Xero Ltd (XRO) — Financial Flexibility Index
Xero Ltd (XRO) has a Financial Flexibility Index of 0.26x as of September 2025. Free cash flow of AU$533.43 Million (operating CF AU$530.43 Million minus capex AU$3.00 Million) represents 0% of total liabilities (AU$2.09 Billion). Check Xero Ltd (XRO) reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Xero Ltd Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Xero Ltd across 18 annual periods. For the full cash flow conversion analysis, see Xero Ltd cash flow conversion.
Annual Financial Flexibility Index for Xero Ltd (2008–2025)
Year-by-year free cash flow to debt coverage for Xero Ltd. Explore cash flow to debt ratio of Xero Ltd to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.40x | AU$825.97 Million | AU$812.82 Million | AU$2.06 Billion | ▲ +4.4% |
| 2024 | 0.38x | AU$598.35 Million | AU$591.76 Million | AU$1.56 Billion | ▼ -23.1% |
| 2023 | 0.50x | AU$669.74 Million | AU$390.45 Million | AU$1.34 Billion | ▲ +25.7% |
| 2022 | 0.40x | AU$481.64 Million | AU$236.37 Million | AU$1.21 Billion | ▲ +22.1% |
| 2021 | 0.33x | AU$382.16 Million | AU$218.64 Million | AU$1.18 Billion | ▼ -22.6% |
| 2020 | 0.42x | AU$297.56 Million | AU$162.31 Million | AU$708.38 Million | ▲ +18.1% |
| 2019 | 0.36x | AU$210.67 Million | AU$106.64 Million | AU$592.38 Million | ▼ -73.9% |
| 2018 | 1.36x | AU$140.34 Million | AU$56.54 Million | AU$103.01 Million | ▲ +48.0% |
| 2017 | 0.92x | AU$58.29 Million | AU$-4.14 Million | AU$63.32 Million | ▲ +134.0% |
| 2016 | 0.39x | AU$17.40 Million | AU$-31.98 Million | AU$44.24 Million | ▲ +144.6% |
| 2015 | -0.88x | AU$-28.31 Million | AU$-38.62 Million | AU$32.12 Million | ▲ +49.9% |
| 2014 | -1.76x | AU$-15.87 Million | AU$-21.02 Million | AU$9.03 Million | ▼ -185.0% |
| 2013 | -0.62x | AU$-3.85 Million | AU$-7.53 Million | AU$6.23 Million | ▼ -215.3% |
| 2012 | 0.54x | AU$2.96 Million | AU$-4.86 Million | AU$5.53 Million | ▲ +167.0% |
| 2011 | -0.80x | AU$-2.12 Million | AU$-5.22 Million | AU$2.66 Million | ▲ +65.5% |
| 2010 | -2.32x | AU$-4.82 Million | AU$-6.79 Million | AU$2.08 Million | ▲ +3.1% |
| 2009 | -2.39x | AU$-5.02 Million | AU$-5.14 Million | AU$2.10 Million | ▲ +40.3% |
| 2008 | -4.01x | AU$-2.24 Million | AU$-3.88 Million | AU$558.00K | — |