Xero Ltd (XRO) — Financial Flexibility Index
Xero Ltd (XRO) has a Financial Flexibility Index of 0.26x as of September 2025. Free cash flow of AU$533.43 Million (operating CF AU$530.43 Million minus capex AU$3.00 Million) represents 0% of total liabilities (AU$2.09 Billion). Also explore net asset growth rate of Xero Ltd to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Xero Ltd Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Xero Ltd across 18 annual periods. Check how strategically is Xero Ltd's equity deployed to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Xero Ltd (2008–2025)
Year-by-year free cash flow to debt coverage for Xero Ltd. For the full company profile including market capitalisation, see XRO market cap overview.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.40x | AU$825.97 Million | AU$812.82 Million | AU$2.06 Billion | ▲ +4.4% |
| 2024 | 0.38x | AU$598.35 Million | AU$591.76 Million | AU$1.56 Billion | ▼ -23.1% |
| 2023 | 0.50x | AU$669.74 Million | AU$390.45 Million | AU$1.34 Billion | ▲ +25.7% |
| 2022 | 0.40x | AU$481.64 Million | AU$236.37 Million | AU$1.21 Billion | ▲ +22.1% |
| 2021 | 0.33x | AU$382.16 Million | AU$218.64 Million | AU$1.18 Billion | ▼ -22.6% |
| 2020 | 0.42x | AU$297.56 Million | AU$162.31 Million | AU$708.38 Million | ▲ +18.1% |
| 2019 | 0.36x | AU$210.67 Million | AU$106.64 Million | AU$592.38 Million | ▼ -73.9% |
| 2018 | 1.36x | AU$140.34 Million | AU$56.54 Million | AU$103.01 Million | ▲ +48.0% |
| 2017 | 0.92x | AU$58.29 Million | AU$-4.14 Million | AU$63.32 Million | ▲ +134.0% |
| 2016 | 0.39x | AU$17.40 Million | AU$-31.98 Million | AU$44.24 Million | ▲ +144.6% |
| 2015 | -0.88x | AU$-28.31 Million | AU$-38.62 Million | AU$32.12 Million | ▲ +49.9% |
| 2014 | -1.76x | AU$-15.87 Million | AU$-21.02 Million | AU$9.03 Million | ▼ -185.0% |
| 2013 | -0.62x | AU$-3.85 Million | AU$-7.53 Million | AU$6.23 Million | ▼ -215.3% |
| 2012 | 0.54x | AU$2.96 Million | AU$-4.86 Million | AU$5.53 Million | ▲ +167.0% |
| 2011 | -0.80x | AU$-2.12 Million | AU$-5.22 Million | AU$2.66 Million | ▲ +65.5% |
| 2010 | -2.32x | AU$-4.82 Million | AU$-6.79 Million | AU$2.08 Million | ▲ +3.1% |
| 2009 | -2.39x | AU$-5.02 Million | AU$-5.14 Million | AU$2.10 Million | ▲ +40.3% |
| 2008 | -4.01x | AU$-2.24 Million | AU$-3.88 Million | AU$558.00K | — |