Credit Corp Group Ltd - Asset Resilience Ratio
Credit Corp Group Ltd (CCP) has an Asset Resilience Ratio of 4.06% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2005–2025)
This chart shows how Credit Corp Group Ltd's Asset Resilience Ratio has changed over time. Check asset allocation strategy of Credit Corp Group Ltd to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Credit Corp Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Credit Corp Group Ltd worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$56.71 Million | 4.06% |
| Short-term Investments | AU$0.00 | 0% |
| Total Liquid Assets | AU$56.71 Million | 4.06% |
Asset Resilience Insights
- Limited Liquidity: Credit Corp Group Ltd maintains only 4.06% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Credit Corp Group Ltd Industry Peers by Asset Resilience Ratio
Compare Credit Corp Group Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Liberty Financial Group
AU:LFG |
Credit Services | 4.96% |
|
Industrial Investment Trust Limited
NSE:IITL |
Credit Services | 10.46% |
|
Wisr Ltd
AU:WZR |
Credit Services | 0.02% |
|
Investment Friends Capital SE
WAR:IFC |
Credit Services | 99.92% |
|
KRUNGTHAI CARD FGN BA 1
F:KRTA |
Credit Services | 0.00% |
|
ZIP Co Ltd
AU:ZIP |
Credit Services | 0.13% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
|
Latitude Group Holdings Ltd
AU:LFS |
Credit Services | 3.67% |
Annual Asset Resilience Ratio for Credit Corp Group Ltd (2005–2025)
The table below shows the annual Asset Resilience Ratio data for Credit Corp Group Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-06-30 | 4.06% | AU$56.71 Million ≈ $40.13 Million |
AU$1.40 Billion ≈ $989.27 Million |
+0.90pp |
| 2024-06-30 | 3.16% | AU$41.85 Million ≈ $29.61 Million |
AU$1.32 Billion ≈ $937.05 Million |
-2.11pp |
| 2023-06-30 | 5.27% | AU$65.82 Million ≈ $46.57 Million |
AU$1.25 Billion ≈ $883.60 Million |
+2.22pp |
| 2022-06-30 | 3.05% | AU$29.70 Million ≈ $21.02 Million |
AU$974.61 Million ≈ $689.60 Million |
-4.85pp |
| 2021-06-30 | 7.89% | AU$61.68 Million ≈ $43.64 Million |
AU$781.25 Million ≈ $552.78 Million |
+1.16pp |
| 2020-06-30 | 6.73% | AU$48.66 Million ≈ $34.43 Million |
AU$722.65 Million ≈ $511.32 Million |
+3.24pp |
| 2019-06-30 | 3.50% | AU$22.71 Million ≈ $16.07 Million |
AU$649.47 Million ≈ $459.54 Million |
-27.68pp |
| 2018-06-30 | 31.18% | AU$176.70 Million ≈ $125.03 Million |
AU$566.72 Million ≈ $400.99 Million |
+7.01pp |
| 2017-06-30 | 24.17% | AU$123.62 Million ≈ $87.47 Million |
AU$511.47 Million ≈ $361.90 Million |
-4.91pp |
| 2016-06-30 | 29.08% | AU$115.20 Million ≈ $81.51 Million |
AU$396.11 Million ≈ $280.28 Million |
+5.10pp |
| 2015-06-30 | 23.99% | AU$65.72 Million ≈ $46.50 Million |
AU$274.00 Million ≈ $193.87 Million |
+1.44pp |
| 2014-06-30 | 22.54% | AU$51.06 Million ≈ $36.13 Million |
AU$226.52 Million ≈ $160.28 Million |
-5.45pp |
| 2013-06-30 | 27.99% | AU$50.68 Million ≈ $35.86 Million |
AU$181.03 Million ≈ $128.09 Million |
-9.37pp |
| 2012-06-30 | 37.37% | AU$54.92 Million ≈ $38.86 Million |
AU$146.98 Million ≈ $104.00 Million |
+1.19pp |
| 2011-06-30 | 36.17% | AU$56.83 Million ≈ $40.21 Million |
AU$157.09 Million ≈ $111.15 Million |
-6.32pp |
| 2010-06-30 | 42.50% | AU$66.78 Million ≈ $47.25 Million |
AU$157.14 Million ≈ $111.19 Million |
+7.19pp |
| 2009-06-30 | 35.31% | AU$63.27 Million ≈ $44.76 Million |
AU$179.18 Million ≈ $126.78 Million |
+5.81pp |
| 2006-06-30 | 29.50% | AU$36.47 Million ≈ $25.80 Million |
AU$123.62 Million ≈ $87.47 Million |
+2.19pp |
| 2005-06-30 | 27.31% | AU$16.34 Million ≈ $11.56 Million |
AU$59.83 Million ≈ $42.33 Million |
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About Credit Corp Group Ltd
Credit Corp Group Limited engages in the provision of debt ledger purchasing, collection, and consumer lending services. The company operates through three segments: Debt Ledger Purchasing " Australia and New Zealand; Debt Ledger Purchasing " United States; and Consumer Lending " Australia, New Zealand and the United States. The company offers debt sales, which deals with credit arrears; continge… Read more