Credit Corp Group Ltd (CCP) - Net Assets

Latest as of June 2025: AU$890.27 Million AUD ≈ $629.93 Million USD

Based on the latest financial reports, Credit Corp Group Ltd (CCP) has net assets worth AU$890.27 Million AUD (≈ $629.93 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$1.40 Billion ≈ $989.27 Million USD) and total liabilities (AU$507.87 Million ≈ $359.35 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Credit Corp Group Ltd asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	AU$890.27 Million
% of Total Assets	63.68%
Annual Growth Rate	22.66%
5-Year Change	33.46%
10-Year Change	315.83%
Growth Volatility	19.89

Credit Corp Group Ltd - Net Assets Trend (2000–2025)

This chart illustrates how Credit Corp Group Ltd's net assets have evolved over time, based on quarterly financial data. Also explore how large is Credit Corp Group Ltd's balance sheet for the complete picture of this company's asset base.

Annual Net Assets for Credit Corp Group Ltd (2000–2025)

The table below shows the annual net assets of Credit Corp Group Ltd from 2000 to 2025. For live valuation and market cap data, see CCP market cap overview.

Year	Net Assets	Change
2025-06-30	AU$890.27 Million ≈ $629.93 Million	+7.82%
2024-06-30	AU$825.67 Million ≈ $584.21 Million	+1.01%
2023-06-30	AU$817.42 Million ≈ $578.37 Million	+10.37%
2022-06-30	AU$740.64 Million ≈ $524.05 Million	+11.03%
2021-06-30	AU$667.06 Million ≈ $471.99 Million	+12.26%
2020-06-30	AU$594.21 Million ≈ $420.44 Million	+28.17%
2019-06-30	AU$463.60 Million ≈ $328.03 Million	+61.81%
2018-06-30	AU$286.50 Million ≈ $202.72 Million	+15.64%
2017-06-30	AU$247.75 Million ≈ $175.30 Million	+15.72%
2016-06-30	AU$214.10 Million ≈ $151.49 Million	+18.87%
2015-06-30	AU$180.11 Million ≈ $127.44 Million	+12.88%
2014-06-30	AU$159.56 Million ≈ $112.90 Million	+14.14%
2013-06-30	AU$139.79 Million ≈ $98.91 Million	+14.60%
2012-06-30	AU$121.98 Million ≈ $86.31 Million	+16.91%
2011-06-30	AU$104.34 Million ≈ $73.83 Million	+18.00%
2010-06-30	AU$88.43 Million ≈ $62.57 Million	+18.71%
2009-06-30	AU$74.49 Million ≈ $52.71 Million	+11.51%
2008-06-30	AU$66.81 Million ≈ $47.27 Million	+0.99%
2007-06-30	AU$66.15 Million ≈ $46.81 Million	+55.23%
2006-06-30	AU$42.61 Million ≈ $30.15 Million	+61.81%
2005-06-30	AU$26.34 Million ≈ $18.63 Million	+25.71%
2004-06-30	AU$20.95 Million ≈ $14.82 Million	+61.73%
2003-06-30	AU$12.95 Million ≈ $9.17 Million	+25.54%
2002-06-30	AU$10.32 Million ≈ $7.30 Million	+68.16%
2001-06-30	AU$6.14 Million ≈ $4.34 Million	+13.75%
2000-06-30	AU$5.39 Million ≈ $3.82 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Credit Corp Group Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 46249700.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component	Amount	Percentage
Retained Earnings	AU$462.50 Million	51.95%
Common Stock	AU$375.14 Million	42.14%
Other Comprehensive Income	AU$52.64 Million	5.91%
Total Equity	AU$890.27 Million	100.00%

Credit Corp Group Ltd Competitors by Market Cap

The table below lists competitors of Credit Corp Group Ltd ranked by their market capitalization.

Company	Market Cap
KENGIC Intelligent Technology Co. Ltd. A SHG:688455	$516.35 Million
CMS Info Systems Limited NSE:CMSINFO	$516.45 Million
BYBON Group Co Ltd Class A SHE:300736	$516.69 Million
Berry Genomics Co Ltd SHE:000710	$516.80 Million
Yantai Yatong Precision Mechanical Corp. A SHG:603190	$516.29 Million
Zevra Therapeutics Inc. NASDAQ:ZVRA	$516.25 Million
Daqian Ecology & Landscape Co Ltd SHG:603955	$516.16 Million
Rosenbauer International AG VI:ROS	$516.12 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Credit Corp Group Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 825,671,000 to 890,275,000, a change of 64,604,000 (7.8%).
Net income of 94,095,000 contributed positively to equity growth.
Dividend payments of 37,417,000 reduced retained earnings.
New share issuances of 151,726,000 increased equity.
Other comprehensive income increased equity by 7,926,000.
Other factors decreased equity by 151,726,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	AU$94.09 Million	+10.57%
Dividends Paid	AU$37.42 Million	-4.2%
Share Issuances	AU$151.73 Million	+17.04%
Other Comprehensive Income	AU$7.93 Million	+0.89%
Other Changes	AU$-151.73 Million	-17.04%
Total Change	AU$-	7.82%

Book Value vs Market Value Analysis

This analysis compares Credit Corp Group Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.83x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 55.29x to 0.83x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2000-06-30	AU$0.19	AU$10.72	x
2001-06-30	AU$0.22	AU$10.72	x
2002-06-30	AU$0.34	AU$10.72	x
2003-06-30	AU$0.39	AU$10.72	x
2004-06-30	AU$0.58	AU$10.72	x
2005-06-30	AU$0.69	AU$10.72	x
2006-06-30	AU$1.06	AU$10.72	x
2007-06-30	AU$1.52	AU$10.72	x
2008-06-30	AU$1.53	AU$10.72	x
2009-06-30	AU$1.69	AU$10.72	x
2010-06-30	AU$1.98	AU$10.72	x
2011-06-30	AU$2.33	AU$10.72	x
2012-06-30	AU$2.68	AU$10.72	x
2013-06-30	AU$3.05	AU$10.72	x
2014-06-30	AU$3.46	AU$10.72	x
2015-06-30	AU$3.89	AU$10.72	x
2016-06-30	AU$4.52	AU$10.72	x
2017-06-30	AU$5.15	AU$10.72	x
2018-06-30	AU$5.96	AU$10.72	x
2019-06-30	AU$9.32	AU$10.72	x
2020-06-30	AU$9.79	AU$10.72	x
2021-06-30	AU$9.83	AU$10.72	x
2022-06-30	AU$10.92	AU$10.72	x
2023-06-30	AU$11.86	AU$10.72	x
2024-06-30	AU$11.99	AU$10.72	x
2025-06-30	AU$12.92	AU$10.72	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Credit Corp Group Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 10.57%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 6206.79%
• Asset Turnover: 0.00x
• Equity Multiplier: 1.57x
Recent ROE (10.57%) is below the historical average (16.49%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2000	9.76%	24.82%	0.38x	1.04x	AU$-12.80K
2001	24.01%	28.92%	0.64x	1.30x	AU$859.42K
2002	20.52%	25.03%	0.55x	1.48x	AU$1.09 Million
2003	25.78%	20.25%	0.97x	1.32x	AU$2.04 Million
2004	0.05%	0.04%	0.64x	2.05x	AU$-2.08 Million
2005	0.10%	0.05%	0.84x	2.27x	AU$-2.61 Million
2006	33.78%	34.33%	0.34x	2.90x	AU$10.15 Million
2007	29.68%	32.69%	0.29x	3.11x	AU$13.02 Million
2008	8.02%	7.95%	0.31x	3.28x	AU$-1.32 Million
2009	15.30%	7.35%	0.87x	2.41x	AU$3.95 Million
2010	15.32%	14.51%	0.59x	1.78x	AU$4.70 Million
2011	20.15%	18.52%	0.72x	1.51x	AU$10.59 Million
2012	21.79%	21.37%	0.85x	1.20x	AU$14.38 Million
2013	22.88%	22.47%	0.79x	1.29x	AU$18.01 Million
2014	21.79%	22.01%	0.70x	1.42x	AU$18.81 Million
2015	21.33%	22.10%	0.63x	1.52x	AU$20.40 Million
2016	21.45%	23.02%	0.50x	1.85x	AU$24.51 Million
2017	22.26%	24.03%	0.45x	2.06x	AU$30.38 Million
2018	22.44%	24.95%	0.45x	1.98x	AU$35.64 Million
2019	15.16%	25.67%	0.42x	1.40x	AU$23.92 Million
2020	2.60%	5.40%	0.40x	1.22x	AU$-43.97 Million
2021	13.21%	25.48%	0.44x	1.17x	AU$21.42 Million
2022	13.60%	26.96%	0.38x	1.32x	AU$26.65 Million
2023	11.16%	23.12%	0.32x	1.53x	AU$9.51 Million
2024	6.14%	12.69%	0.30x	1.60x	AU$-31.86 Million
2025	10.57%	6206.79%	0.00x	1.57x	AU$5.07 Million

Industry Comparison

This section compares Credit Corp Group Ltd's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $257,998,571
Average return on equity (ROE) among peers: 16.45%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Credit Corp Group Ltd (CCP)	AU$890.27 Million	9.76%	0.57x	$516.29 Million
Butn Ltd (BTN)	$12.14 Million	-21.92%	7.86x	$7.26 Million
Earlypay Ltd (EPY)	$14.54 Million	0.26%	9.77x	$27.49 Million
FSA Group Ltd (FSA)	$1.07 Million	-198.91%	1.22x	$103.52 Million
Harmoney Corp Ltd (HMY)	$70.45 Million	-38.27%	4.17x	$58.17 Million
Humm Group Ltd (HUM)	$83.87 Million	27.93%	6.46x	$206.99 Million
Lawfinance Ltd (LAW)	$11.34 Million	-13.33%	3.01x	$225.95K
Liberty Financial Group (LFG)	$901.58 Million	10.82%	13.15x	$726.08 Million
Latitude Group Holdings Ltd (LFS)	$1.22 Billion	1.76%	5.44x	$673.14 Million
Moneyme Ltd (MME)	$2.61 Million	379.69%	16.06x	$48.86 Million

About Credit Corp Group Ltd

AU:CCP Australia Credit Services

Market Cap

$516.29 Million

AU$729.68 Million AUD

Market Cap Rank

#12374 Global

#314 in Australia

Share Price

AU$10.72

Change (1 day)

+0.19%

52-Week Range

AU$9.63 - AU$17.73

All Time High

AU$33.45