Xero Ltd - Asset Resilience Ratio

Latest as of September 2025: 18.62%

Xero Ltd (XRO) has an Asset Resilience Ratio of 18.62% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check XRO strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets

AU$1.14 Billion

≈ $803.42 Million USD Cash + Short-term Investments

Total Assets

AU$6.10 Billion

≈ $4.31 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2014–2025)

This chart shows how Xero Ltd's Asset Resilience Ratio has changed over time. See XRO net asset quality index to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Xero Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market cap of Xero Ltd.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$1.14 Billion	18.62%
Total Liquid Assets	AU$1.14 Billion	18.62%

Asset Resilience Insights

Good Liquidity Position: Xero Ltd maintains a healthy 18.62% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Xero Ltd Industry Peers by Asset Resilience Ratio

Compare Xero Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Technology One Ltd AU:TNE	Software - Application	35.86%
TaTaTu SpA PA:ALTTU	Software - Application	1.52%
ZINKA LOGISTICS SOL LTD NSE:BLACKBUCK	Software - Application	0.53%
Fujian Boss Software Development Co Ltd SHE:300525	Software - Application	4.13%
Fujian Apex Software Co Ltd SHG:603383	Software - Application	51.05%
Beijing Dataway Horizon Co. Ltd SHE:301169	Software - Application	15.17%
Linewell Software Co Ltd SHG:603636	Software - Application	0.01%
Shanghai Baosight Software Co Ltd B SHG:900926	Software - Application	0.04%

Annual Asset Resilience Ratio for Xero Ltd (2014–2025)

The table below shows the annual Asset Resilience Ratio data for Xero Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	35.00%	AU$1.42 Billion ≈ $1.00 Billion	AU$4.06 Billion ≈ $2.87 Billion	+2.95pp
2024-03-31	32.05%	AU$945.86 Million ≈ $669.25 Million	AU$2.95 Billion ≈ $2.09 Billion	-3.56pp
2023-03-31	35.60%	AU$828.19 Million ≈ $585.99 Million	AU$2.33 Billion ≈ $1.65 Billion	+12.91pp
2022-03-31	22.70%	AU$492.63 Million ≈ $348.57 Million	AU$2.17 Billion ≈ $1.54 Billion	+0.32pp
2021-03-31	22.37%	AU$416.37 Million ≈ $294.61 Million	AU$1.86 Billion ≈ $1.32 Billion	-14.73pp
2020-03-31	37.10%	AU$414.62 Million ≈ $293.37 Million	AU$1.12 Billion ≈ $790.70 Million	+2.39pp
2019-03-31	34.71%	AU$323.38 Million ≈ $228.81 Million	AU$931.59 Million ≈ $659.16 Million	+17.88pp
2018-03-31	16.83%	AU$55.49 Million ≈ $39.26 Million	AU$329.75 Million ≈ $233.32 Million	-12.77pp
2017-03-31	29.60%	AU$79.54 Million ≈ $56.28 Million	AU$268.72 Million ≈ $190.14 Million	-14.70pp
2016-03-31	44.30%	AU$131.20 Million ≈ $92.83 Million	AU$296.13 Million ≈ $209.53 Million	-11.19pp
2015-03-31	55.50%	AU$205.98 Million ≈ $145.75 Million	AU$371.16 Million ≈ $262.62 Million	-20.99pp
2014-03-31	76.49%	AU$195.00 Million ≈ $137.97 Million	AU$254.95 Million ≈ $180.39 Million	--

pp = percentage points

About Xero Ltd

AU:XRO Australia Software - Application

Market Cap

$8.80 Billion

AU$12.44 Billion AUD

Market Cap Rank

#2483 Global

#49 in Australia

Share Price

AU$71.64

Change (1 day)

-3.94%

52-Week Range

AU$70.42 - AU$194.21

All Time High

AU$194.21