -167.65% | 0.34x | 1.73x | $-6.60 Million |
| 2003 | -42.12% | -57.07% | 0.43x | 1.72x | $-2.64 Million |
| 2004 | -41.66% | -51.66% | 0.49x | 1.65x | $-3.68 Million |
| 2005 | 4.35% | 5.33% | 0.59x | 1.39x | $-861.63K |
| 2006 | -5.18% | -7.24% | 0.43x | 1.65x | $-3.97 Million |
| 2007 | -14.41% | -16.66% | 0.59x | 1.46x | $-8.26 Million |
| 2008 | 17.00% | 19.71% | 0.57x | 1.50x | $2.97 Million |
| 2009 | -25.98% | -30.43% | 0.42x | 2.03x | $-11.14 Million |
| 2010 | 3.91% | 3.79% | 0.51x | 2.03x | $-2.17 Million |
| 2011 | 10.93% | 15.67% | 0.43x | 1.63x | $487.02K |
| 2012 | 4.11% | 6.15% | 0.44x | 1.53x | $-3.51 Million |
| 2013 | 10.90% | 15.48% | 0.49x | 1.42x | $648.09K |
| 2014 | -18.13% | -31.21% | 0.38x | 1.52x | $-17.62 Million |
| 2015 | -9.28% | -10.87% | 0.57x | 1.49x | $-11.53 Million |
| 2016 | 5.29% | 5.27% | 0.69x | 1.45x | $-3.03 Million |
| 2017 | -7.85% | -7.62% | 0.66x | 1.57x | $-11.32 Million |
| 2018 | 6.86% | 7.07% | 0.61x | 1.59x | $-1.97 Million |
| 2019 | 20.70% | 17.72% | 0.78x | 1.51x | $6.21 Million |
| 2020 | 1.59% | 1.66% | 0.64x | 1.50x | $-4.96 Million |
| 2021 | 3.25% | 3.24% | 0.63x | 1.58x | $-3.69 Million |
| 2022 | -1.87% | -1.49% | 0.79x | 1.60x | $-5.39 Million |
| 2023 | -15.51% | -10.01% | 0.90x | 1.73x | $-8.62 Million |
| 2024 | 1.96% | 1.11% | 0.96x | 1.84x | $-2.80 Million |
| 2025 | 7.73% | 4.42% | 1.06x | 1.65x | $-860.14K |
Industry Comparison
This section compares NetSol Technologies Inc's net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $1,232,448,014
- Average return on equity (ROE) among peers: 1.73%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| NetSol Technologies Inc (NTWK) | $41.94 Million | 0.00% | 0.49x | $41.00 Million |
| Adobe Systems Incorporated (ADBE) | $9.36 Billion | 27.67% | 1.00x | $93.73 Billion |
| ADEIA CORP (ADEA) | $545.10 Million | -11.47% | 0.92x | $3.00 Billion |
| Automatic Data Processing Inc (ADP) | $949.50 Million | 19.76% | 0.77x | $76.36 Billion |
| Autodesk Inc (ADSK) | $267.30 Million | 21.62% | 0.23x | $48.93 Billion |
| AudioEye Inc (AEYE) | $9.44 Million | -45.08% | 2.15x | $71.03 Million |
| Agilysys Inc (AGYS) | $52.90 Million | 15.69% | 1.77x | $1.91 Billion |
| Firefly Neuroscience, Inc. (AIFF) | $-3.01 Million | 0.00% | 0.00x | $24.73 Million |
| XIAO-I Corporation American Depositary Shares (AIXI) | $-8.47 Million | 0.00% | 0.00x | $10.77 Million |
| Alight Inc (ALIT) | $805.00 Million | 2.73% | 7.18x | $408.81 Million |
| Alkami Technology Inc (ALKT) | $344.61 Million | -13.59% | 0.27x | $1.72 Billion |
About NetSol Technologies Inc
NetSol Technologies, Inc. engages in the design, development, marketing, and export of enterprise software solutions to the automobile financing and leasing, banking, and financial services industries in North America, Europe, and Asia Pacific. The company provides various platforms, including Transcend Platform for digital retail and finance; Originations, an AI-powered loan origination platform… Read more