Comerica Incorporated (CMA) - Net Assets
Based on the latest financial reports, Comerica Incorporated (CMA) has net assets worth $7.71 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($80.07 Billion) and total liabilities ($72.37 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how resilient are Comerica Incorporated's assets to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $7.71 Billion |
| % of Total Assets | 9.62% |
| Annual Growth Rate | 6.87% |
| 5-Year Change | -2.41% |
| 10-Year Change | -1.14% |
| Growth Volatility | 169.31 |
Comerica Incorporated - Net Assets Trend (1989–2025)
This chart illustrates how Comerica Incorporated's net assets have evolved over time, based on quarterly financial data. Also explore Comerica Incorporated asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for Comerica Incorporated (1989–2025)
The table below shows the annual net assets of Comerica Incorporated from 1989 to 2025. For live valuation and market cap data, see Comerica Incorporated (CMA) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $7.71 Billion | +17.79% |
| 2024-12-31 | $6.54 Billion | +2.14% |
| 2023-12-31 | $6.41 Billion | +23.64% |
| 2022-12-31 | $5.18 Billion | -34.39% |
| 2021-12-31 | $7.90 Billion | -90.42% |
| 2020-12-31 | $82.40 Billion | +1024.62% |
| 2019-12-31 | $7.33 Billion | -2.40% |
| 2018-12-31 | $7.51 Billion | -5.73% |
| 2017-12-31 | $7.96 Billion | +2.14% |
| 2016-12-31 | $7.80 Billion | +3.12% |
| 2015-12-31 | $7.56 Billion | +2.13% |
| 2014-12-31 | $7.40 Billion | +3.48% |
| 2013-12-31 | $7.15 Billion | +3.04% |
| 2012-12-31 | $6.94 Billion | +1.08% |
| 2011-12-31 | $6.87 Billion | +18.56% |
| 2010-12-31 | $5.79 Billion | -17.58% |
| 2009-12-31 | $7.03 Billion | -1.72% |
| 2008-12-31 | $7.15 Billion | +39.77% |
| 2007-12-31 | $5.12 Billion | -0.70% |
| 2006-12-31 | $5.15 Billion | +1.68% |
| 2005-12-31 | $5.07 Billion | -0.72% |
| 2004-12-31 | $5.11 Billion | -0.10% |
| 2003-12-31 | $5.11 Billion | +3.29% |
| 2002-12-31 | $4.95 Billion | +2.90% |
| 2001-12-31 | $4.81 Billion | +6.83% |
| 2000-12-31 | $4.50 Billion | +29.52% |
| 1999-12-31 | $3.47 Billion | +14.05% |
| 1998-12-31 | $3.05 Billion | +10.31% |
| 1997-12-31 | $2.76 Billion | +5.59% |
| 1996-12-31 | $2.62 Billion | +0.30% |
| 1995-12-31 | $2.61 Billion | +9.03% |
| 1994-12-31 | $2.39 Billion | +9.63% |
| 1993-12-31 | $2.18 Billion | +7.50% |
| 1992-12-31 | $2.03 Billion | +92.89% |
| 1991-12-31 | $1.05 Billion | +32.98% |
| 1990-12-31 | $791.20 Million | +12.26% |
| 1989-12-31 | $704.80 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Comerica Incorporated's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2693.9% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $12.34 Billion | 160.09% |
| Common Stock | $1.14 Billion | 14.80% |
| Other Comprehensive Income | $-2.08 Billion | -26.98% |
| Total Equity | $7.71 Billion | 100.00% |
Comerica Incorporated Competitors by Market Cap
The table below lists competitors of Comerica Incorporated ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ACCOR SP.ADR NEW 1/5/O.N
F:ACR1
|
$11.36 Billion |
|
Five Below Inc
NASDAQ:FIVE
|
$11.36 Billion |
|
Domino's Pizza Inc Common Stock
NASDAQ:DPZ
|
$11.36 Billion |
|
Modine Manufacturing Company
NYSE:MOD
|
$11.36 Billion |
|
NIPPON YUSEN K.K.SP.DR1/5
F:NYK
|
$11.35 Billion |
|
Exelixis Inc
NASDAQ:EXEL
|
$11.34 Billion |
|
Crown Holdings Inc
NYSE:CCK
|
$11.34 Billion |
|
Shanghai Putailai New Energy Technology Co.Ltd.
SHG:603659
|
$11.34 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Comerica Incorporated's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 6,543,000,000 to 7,707,000,000, a change of 1,164,000,000 (17.8%).
- Net income of 723,000,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 1,082,000,000.
- Other factors decreased equity by 641,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $723.00 Million | +9.38% |
| Other Comprehensive Income | $1.08 Billion | +14.04% |
| Other Changes | $-641.00 Million | -8.32% |
| Total Change | $- | 17.79% |
Book Value vs Market Value Analysis
This analysis compares Comerica Incorporated's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.53x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 9.67x to 1.53x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-12-31 | $9.17 | $88.67 | x |
| 1990-12-31 | $10.16 | $88.67 | x |
| 1991-12-31 | $11.45 | $88.67 | x |
| 1992-12-31 | $11.43 | $88.67 | x |
| 1993-12-31 | $12.17 | $88.67 | x |
| 1994-12-31 | $13.49 | $88.67 | x |
| 1995-12-31 | $14.95 | $88.67 | x |
| 1996-12-31 | $15.25 | $88.67 | x |
| 1997-12-31 | $17.16 | $88.67 | x |
| 1998-12-31 | $19.21 | $88.67 | x |
| 1999-12-31 | $19.38 | $88.67 | x |
| 2000-12-31 | $25.07 | $88.67 | x |
| 2001-12-31 | $26.53 | $88.67 | x |
| 2002-12-31 | $27.74 | $88.67 | x |
| 2003-12-31 | $28.99 | $88.67 | x |
| 2004-12-31 | $29.34 | $88.67 | x |
| 2005-12-31 | $29.99 | $88.67 | x |
| 2006-12-31 | $31.81 | $88.67 | x |
| 2007-12-31 | $33.23 | $88.67 | x |
| 2008-12-31 | $48.00 | $88.67 | x |
| 2009-12-31 | $46.39 | $88.67 | x |
| 2010-12-31 | $33.48 | $88.67 | x |
| 2011-12-31 | $36.92 | $88.67 | x |
| 2012-12-31 | $36.16 | $88.67 | x |
| 2013-12-31 | $38.25 | $88.67 | x |
| 2014-12-31 | $40.01 | $88.67 | x |
| 2015-12-31 | $41.77 | $88.67 | x |
| 2016-12-31 | $44.05 | $88.67 | x |
| 2017-12-31 | $44.74 | $88.67 | x |
| 2018-12-31 | $43.90 | $88.67 | x |
| 2019-12-31 | $48.52 | $88.67 | x |
| 2020-12-31 | $57.50 | $88.67 | x |
| 2021-12-31 | $57.64 | $88.67 | x |
| 2022-12-31 | $38.95 | $88.67 | x |
| 2023-12-31 | $48.17 | $88.67 | x |
| 2024-12-31 | $48.83 | $88.67 | x |
| 2025-12-31 | $57.95 | $88.67 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Comerica Incorporated utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.38%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.07%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 10.39x
- Recent ROE (9.38%) is below the historical average (12.61%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 11.01% | 6.21% | 0.10x | 17.24x | $7.12 Million |
| 1990 | 16.24% | 9.70% | 0.10x | 16.81x | $49.38 Million |
| 1991 | 14.58% | 10.95% | 0.10x | 13.74x | $48.19 Million |
| 1992 | 11.14% | 9.96% | 0.09x | 13.10x | $23.06 Million |
| 1993 | 15.61% | 15.17% | 0.07x | 13.89x | $122.43 Million |
| 1994 | 16.19% | 15.13% | 0.08x | 13.98x | $148.02 Million |
| 1995 | 15.85% | 13.28% | 0.09x | 13.60x | $152.63 Million |
| 1996 | 15.95% | 13.59% | 0.09x | 13.08x | $155.64 Million |
| 1997 | 19.21% | 16.71% | 0.09x | 13.14x | $254.32 Million |
| 1998 | 19.93% | 18.85% | 0.09x | 12.01x | $302.44 Million |
| 1999 | 21.86% | 19.16% | 0.10x | 11.12x | $411.95 Million |
| 2000 | 17.57% | 16.92% | 0.09x | 11.01x | $340.72 Million |
| 2001 | 14.77% | 16.78% | 0.08x | 10.55x | $229.25 Million |
| 2002 | 12.15% | 16.26% | 0.07x | 10.77x | $106.30 Million |
| 2003 | 12.94% | 20.04% | 0.06x | 10.29x | $150.00 Million |
| 2004 | 14.83% | 24.91% | 0.06x | 10.14x | $246.50 Million |
| 2005 | 16.99% | 24.29% | 0.07x | 10.46x | $354.20 Million |
| 2006 | 17.33% | 21.05% | 0.07x | 11.26x | $377.70 Million |
| 2007 | 13.41% | 14.86% | 0.07x | 12.18x | $174.30 Million |
| 2008 | 2.98% | 5.40% | 0.06x | 9.44x | $-502.20 Million |
| 2009 | 0.24% | 0.54% | 0.05x | 8.43x | $-685.90 Million |
| 2010 | 4.78% | 10.48% | 0.05x | 9.26x | $-302.30 Million |
| 2011 | 5.72% | 15.11% | 0.04x | 8.88x | $-293.80 Million |
| 2012 | 7.51% | 19.06% | 0.04x | 9.42x | $-173.20 Million |
| 2013 | 7.56% | 20.37% | 0.04x | 9.12x | $-174.30 Million |
| 2014 | 8.01% | 22.82% | 0.04x | 9.35x | $-147.20 Million |
| 2015 | 6.89% | 18.48% | 0.04x | 9.51x | $-235.00 Million |
| 2016 | 6.12% | 16.11% | 0.04x | 9.36x | $-302.60 Million |
| 2017 | 9.33% | 22.59% | 0.05x | 8.99x | $-53.30 Million |
| 2018 | 16.45% | 34.35% | 0.05x | 9.43x | $484.30 Million |
| 2019 | 16.41% | 31.54% | 0.05x | 10.02x | $469.30 Million |
| 2020 | 6.17% | 16.06% | 0.04x | 10.95x | $-308.00 Million |
| 2021 | 14.79% | 38.62% | 0.03x | 11.98x | $378.30 Million |
| 2022 | 22.22% | 30.78% | 0.04x | 16.48x | $632.90 Million |
| 2023 | 13.75% | 16.77% | 0.06x | 13.40x | $240.40 Million |
| 2024 | 10.67% | 13.98% | 0.06x | 12.12x | $43.70 Million |
| 2025 | 9.38% | 15.07% | 0.06x | 10.39x | $-47.70 Million |
Industry Comparison
This section compares Comerica Incorporated's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $702,794,200
- Average return on equity (ROE) among peers: 5.56%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Comerica Incorporated (CMA) | $7.71 Billion | 11.01% | 9.39x | $11.35 Billion |
| Ameris Bancorp (ABCB) | $514.76 Million | 7.94% | 9.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $141.98 Million | 7.29% | 7.40x | $5.70 Billion |
| ACNB Corporation (ACNB) | $114.72 Million | 9.60% | 9.01x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $127.02 Million | 6.56% | 5.94x | $135.98 Million |
| Alerus Financial Corp (ALRS) | $153.31 Million | 13.22% | 8.01x | $647.19 Million |
| Amalgamated Bank (AMAL) | $344.07 Million | 1.78% | 10.75x | $1.14 Billion |
| Amerant Bancorp Inc. (AMTB) | $577.58 Million | -0.30% | 12.45x | $962.39 Million |
| Arrow Financial Corporation (AROW) | $371.19 Million | 13.43% | 9.85x | $601.02 Million |
| Associated Banc-Corp (ASB) | $4.61 Billion | 2.67% | 8.34x | $5.20 Billion |
| AmeriServ Financial Inc (ASRV) | $77.76 Million | -6.63% | 14.12x | $62.60 Million |
About Comerica Incorporated
Comerica Incorporated, together with its subsidiaries, provides financial services in the United States, Canada, and Mexico. The company operates through Commercial Bank, Retail Bank, and Wealth Management segments. The Commercial Bank segment offers various products and services, including commercial loans and lines of credit, deposits, cash management, payment solutions, card services, capital … Read more