Credit Corp Group Ltd (CCP) — Cash Flow-to-Debt Ratio

Latest as of June 2025: 0.20x

Credit Corp Group Ltd (CCP) has a Cash Flow-to-Debt Ratio of 0.20x as of June 2025, meaning its operating cash flow of AU$103.11 Million could theoretically repay 0% of its total liabilities (AU$507.87 Million) in one year. See financial agility of Credit Corp Group Ltd to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.20x
Operating CF / Total Liabilities

Operating Cash Flow

AU$103.11 Million
AUD

Total Liabilities

AU$507.87 Million
AUD

Data as of

Jun 2025
Most recent filing

Credit Corp Group Ltd Cash Flow-to-Debt Ratio (2001–2025)

Historical debt coverage capacity for Credit Corp Group Ltd across 25 annual periods. For the full cash flow conversion analysis, see CCP cash flow metrics.

Annual Cash Flow-to-Debt Ratio for Credit Corp Group Ltd (2001–2025)

Year-by-year debt coverage analysis for Credit Corp Group Ltd. Check Credit Corp Group Ltd cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (AUD) Total Liabilities YoY Change
2025 0.10x AU$52.56 Million AU$507.87 Million ▲ +206.2%
2024 -0.10x AU$-48.58 Million AU$498.66 Million ▲ +50.0%
2023 -0.19x AU$-84.00 Million AU$431.37 Million ▲ +54.6%
2022 -0.43x AU$-100.30 Million AU$233.97 Million ▼ -172.3%
2021 0.59x AU$67.73 Million AU$114.19 Million ▼ -34.1%
2020 0.90x AU$115.65 Million AU$128.44 Million ▲ +5528.3%
2019 -0.02x AU$-3.08 Million AU$185.87 Million ▼ -119.4%
2018 0.09x AU$23.93 Million AU$280.22 Million ▲ +160.5%
2017 -0.14x AU$-37.20 Million AU$263.72 Million ▲ +58.9%
2016 -0.34x AU$-62.47 Million AU$182.01 Million ▼ -2240.3%
2015 -0.01x AU$-1.38 Million AU$93.89 Million ▲ +91.4%
2014 -0.17x AU$-11.41 Million AU$66.96 Million ▼ -167.4%
2013 0.25x AU$10.42 Million AU$41.24 Million ▼ -83.7%
2012 1.55x AU$38.74 Million AU$25.00 Million ▼ -31.6%
2011 2.27x AU$119.50 Million AU$52.75 Million ▲ +50.9%
2010 1.50x AU$103.20 Million AU$68.72 Million ▲ +91.5%
2009 0.78x AU$82.09 Million AU$104.69 Million ▲ +46.3%
2008 0.54x AU$81.49 Million AU$152.04 Million ▼ -2.1%
2007 0.55x AU$76.44 Million AU$139.64 Million ▼ -3.3%
2006 0.57x AU$45.86 Million AU$81.01 Million ▼ -33.7%
2005 0.85x AU$28.61 Million AU$33.49 Million ▲ +33.9%
2004 0.64x AU$14.09 Million AU$22.08 Million ▼ -55.2%
2003 1.42x AU$5.83 Million AU$4.10 Million ▲ +210.6%
2002 0.46x AU$2.27 Million AU$4.96 Million ▼ -71.5%
2001 1.61x AU$2.91 Million AU$1.81 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.