Societe Generale S.A. (GLE) - Net Assets
Based on the latest financial reports, Societe Generale S.A. (GLE) has net assets worth €79.53 Billion EUR (≈ $92.98 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.55 Trillion ≈ $1.81 Trillion USD) and total liabilities (€1.47 Trillion ≈ $1.72 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €79.53 Billion |
| % of Total Assets | 5.14% |
| Annual Growth Rate | 5.51% |
| 5-Year Change | 12.15% |
| 10-Year Change | 21.03% |
| Growth Volatility | 8.4 |
Societe Generale S.A. - Net Assets Trend (2005–2025)
This chart illustrates how Societe Generale S.A.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Societe Generale S.A. (2005–2025)
The table below shows the annual net assets of Societe Generale S.A. from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €79.53 Billion ≈ $92.98 Billion |
-0.08% |
| 2024-12-31 | €79.59 Billion ≈ $93.05 Billion |
+4.38% |
| 2023-12-31 | €76.25 Billion ≈ $89.14 Billion |
+3.98% |
| 2022-12-31 | €73.33 Billion ≈ $85.73 Billion |
+3.41% |
| 2021-12-31 | €70.91 Billion ≈ $82.90 Billion |
+5.82% |
| 2020-12-31 | €67.01 Billion ≈ $78.34 Billion |
-2.27% |
| 2019-12-31 | €68.57 Billion ≈ $80.17 Billion |
+4.20% |
| 2018-12-31 | €65.81 Billion ≈ $76.94 Billion |
+2.77% |
| 2017-12-31 | €64.04 Billion ≈ $74.87 Billion |
-2.54% |
| 2016-12-31 | €65.71 Billion ≈ $76.82 Billion |
+4.84% |
| 2015-12-31 | €62.67 Billion ≈ $73.27 Billion |
+6.46% |
| 2014-12-31 | €58.87 Billion ≈ $68.83 Billion |
+9.09% |
| 2013-12-31 | €53.97 Billion ≈ $63.10 Billion |
+0.78% |
| 2012-12-31 | €53.55 Billion ≈ $62.61 Billion |
+4.77% |
| 2011-12-31 | €51.11 Billion ≈ $59.76 Billion |
+0.27% |
| 2010-12-31 | €50.98 Billion ≈ $59.60 Billion |
+8.83% |
| 2009-12-31 | €46.84 Billion ≈ $54.76 Billion |
+14.55% |
| 2008-12-31 | €40.89 Billion ≈ $47.80 Billion |
+30.73% |
| 2007-12-31 | €31.27 Billion ≈ $36.56 Billion |
-6.45% |
| 2006-12-31 | €33.43 Billion ≈ $39.09 Billion |
+22.91% |
| 2005-12-31 | €27.20 Billion ≈ $31.80 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Societe Generale S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 153.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €41.86 Billion | 59.68% |
| Common Stock | €959.00 Million | 1.37% |
| Other Comprehensive Income | €-719.00 Million | -1.03% |
| Other Components | €28.04 Billion | 39.97% |
| Total Equity | €70.14 Billion | 100.00% |
Societe Generale S.A. Competitors by Market Cap
The table below lists competitors of Societe Generale S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
KDDI CORP.UNSP.ADR 4
F:DIP0
|
$54.44 Billion |
|
Bank of Communications Co
SHG:601328
|
$54.49 Billion |
|
Infineon Technologies AG
F:IFX
|
$54.52 Billion |
|
WW Grainger Inc
NYSE:GWW
|
$54.59 Billion |
|
The Allstate Corporation
NYSE:ALL
|
$54.30 Billion |
|
Wal-Mart de México S.A.B. de C.V
MX:WALMEX
|
$54.01 Billion |
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
$53.92 Billion |
|
Credit Agricole SA
PA:ACA
|
$53.76 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Societe Generale S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 70,256,000,000 to 70,144,000,000, a change of -112,000,000 (-0.2%).
- Net income of 5,282,000,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 11,631,000,000.
- Other factors increased equity by 6,237,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €5.28 Billion | +7.53% |
| Other Comprehensive Income | €-11.63 Billion | -16.58% |
| Other Changes | €6.24 Billion | +8.89% |
| Total Change | €- | -0.16% |
Book Value vs Market Value Analysis
This analysis compares Societe Generale S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.77x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.39x to 0.77x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | €49.90 | €69.16 | x |
| 2006-12-31 | €60.95 | €69.16 | x |
| 2007-12-31 | €54.77 | €69.16 | x |
| 2008-12-31 | €62.96 | €69.16 | x |
| 2009-12-31 | €67.33 | €69.16 | x |
| 2010-12-31 | €64.01 | €69.16 | x |
| 2011-12-31 | €63.42 | €69.16 | x |
| 2012-12-31 | €65.46 | €69.16 | x |
| 2013-12-31 | €66.35 | €69.16 | x |
| 2014-12-31 | €70.67 | €69.16 | x |
| 2015-12-31 | €74.48 | €69.16 | x |
| 2016-12-31 | €77.56 | €69.16 | x |
| 2017-12-31 | €74.16 | €69.16 | x |
| 2018-12-31 | €76.10 | €69.16 | x |
| 2019-12-31 | €76.55 | €69.16 | x |
| 2020-12-31 | €72.57 | €69.16 | x |
| 2021-12-31 | €76.92 | €69.16 | x |
| 2022-12-31 | €81.43 | €69.16 | x |
| 2023-12-31 | €83.02 | €69.16 | x |
| 2024-12-31 | €88.35 | €69.16 | x |
| 2025-12-31 | €90.36 | €69.16 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Societe Generale S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.53%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.13%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 22.05x
- Recent ROE (7.53%) is above the historical average (6.11%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 19.10% | 8.93% | 0.06x | 36.24x | €2.10 Billion |
| 2006 | 17.97% | 8.11% | 0.07x | 32.93x | €2.32 Billion |
| 2007 | 3.48% | 1.43% | 0.06x | 39.34x | €-1.78 Billion |
| 2008 | 5.57% | 2.95% | 0.06x | 31.32x | €-1.60 Billion |
| 2009 | 1.61% | 1.17% | 0.06x | 24.26x | €-3.54 Billion |
| 2010 | 8.44% | 6.41% | 0.05x | 24.39x | €-725.10 Million |
| 2011 | 5.07% | 3.50% | 0.06x | 25.10x | €-2.32 Billion |
| 2012 | 1.01% | 2.07% | 0.02x | 25.38x | €-4.43 Billion |
| 2013 | 3.36% | 7.33% | 0.02x | 23.87x | €-3.38 Billion |
| 2014 | 4.85% | 12.57% | 0.02x | 23.69x | €-2.84 Billion |
| 2015 | 6.78% | 17.02% | 0.02x | 22.60x | €-1.90 Billion |
| 2016 | 6.25% | 15.96% | 0.02x | 21.86x | €-2.32 Billion |
| 2017 | 4.73% | 11.52% | 0.02x | 21.48x | €-3.13 Billion |
| 2018 | 6.75% | 17.03% | 0.02x | 21.46x | €-1.98 Billion |
| 2019 | 5.11% | 13.87% | 0.02x | 21.35x | €-3.10 Billion |
| 2020 | -0.42% | -1.37% | 0.01x | 23.41x | €-6.43 Billion |
| 2021 | 8.67% | 21.93% | 0.02x | 22.48x | €-868.80 Million |
| 2022 | 2.73% | 7.15% | 0.02x | 22.17x | €-4.87 Billion |
| 2023 | 3.78% | 10.35% | 0.02x | 23.56x | €-4.10 Billion |
| 2024 | 5.98% | 16.63% | 0.02x | 22.40x | €-2.83 Billion |
| 2025 | 7.53% | 6.13% | 0.06x | 22.05x | €-1.73 Billion |
Industry Comparison
This section compares Societe Generale S.A.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $190,429,658,400
- Average return on equity (ROE) among peers: 4.28%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Societe Generale S.A. (GLE) | €79.53 Billion | 19.10% | 18.45x | $54.31 Billion |
| Credit Agricole SA (ACA) | $1.77 Trillion | 0.15% | 0.11x | $53.76 Billion |
| BNP Paribas SA (BNP) | $107.40 Billion | 6.58% | 22.17x | $103.16 Billion |
| Caisse Régionale de Crédit Agricole Mutuel de Paris et d-Ile-de-France (CAF) | $7.35 Billion | 5.03% | 8.91x | $1.05 Billion |
| Ca Toulouse 31 CCI (CAT31) | $2.31 Billion | 0.00% | 10.95x | $499.15 Million |
| Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (CCN) | $2.87 Billion | 2.70% | 7.78x | $632.11 Million |
| Caisse Regionale de Credit Agricole Mutuel d’IlleetVilaine SC (CIV) | $1.43 Billion | 6.13% | 6.45x | $310.14 Million |
| Caisse Régionale de Crédit Agricole du Morbihan (CMO) | $762.51 Million | 7.50% | 6.94x | $217.74 Million |
| Caisse Régionale du Crédit Agricole Alpes Provence (CRAP) | $1.28 Billion | 7.49% | 9.31x | $111.53 Million |
| Caisse régionale de Crédit Agricole Mutuel Atlantique Vendée (CRAV) | $3.57 Billion | 3.18% | 6.85x | $204.08 Million |
| Caisse Regionale de Credit Agricole Mutuel Brie Picardie (CRBP2) | $4.62 Billion | 4.06% | 8.24x | $530.24 Million |
About Societe Generale S.A.
Société Générale Société anonyme provides banking and financial services to individuals, corporates, and institutional clients in Europe and internationally. It operates through French Retail, Private Banking and Insurance; International Retail, Mobility and Leasing Services; and Global Banking and Investor Solutions. The company offers retail banking services, such as consumer credit, vehicle le… Read more