Credit Corp Group Ltd (CCP) — Financial Flexibility Index
Credit Corp Group Ltd (CCP) has a Financial Flexibility Index of 0.20x as of June 2025. Free cash flow of AU$103.87 Million (operating CF AU$103.11 Million minus capex AU$768.00K) represents 0% of total liabilities (AU$507.87 Million). Check cash flow reinvestment rate of Credit Corp Group Ltd to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Credit Corp Group Ltd Financial Flexibility Index (2001–2025)
Historical Financial Flexibility Index trend for Credit Corp Group Ltd across 25 annual periods. For the full cash flow conversion analysis, see CCP cash flow metrics.
Annual Financial Flexibility Index for Credit Corp Group Ltd (2001–2025)
Year-by-year free cash flow to debt coverage for Credit Corp Group Ltd. Explore cash flow to debt ratio of Credit Corp Group Ltd to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.11x | AU$54.06 Million | AU$52.56 Million | AU$507.87 Million | ▲ +212.6% |
| 2024 | -0.09x | AU$-47.12 Million | AU$-48.58 Million | AU$498.66 Million | ▲ +50.7% |
| 2023 | -0.19x | AU$-82.67 Million | AU$-84.00 Million | AU$431.37 Million | ▲ +53.5% |
| 2022 | -0.41x | AU$-96.48 Million | AU$-100.30 Million | AU$233.97 Million | ▼ -166.8% |
| 2021 | 0.62x | AU$70.51 Million | AU$67.73 Million | AU$114.19 Million | ▼ -33.2% |
| 2020 | 0.92x | AU$118.79 Million | AU$115.65 Million | AU$128.44 Million | ▲ +14533.7% |
| 2019 | -0.01x | AU$-1.19 Million | AU$-3.08 Million | AU$185.87 Million | ▼ -107.1% |
| 2018 | 0.09x | AU$25.41 Million | AU$23.93 Million | AU$280.22 Million | ▲ +166.5% |
| 2017 | -0.14x | AU$-35.94 Million | AU$-37.20 Million | AU$263.72 Million | ▲ +59.0% |
| 2016 | -0.33x | AU$-60.50 Million | AU$-62.47 Million | AU$182.01 Million | ▼ -5983.7% |
| 2015 | -0.01x | AU$-513.00K | AU$-1.38 Million | AU$93.89 Million | ▲ +96.3% |
| 2014 | -0.15x | AU$-9.86 Million | AU$-11.41 Million | AU$66.96 Million | ▼ -154.5% |
| 2013 | 0.27x | AU$11.15 Million | AU$10.42 Million | AU$41.24 Million | ▼ -83.4% |
| 2012 | 1.62x | AU$40.62 Million | AU$38.74 Million | AU$25.00 Million | ▼ -60.2% |
| 2011 | 4.08x | AU$215.37 Million | AU$119.50 Million | AU$52.75 Million | ▲ +69.1% |
| 2010 | 2.41x | AU$165.94 Million | AU$103.20 Million | AU$68.72 Million | ▲ +204.6% |
| 2009 | 0.79x | AU$82.99 Million | AU$82.09 Million | AU$104.69 Million | ▲ +44.4% |
| 2008 | 0.55x | AU$83.47 Million | AU$81.49 Million | AU$152.04 Million | ▼ -2.7% |
| 2007 | 0.56x | AU$78.76 Million | AU$76.44 Million | AU$139.64 Million | ▼ -3.1% |
| 2006 | 0.58x | AU$47.17 Million | AU$45.86 Million | AU$81.01 Million | ▼ -34.5% |
| 2005 | 0.89x | AU$29.79 Million | AU$28.61 Million | AU$33.49 Million | ▲ +34.4% |
| 2004 | 0.66x | AU$14.61 Million | AU$14.09 Million | AU$22.08 Million | ▼ -55.1% |
| 2003 | 1.47x | AU$6.04 Million | AU$5.83 Million | AU$4.10 Million | ▲ +208.2% |
| 2002 | 0.48x | AU$2.37 Million | AU$2.27 Million | AU$4.96 Million | ▼ -71.0% |
| 2001 | 1.65x | AU$2.99 Million | AU$2.91 Million | AU$1.81 Million | — |