Xero Ltd - Asset Resilience Ratio

Latest as of September 2025: 18.62%

Xero Ltd (XRO) has an Asset Resilience Ratio of 18.62% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Xero Ltd to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

AU$1.14 Billion

≈ $803.42 Million USD Cash + Short-term Investments

Total Assets

AU$6.10 Billion

≈ $4.31 Billion USD All company assets

Resilience Assessment

Good

Financial Resilience Level

Asset Resilience Ratio Trend (2014–2025)

This chart shows how Xero Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Xero Ltd.

Liquid Assets Composition Over Time

This chart breaks down Xero Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Xero Ltd to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	AU$0.00	0%
Short-term Investments	AU$1.14 Billion	18.62%
Total Liquid Assets	AU$1.14 Billion	18.62%

Asset Resilience Insights

Good Liquidity Position: Xero Ltd maintains a healthy 18.62% of assets in liquid form.
This level provides good financial flexibility while maintaining productive asset deployment.
The company has significant short-term investments, indicating active treasury management.

Xero Ltd Industry Peers by Asset Resilience Ratio

Compare Xero Ltd's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Beijing Kingsoft Office Software In SHG:688111	Software - Application	7.51%
Duolingo Inc NASDAQ:DUOL	Software - Application	6.41%
TaTaTu SpA PA:ALTTU	Software - Application	1.52%
Fujian Newland Computer Co Ltd SHE:000997	Software - Application	9.52%
Beijing Teamsun Technology Co Ltd SHG:600410	Software - Application	12.32%
Beijing Join-Cheer Software Co Ltd SHE:002279	Software - Application	22.83%
Rpmglobal Holdings Ltd AU:RUL	Software - Application	54.59%
Shanghai Baosight Software Co Ltd B SHG:900926	Software - Application	0.04%

Annual Asset Resilience Ratio for Xero Ltd (2014–2025)

The table below shows the annual Asset Resilience Ratio data for Xero Ltd.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-03-31	35.00%	AU$1.42 Billion ≈ $1.00 Billion	AU$4.06 Billion ≈ $2.87 Billion	+2.95pp
2024-03-31	32.05%	AU$945.86 Million ≈ $669.25 Million	AU$2.95 Billion ≈ $2.09 Billion	-3.56pp
2023-03-31	35.60%	AU$828.19 Million ≈ $585.99 Million	AU$2.33 Billion ≈ $1.65 Billion	+12.91pp
2022-03-31	22.70%	AU$492.63 Million ≈ $348.57 Million	AU$2.17 Billion ≈ $1.54 Billion	+0.32pp
2021-03-31	22.37%	AU$416.37 Million ≈ $294.61 Million	AU$1.86 Billion ≈ $1.32 Billion	-14.73pp
2020-03-31	37.10%	AU$414.62 Million ≈ $293.37 Million	AU$1.12 Billion ≈ $790.70 Million	+2.39pp
2019-03-31	34.71%	AU$323.38 Million ≈ $228.81 Million	AU$931.59 Million ≈ $659.16 Million	+17.88pp
2018-03-31	16.83%	AU$55.49 Million ≈ $39.26 Million	AU$329.75 Million ≈ $233.32 Million	-12.77pp
2017-03-31	29.60%	AU$79.54 Million ≈ $56.28 Million	AU$268.72 Million ≈ $190.14 Million	-14.70pp
2016-03-31	44.30%	AU$131.20 Million ≈ $92.83 Million	AU$296.13 Million ≈ $209.53 Million	-11.19pp
2015-03-31	55.50%	AU$205.98 Million ≈ $145.75 Million	AU$371.16 Million ≈ $262.62 Million	-20.99pp
2014-03-31	76.49%	AU$195.00 Million ≈ $137.97 Million	AU$254.95 Million ≈ $180.39 Million	--

pp = percentage points

About Xero Ltd

AU:XRO Australia Software - Application

Market Cap

$7.71 Billion

AU$10.90 Billion AUD

Market Cap Rank

#2710 Global

#49 in Australia

Share Price

AU$62.78

Change (1 day)

-4.08%

52-Week Range

AU$61.58 - AU$163.97

All Time High

AU$194.21