Xero Ltd (XRO) — Financial Flexibility Index
Xero Ltd (XRO) has a Financial Flexibility Index of 0.26x as of September 2025. Free cash flow of AU$533.43 Million (operating CF AU$530.43 Million minus capex AU$3.00 Million) represents 0% of total liabilities (AU$2.09 Billion). Check Xero Ltd (XRO) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Xero Ltd Financial Flexibility Index (2008–2025)
Historical Financial Flexibility Index trend for Xero Ltd across 18 annual periods. See Xero Ltd (XRO) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Xero Ltd (2008–2025)
Year-by-year free cash flow to debt coverage for Xero Ltd. For the full company profile including market capitalisation, see Xero Ltd market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.40x | AU$825.97 Million | AU$812.82 Million | AU$2.06 Billion | ▲ +4.4% |
| 2024 | 0.38x | AU$598.35 Million | AU$591.76 Million | AU$1.56 Billion | ▼ -23.1% |
| 2023 | 0.50x | AU$669.74 Million | AU$390.45 Million | AU$1.34 Billion | ▲ +25.7% |
| 2022 | 0.40x | AU$481.64 Million | AU$236.37 Million | AU$1.21 Billion | ▲ +22.1% |
| 2021 | 0.33x | AU$382.16 Million | AU$218.64 Million | AU$1.18 Billion | ▼ -22.6% |
| 2020 | 0.42x | AU$297.56 Million | AU$162.31 Million | AU$708.38 Million | ▲ +18.1% |
| 2019 | 0.36x | AU$210.67 Million | AU$106.64 Million | AU$592.38 Million | ▼ -73.9% |
| 2018 | 1.36x | AU$140.34 Million | AU$56.54 Million | AU$103.01 Million | ▲ +48.0% |
| 2017 | 0.92x | AU$58.29 Million | AU$-4.14 Million | AU$63.32 Million | ▲ +134.0% |
| 2016 | 0.39x | AU$17.40 Million | AU$-31.98 Million | AU$44.24 Million | ▲ +144.6% |
| 2015 | -0.88x | AU$-28.31 Million | AU$-38.62 Million | AU$32.12 Million | ▲ +49.9% |
| 2014 | -1.76x | AU$-15.87 Million | AU$-21.02 Million | AU$9.03 Million | ▼ -185.0% |
| 2013 | -0.62x | AU$-3.85 Million | AU$-7.53 Million | AU$6.23 Million | ▼ -215.3% |
| 2012 | 0.54x | AU$2.96 Million | AU$-4.86 Million | AU$5.53 Million | ▲ +167.0% |
| 2011 | -0.80x | AU$-2.12 Million | AU$-5.22 Million | AU$2.66 Million | ▲ +65.5% |
| 2010 | -2.32x | AU$-4.82 Million | AU$-6.79 Million | AU$2.08 Million | ▲ +3.1% |
| 2009 | -2.39x | AU$-5.02 Million | AU$-5.14 Million | AU$2.10 Million | ▲ +40.3% |
| 2008 | -4.01x | AU$-2.24 Million | AU$-3.88 Million | AU$558.00K | — |