Credit Corp Group Ltd (CCP) — Financial Flexibility Index

Latest as of June 2025: 0.20x

Credit Corp Group Ltd (CCP) has a Financial Flexibility Index of 0.20x as of June 2025. Free cash flow of AU$103.87 Million (operating CF AU$103.11 Million minus capex AU$768.00K) represents 0% of total liabilities (AU$507.87 Million). Check asset allocation strategy of Credit Corp Group Ltd to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.20x
Free Cash Flow / Total Liabilities

Free Cash Flow

AU$103.87 Million
Operating CF − Capex

Total Liabilities

AU$507.87 Million
AUD

Capital Expenditures

AU$768.00K
AUD

Credit Corp Group Ltd Financial Flexibility Index (2001–2025)

Historical Financial Flexibility Index trend for Credit Corp Group Ltd across 25 annual periods. See CCP net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Credit Corp Group Ltd (2001–2025)

Year-by-year free cash flow to debt coverage for Credit Corp Group Ltd. For the full company profile including market capitalisation, see how much is Credit Corp Group Ltd worth.

Year Flexibility Index Free Cash Flow (AUD) Operating CF Total Liabilities YoY Change
2025 0.11x AU$54.06 Million AU$52.56 Million AU$507.87 Million ▲ +212.6%
2024 -0.09x AU$-47.12 Million AU$-48.58 Million AU$498.66 Million ▲ +50.7%
2023 -0.19x AU$-82.67 Million AU$-84.00 Million AU$431.37 Million ▲ +53.5%
2022 -0.41x AU$-96.48 Million AU$-100.30 Million AU$233.97 Million ▼ -166.8%
2021 0.62x AU$70.51 Million AU$67.73 Million AU$114.19 Million ▼ -33.2%
2020 0.92x AU$118.79 Million AU$115.65 Million AU$128.44 Million ▲ +14533.7%
2019 -0.01x AU$-1.19 Million AU$-3.08 Million AU$185.87 Million ▼ -107.1%
2018 0.09x AU$25.41 Million AU$23.93 Million AU$280.22 Million ▲ +166.5%
2017 -0.14x AU$-35.94 Million AU$-37.20 Million AU$263.72 Million ▲ +59.0%
2016 -0.33x AU$-60.50 Million AU$-62.47 Million AU$182.01 Million ▼ -5983.7%
2015 -0.01x AU$-513.00K AU$-1.38 Million AU$93.89 Million ▲ +96.3%
2014 -0.15x AU$-9.86 Million AU$-11.41 Million AU$66.96 Million ▼ -154.5%
2013 0.27x AU$11.15 Million AU$10.42 Million AU$41.24 Million ▼ -83.4%
2012 1.62x AU$40.62 Million AU$38.74 Million AU$25.00 Million ▼ -60.2%
2011 4.08x AU$215.37 Million AU$119.50 Million AU$52.75 Million ▲ +69.1%
2010 2.41x AU$165.94 Million AU$103.20 Million AU$68.72 Million ▲ +204.6%
2009 0.79x AU$82.99 Million AU$82.09 Million AU$104.69 Million ▲ +44.4%
2008 0.55x AU$83.47 Million AU$81.49 Million AU$152.04 Million ▼ -2.7%
2007 0.56x AU$78.76 Million AU$76.44 Million AU$139.64 Million ▼ -3.1%
2006 0.58x AU$47.17 Million AU$45.86 Million AU$81.01 Million ▼ -34.5%
2005 0.89x AU$29.79 Million AU$28.61 Million AU$33.49 Million ▲ +34.4%
2004 0.66x AU$14.61 Million AU$14.09 Million AU$22.08 Million ▼ -55.1%
2003 1.47x AU$6.04 Million AU$5.83 Million AU$4.10 Million ▲ +208.2%
2002 0.48x AU$2.37 Million AU$2.27 Million AU$4.96 Million ▼ -71.0%
2001 1.65x AU$2.99 Million AU$2.91 Million AU$1.81 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities