Canadian Imperial Bank Of Commerce (CM) — Financial Flexibility Index

Latest as of April 2026: 0.02x

Canadian Imperial Bank Of Commerce (CM) has a Financial Flexibility Index of 0.02x as of April 2026. Free cash flow of CA$16.54 Billion (operating CF CA$16.21 Billion minus capex CA$320.00 Million) represents 0% of total liabilities (CA$1.09 Trillion). Check Canadian Imperial Bank Of Commerce total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

CA$16.54 Billion
Operating CF − Capex

Total Liabilities

CA$1.09 Trillion
CAD

Capital Expenditures

CA$320.00 Million
CAD

Canadian Imperial Bank Of Commerce Financial Flexibility Index (1997–2025)

Historical Financial Flexibility Index trend for Canadian Imperial Bank Of Commerce across 29 annual periods. For the full cash flow conversion analysis, see Canadian Imperial Bank Of Commerce (CM) cash flow conversion.

Annual Financial Flexibility Index for Canadian Imperial Bank Of Commerce (1997–2025)

Year-by-year free cash flow to debt coverage for Canadian Imperial Bank Of Commerce. Explore CM operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (CAD) Operating CF Total Liabilities YoY Change
2025 0.01x CA$14.95 Billion CA$13.84 Billion CA$1.05 Trillion ▲ +14.6%
2024 0.01x CA$12.18 Billion CA$11.09 Billion CA$982.98 Billion ▼ -13.2%
2023 0.01x CA$13.17 Billion CA$12.15 Billion CA$922.51 Billion ▼ -46.5%
2022 0.03x CA$23.82 Billion CA$22.71 Billion CA$893.22 Billion ▲ +947.2%
2021 0.00x CA$-2.49 Billion CA$-3.33 Billion CA$791.85 Billion ▼ -103.8%
2020 0.08x CA$60.60 Billion CA$60.30 Billion CA$728.22 Billion ▲ +169.8%
2019 0.03x CA$18.91 Billion CA$18.64 Billion CA$613.02 Billion ▲ +71.2%
2018 0.02x CA$10.12 Billion CA$9.87 Billion CA$561.98 Billion ▲ +254.7%
2017 0.01x CA$2.71 Billion CA$2.46 Billion CA$534.03 Billion ▼ -76.6%
2016 0.02x CA$10.38 Billion CA$10.21 Billion CA$477.68 Billion ▼ -51.4%
2015 0.04x CA$19.74 Billion CA$19.48 Billion CA$441.76 Billion ▲ +208.5%
2014 -0.04x CA$-16.32 Billion CA$-16.57 Billion CA$396.12 Billion ▼ -388.1%
2013 0.01x CA$5.43 Billion CA$5.19 Billion CA$379.96 Billion ▲ +179.0%
2012 0.01x CA$1.93 Billion CA$1.62 Billion CA$376.35 Billion ▲ +241.6%
2011 0.00x CA$-1.22 Billion CA$-1.45 Billion CA$336.19 Billion ▲ +84.3%
2010 -0.02x CA$-7.76 Billion CA$-7.98 Billion CA$336.08 Billion ▼ -129.4%
2009 0.08x CA$25.21 Billion CA$24.93 Billion CA$321.50 Billion ▲ +4469.7%
2008 0.00x CA$583.21 Million CA$434.10 Million CA$339.91 Billion ▼ -88.3%
2007 0.01x CA$4.81 Billion CA$4.57 Billion CA$328.54 Billion ▲ +162.6%
2006 -0.02x CA$-6.83 Billion CA$-6.94 Billion CA$291.65 Billion ▼ -4170.4%
2005 0.00x CA$154.68 Million CA$-108.63 Million CA$268.89 Billion ▼ -97.0%
2004 0.02x CA$5.06 Billion CA$4.82 Billion CA$265.54 Billion ▲ +513.1%
2003 0.00x CA$-1.21 Billion CA$-1.48 Billion CA$263.37 Billion ▼ -113.2%
2002 0.04x CA$9.14 Billion CA$8.90 Billion CA$260.96 Billion ▲ +410.8%
2001 0.01x CA$1.89 Billion CA$1.30 Billion CA$275.57 Billion ▲ +129.9%
2000 -0.02x CA$-5.88 Billion CA$-6.26 Billion CA$256.33 Billion ▼ -177.4%
1999 0.03x CA$7.09 Billion CA$6.70 Billion CA$239.27 Billion ▲ +159.1%
1998 -0.05x CA$-13.56 Billion CA$-14.36 Billion CA$270.29 Billion ▼ -88.7%
1997 -0.03x CA$-6.05 Billion CA$-6.29 Billion CA$227.74 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities