Industrial and Commercial Bank of China Ltd (601398) — Financial Flexibility Index
Industrial and Commercial Bank of China Ltd (601398) has a Financial Flexibility Index of 0.03x as of March 2026. Free cash flow of CN¥1.42 Trillion (operating CF CN¥1.42 Trillion minus capex CN¥4.50 Billion) represents 0% of total liabilities (CN¥51.42 Trillion). Check asset allocation strategy of Industrial and Commercial Bank of China to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Industrial and Commercial Bank of China Ltd Financial Flexibility Index (2002–2025)
Historical Financial Flexibility Index trend for Industrial and Commercial Bank of China Ltd across 24 annual periods. See 601398 working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Industrial and Commercial Bank of China Ltd (2002–2025)
Year-by-year free cash flow to debt coverage for Industrial and Commercial Bank of China Ltd. For the full company profile including market capitalisation, see Industrial and Commercial Bank of China (601398) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (CNY) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | CN¥244.77 Billion | CN¥195.79 Billion | CN¥49.48 Trillion | ▼ -63.9% |
| 2024 | 0.01x | CN¥614.78 Billion | CN¥579.19 Billion | CN¥44.83 Trillion | ▼ -60.8% |
| 2023 | 0.03x | CN¥1.43 Trillion | CN¥1.42 Trillion | CN¥40.92 Trillion | ▼ -11.0% |
| 2022 | 0.04x | CN¥1.42 Trillion | CN¥1.40 Trillion | CN¥36.09 Trillion | ▲ +227.5% |
| 2021 | 0.01x | CN¥382.74 Billion | CN¥360.88 Billion | CN¥31.90 Trillion | ▼ -77.0% |
| 2020 | 0.05x | CN¥1.59 Trillion | CN¥1.56 Trillion | CN¥30.44 Trillion | ▲ +182.1% |
| 2019 | 0.02x | CN¥507.28 Billion | CN¥481.24 Billion | CN¥27.42 Trillion | ▼ -39.6% |
| 2018 | 0.03x | CN¥777.16 Billion | CN¥724.13 Billion | CN¥25.35 Trillion | ▼ -5.6% |
| 2017 | 0.03x | CN¥777.74 Billion | CN¥770.86 Billion | CN¥23.95 Trillion | ▲ +160.6% |
| 2016 | 0.01x | CN¥276.14 Billion | CN¥239.22 Billion | CN¥22.16 Trillion | ▼ -78.2% |
| 2015 | 0.06x | CN¥1.17 Trillion | CN¥1.13 Trillion | CN¥20.41 Trillion | ▲ +342.5% |
| 2014 | 0.01x | CN¥246.08 Billion | CN¥201.46 Billion | CN¥19.07 Trillion | ▲ +645.3% |
| 2013 | 0.00x | CN¥30.54 Billion | CN¥-1.95 Billion | CN¥17.64 Trillion | ▼ -94.9% |
| 2012 | 0.03x | CN¥552.22 Billion | CN¥533.51 Billion | CN¥16.41 Trillion | ▲ +35.9% |
| 2011 | 0.02x | CN¥359.53 Billion | CN¥348.12 Billion | CN¥14.52 Trillion | ▲ +7.4% |
| 2010 | 0.02x | CN¥291.43 Billion | CN¥278.18 Billion | CN¥12.64 Trillion | ▼ -38.6% |
| 2009 | 0.04x | CN¥416.90 Billion | CN¥403.86 Billion | CN¥11.11 Trillion | ▼ -10.1% |
| 2008 | 0.04x | CN¥381.89 Billion | CN¥370.91 Billion | CN¥9.15 Trillion | ▲ +12.0% |
| 2007 | 0.04x | CN¥303.36 Billion | CN¥296.13 Billion | CN¥8.14 Trillion | ▼ -32.2% |
| 2006 | 0.05x | CN¥386.86 Billion | CN¥382.27 Billion | CN¥7.04 Trillion | ▼ -9.2% |
| 2005 | 0.06x | CN¥375.12 Billion | CN¥367.49 Billion | CN¥6.20 Trillion | ▲ +164.8% |
| 2004 | 0.02x | CN¥127.49 Billion | CN¥120.76 Billion | CN¥5.58 Trillion | ▼ -30.8% |
| 2003 | 0.03x | CN¥168.41 Billion | CN¥160.88 Billion | CN¥5.10 Trillion | ▼ -33.1% |
| 2002 | 0.05x | CN¥227.01 Billion | CN¥219.78 Billion | CN¥4.59 Trillion | — |