Xero Ltd Asset Resilience Ratio

Latest as of September 2025: 18.62%

Xero Ltd asset resilience ratio. Xero Ltd (XRO) has an Asset Resilience Ratio of 18.62% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of Xero Ltd to measure how many days the company can operate on defensive assets alone.

Liquid Assets

AU$1.14 Billion

≈ $803.42 Million USD Cash + Short-term Investments

Total Assets

AU$6.10 Billion

≈ $4.31 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio of Xero Ltd (2014–2025)

Asset resilience ratio of Xero Ltd from 2014 to 2025. This chart shows how Xero Ltd's Asset Resilience Ratio has changed over time. Read Xero Ltd balance sheet liabilities for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Xero Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Xero Ltd asset portfolio.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$1.14 Billion	18.62%
Total Liquid Assets	AU$1.14 Billion	18.62%

Asset Resilience Insights

Good Liquidity Position: Xero Ltd maintains a healthy 18.62% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Xero Ltd Industry Peers by Asset Resilience Ratio

Compare Xero Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Grab Holdings Ltd NASDAQ:GRAB	Software - Application	28.13%
Shanghai Suochen Information Technology Co. Ltd. A SHG:688507	Software - Application	0.17%
Sichuan Jiuyuan Yinhai Software Co Ltd SHE:002777	Software - Application	15.75%
Linewell Software Co Ltd SHG:603636	Software - Application	0.01%
Zhejiang Netsun Co Ltd SHE:002095	Software - Application	0.01%
Yuanbao Inc. American Depositary Shares NASDAQ:YB	Software - Application	65.34%
Insyde Software TWO:6231	Software - Application	3.37%
Noviqtech Ltd AU:NVQ	Software - Application	0.35%

Xero Ltd Asset Resilience Ratio by Year (2014–2025)

Xero Ltd asset resilience ratio by year from 2014 to 2025. The table below shows the annual Asset Resilience Ratio data for Xero Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	35.00%	AU$1.42 Billion ≈ $1.00 Billion	AU$4.06 Billion ≈ $2.87 Billion	+2.95pp
2024-03-31	32.05%	AU$945.86 Million ≈ $669.25 Million	AU$2.95 Billion ≈ $2.09 Billion	-3.56pp
2023-03-31	35.60%	AU$828.19 Million ≈ $585.99 Million	AU$2.33 Billion ≈ $1.65 Billion	+12.91pp
2022-03-31	22.70%	AU$492.63 Million ≈ $348.57 Million	AU$2.17 Billion ≈ $1.54 Billion	+0.32pp
2021-03-31	22.37%	AU$416.37 Million ≈ $294.61 Million	AU$1.86 Billion ≈ $1.32 Billion	-14.73pp
2020-03-31	37.10%	AU$414.62 Million ≈ $293.37 Million	AU$1.12 Billion ≈ $790.70 Million	+2.39pp
2019-03-31	34.71%	AU$323.38 Million ≈ $228.81 Million	AU$931.59 Million ≈ $659.16 Million	+17.88pp
2018-03-31	16.83%	AU$55.49 Million ≈ $39.26 Million	AU$329.75 Million ≈ $233.32 Million	-12.77pp
2017-03-31	29.60%	AU$79.54 Million ≈ $56.28 Million	AU$268.72 Million ≈ $190.14 Million	-14.70pp
2016-03-31	44.30%	AU$131.20 Million ≈ $92.83 Million	AU$296.13 Million ≈ $209.53 Million	-11.19pp
2015-03-31	55.50%	AU$205.98 Million ≈ $145.75 Million	AU$371.16 Million ≈ $262.62 Million	-20.99pp
2014-03-31	76.49%	AU$195.00 Million ≈ $137.97 Million	AU$254.95 Million ≈ $180.39 Million	--

pp = percentage points

About Xero Ltd

AU:XRO Australia Software - Application

Market Cap

$7.73 Billion

AU$10.93 Billion AUD

Market Cap Rank

#2612 Global

#53 in Australia

Share Price

AU$62.96

Change (1 day)

-0.10%

52-Week Range

AU$55.31 - AU$145.37

All Time High

AU$194.21