Societe Generale S.A. (GLE) - Net Assets

Latest as of December 2025: €79.53 Billion EUR ≈ $92.98 Billion USD

Based on the latest financial reports, Societe Generale S.A. (GLE) has net assets worth €79.53 Billion EUR (≈ $92.98 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.55 Trillion ≈ $1.81 Trillion USD) and total liabilities (€1.47 Trillion ≈ $1.72 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Societe Generale S.A. tangible equity quality to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€79.53 Billion
% of Total Assets	5.14%
Annual Growth Rate	5.51%
5-Year Change	12.15%
10-Year Change	21.03%
Growth Volatility	8.4

Societe Generale S.A. - Net Assets Trend (2005–2025)

This chart illustrates how Societe Generale S.A.'s net assets have evolved over time, based on quarterly financial data. See GLE cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Societe Generale S.A. (2005–2025)

The table below shows the annual net assets of Societe Generale S.A. from 2005 to 2025. For live valuation and market cap data, see Societe Generale S.A. market capitalisation.

Year	Net Assets	Change
2025-12-31	€79.53 Billion ≈ $92.98 Billion	-0.08%
2024-12-31	€79.59 Billion ≈ $93.05 Billion	+4.38%
2023-12-31	€76.25 Billion ≈ $89.14 Billion	+3.98%
2022-12-31	€73.33 Billion ≈ $85.73 Billion	+3.41%
2021-12-31	€70.91 Billion ≈ $82.90 Billion	+5.82%
2020-12-31	€67.01 Billion ≈ $78.34 Billion	-2.27%
2019-12-31	€68.57 Billion ≈ $80.17 Billion	+4.20%
2018-12-31	€65.81 Billion ≈ $76.94 Billion	+2.77%
2017-12-31	€64.04 Billion ≈ $74.87 Billion	-2.54%
2016-12-31	€65.71 Billion ≈ $76.82 Billion	+4.84%
2015-12-31	€62.67 Billion ≈ $73.27 Billion	+6.46%
2014-12-31	€58.87 Billion ≈ $68.83 Billion	+9.09%
2013-12-31	€53.97 Billion ≈ $63.10 Billion	+0.78%
2012-12-31	€53.55 Billion ≈ $62.61 Billion	+4.77%
2011-12-31	€51.11 Billion ≈ $59.76 Billion	+0.27%
2010-12-31	€50.98 Billion ≈ $59.60 Billion	+8.83%
2009-12-31	€46.84 Billion ≈ $54.76 Billion	+14.55%
2008-12-31	€40.89 Billion ≈ $47.80 Billion	+30.73%
2007-12-31	€31.27 Billion ≈ $36.56 Billion	-6.45%
2006-12-31	€33.43 Billion ≈ $39.09 Billion	+22.91%
2005-12-31	€27.20 Billion ≈ $31.80 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Societe Generale S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 153.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	€41.86 Billion	59.68%
Common Stock	€959.00 Million	1.37%
Other Comprehensive Income	€-719.00 Million	-1.03%
Other Components	€28.04 Billion	39.97%
Total Equity	€70.14 Billion	100.00%

Societe Generale S.A. Competitors by Market Cap

The table below lists competitors of Societe Generale S.A. ranked by their market capitalization.

Company	Market Cap
Ping An Insurance (Group) Company of China Ltd F:PZX	$54.33 Billion
KDDI CORP.UNSP.ADR 4 F:DIP0	$54.44 Billion
Rheinmetall AG F:RHM	$54.57 Billion
Samsung C&T Corp KO:028260	$54.62 Billion
ONEOK Inc NYSE:OKE	$54.31 Billion
The Allstate Corporation NYSE:ALL	$54.30 Billion
Bank of Communications Co SHG:601328	$54.26 Billion
Nike Inc NYSE:NKE	$54.03 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Societe Generale S.A.'s equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 70,256,000,000 to 70,144,000,000, a change of -112,000,000 (-0.2%).
Net income of 5,282,000,000 contributed positively to equity growth.
Other comprehensive income decreased equity by 11,631,000,000.
Other factors increased equity by 6,237,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	€5.28 Billion	+7.53%
Other Comprehensive Income	€-11.63 Billion	-16.58%
Other Changes	€6.24 Billion	+8.89%
Total Change	€-	-0.16%

Book Value vs Market Value Analysis

This analysis compares Societe Generale S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.85x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 1.55x to 0.85x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-12-31	€49.90	€77.18	x
2006-12-31	€60.95	€77.18	x
2007-12-31	€54.77	€77.18	x
2008-12-31	€62.96	€77.18	x
2009-12-31	€67.33	€77.18	x
2010-12-31	€64.01	€77.18	x
2011-12-31	€63.42	€77.18	x
2012-12-31	€65.46	€77.18	x
2013-12-31	€66.35	€77.18	x
2014-12-31	€70.67	€77.18	x
2015-12-31	€74.48	€77.18	x
2016-12-31	€77.56	€77.18	x
2017-12-31	€74.16	€77.18	x
2018-12-31	€76.10	€77.18	x
2019-12-31	€76.55	€77.18	x
2020-12-31	€72.57	€77.18	x
2021-12-31	€76.92	€77.18	x
2022-12-31	€81.43	€77.18	x
2023-12-31	€83.02	€77.18	x
2024-12-31	€88.35	€77.18	x
2025-12-31	€90.36	€77.18	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Societe Generale S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 7.53%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 6.13%
• Asset Turnover: 0.06x
• Equity Multiplier: 22.05x
Recent ROE (7.53%) is above the historical average (6.11%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	19.10%	8.93%	0.06x	36.24x	€2.10 Billion
2006	17.97%	8.11%	0.07x	32.93x	€2.32 Billion
2007	3.48%	1.43%	0.06x	39.34x	€-1.78 Billion
2008	5.57%	2.95%	0.06x	31.32x	€-1.60 Billion
2009	1.61%	1.17%	0.06x	24.26x	€-3.54 Billion
2010	8.44%	6.41%	0.05x	24.39x	€-725.10 Million
2011	5.07%	3.50%	0.06x	25.10x	€-2.32 Billion
2012	1.01%	2.07%	0.02x	25.38x	€-4.43 Billion
2013	3.36%	7.33%	0.02x	23.87x	€-3.38 Billion
2014	4.85%	12.57%	0.02x	23.69x	€-2.84 Billion
2015	6.78%	17.02%	0.02x	22.60x	€-1.90 Billion
2016	6.25%	15.96%	0.02x	21.86x	€-2.32 Billion
2017	4.73%	11.52%	0.02x	21.48x	€-3.13 Billion
2018	6.75%	17.03%	0.02x	21.46x	€-1.98 Billion
2019	5.11%	13.87%	0.02x	21.35x	€-3.10 Billion
2020	-0.42%	-1.37%	0.01x	23.41x	€-6.43 Billion
2021	8.67%	21.93%	0.02x	22.48x	€-868.80 Million
2022	2.73%	7.15%	0.02x	22.17x	€-4.87 Billion
2023	3.78%	10.35%	0.02x	23.56x	€-4.10 Billion
2024	5.98%	16.63%	0.02x	22.40x	€-2.83 Billion
2025	7.53%	6.13%	0.06x	22.05x	€-1.73 Billion

Industry Comparison

This section compares Societe Generale S.A.'s net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $17,329,636,200
Average return on equity (ROE) among peers: 4.86%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Societe Generale S.A. (GLE)	€79.53 Billion	19.10%	18.45x	$54.31 Billion
Credit Agricole SA (ACA)	$46.47 Billion	9.80%	29.43x	$51.88 Billion
BNP Paribas SA (BNP)	$100.08 Billion	6.69%	18.93x	$103.16 Billion
Caisse Régionale de Crédit Agricole Mutuel de Paris et d-Ile-de-France (CAF)	$5.02 Billion	5.46%	6.48x	$1.14 Billion
Ca Toulouse 31 CCI (CAT31)	$1.51 Billion	3.37%	6.61x	$676.97 Million
Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (CCN)	$1.72 Billion	6.42%	6.41x	$723.78 Million
Caisse régionale de Crédit Agricole Mutuel d-Ille-et-Vilaine SC (CIV)	$8.11 Billion	0.78%	0.04x	$348.99 Million
Caisse Régionale de Crédit Agricole du Morbihan (CMO)	$2.15 Billion	0.00%	11.13x	$244.15 Million
Caisse Régionale du Crédit Agricole Alpes Provence (CRAP)	$1.28 Billion	7.49%	9.31x	$126.96 Million
Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (CRAV)	$3.16 Billion	3.57%	6.41x	$244.90 Million
Caisse Regionale de Credit Agricole Mutuel Brie Picardie (CRBP2)	$3.80 Billion	4.99%	6.84x	$613.59 Million

About Societe Generale S.A.

PA:GLE France Banks - Regional

Market Cap

$67.75 Billion

€57.95 Billion EUR

Market Cap Rank

#499 Global

#16 in France

Share Price

€77.18

Change (1 day)

+1.55%

52-Week Range

€47.01 - €77.18

All Time High

€77.18