Credit Corp Group Ltd - Asset Resilience Ratio

Latest as of June 2025: 4.06%

Credit Corp Group Ltd (CCP) has an Asset Resilience Ratio of 4.06% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Credit Corp Group Ltd for a breakdown of total debt and financial obligations.

Liquid Assets

AU$56.71 Million

≈ $40.13 Million USD Cash + Short-term Investments

Total Assets

AU$1.40 Billion

≈ $989.27 Million USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2005–2025)

This chart shows how Credit Corp Group Ltd's Asset Resilience Ratio has changed over time. See Credit Corp Group Ltd book value and equity for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Credit Corp Group Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Credit Corp Group Ltd worth.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$56.71 Million	4.06%
Short-term Investments	AU$0.00	0%
Total Liquid Assets	AU$56.71 Million	4.06%

Asset Resilience Insights

Limited Liquidity: Credit Corp Group Ltd maintains only 4.06% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Credit Corp Group Ltd Industry Peers by Asset Resilience Ratio

Compare Credit Corp Group Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Western Union Co NYSE:WU	Credit Services	30.80%
AEON Thana Sinsap (Thailand) Public Company Limited BK:AEONTS	Credit Services	4.75%
Muthoot Microfin Limited NSE:MUTHOOTMF	Credit Services	4.11%
PTC India Financial Services Limited NSE:PFS	Credit Services	16.15%
Arman Financial Services Limited NSE:ARMANFIN	Credit Services	35.70%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
EN Shoham Business Ltd TA:SHOM	Credit Services	0.05%
ALBIS Leasing AG XETRA:ALG	Credit Services	1.19%

Annual Asset Resilience Ratio for Credit Corp Group Ltd (2005–2025)

The table below shows the annual Asset Resilience Ratio data for Credit Corp Group Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-06-30	4.06%	AU$56.71 Million ≈ $40.13 Million	AU$1.40 Billion ≈ $989.27 Million	+0.90pp
2024-06-30	3.16%	AU$41.85 Million ≈ $29.61 Million	AU$1.32 Billion ≈ $937.05 Million	-2.11pp
2023-06-30	5.27%	AU$65.82 Million ≈ $46.57 Million	AU$1.25 Billion ≈ $883.60 Million	+2.22pp
2022-06-30	3.05%	AU$29.70 Million ≈ $21.02 Million	AU$974.61 Million ≈ $689.60 Million	-4.85pp
2021-06-30	7.89%	AU$61.68 Million ≈ $43.64 Million	AU$781.25 Million ≈ $552.78 Million	+1.16pp
2020-06-30	6.73%	AU$48.66 Million ≈ $34.43 Million	AU$722.65 Million ≈ $511.32 Million	+3.24pp
2019-06-30	3.50%	AU$22.71 Million ≈ $16.07 Million	AU$649.47 Million ≈ $459.54 Million	-27.68pp
2018-06-30	31.18%	AU$176.70 Million ≈ $125.03 Million	AU$566.72 Million ≈ $400.99 Million	+7.01pp
2017-06-30	24.17%	AU$123.62 Million ≈ $87.47 Million	AU$511.47 Million ≈ $361.90 Million	-4.91pp
2016-06-30	29.08%	AU$115.20 Million ≈ $81.51 Million	AU$396.11 Million ≈ $280.28 Million	+5.10pp
2015-06-30	23.99%	AU$65.72 Million ≈ $46.50 Million	AU$274.00 Million ≈ $193.87 Million	+1.44pp
2014-06-30	22.54%	AU$51.06 Million ≈ $36.13 Million	AU$226.52 Million ≈ $160.28 Million	-5.45pp
2013-06-30	27.99%	AU$50.68 Million ≈ $35.86 Million	AU$181.03 Million ≈ $128.09 Million	-9.37pp
2012-06-30	37.37%	AU$54.92 Million ≈ $38.86 Million	AU$146.98 Million ≈ $104.00 Million	+1.19pp
2011-06-30	36.17%	AU$56.83 Million ≈ $40.21 Million	AU$157.09 Million ≈ $111.15 Million	-6.32pp
2010-06-30	42.50%	AU$66.78 Million ≈ $47.25 Million	AU$157.14 Million ≈ $111.19 Million	+7.19pp
2009-06-30	35.31%	AU$63.27 Million ≈ $44.76 Million	AU$179.18 Million ≈ $126.78 Million	+5.81pp
2006-06-30	29.50%	AU$36.47 Million ≈ $25.80 Million	AU$123.62 Million ≈ $87.47 Million	+2.19pp
2005-06-30	27.31%	AU$16.34 Million ≈ $11.56 Million	AU$59.83 Million ≈ $42.33 Million	--

pp = percentage points

About Credit Corp Group Ltd

AU:CCP Australia Credit Services

Market Cap

$516.29 Million

AU$729.68 Million AUD

Market Cap Rank

#12374 Global

#314 in Australia

Share Price

AU$10.72

Change (1 day)

+0.19%

52-Week Range

AU$9.63 - AU$17.73

All Time High

AU$33.45