Xero Ltd (XRO) — Cash Flow Quality Index
Latest as of September 2025:
3.80x
Xero Ltd (XRO) has a Cash Flow Quality Index of 3.80x as of September 2025. Operating cash flow of AU$530.43 Million exceeds net income of AU$139.69 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of Xero Ltd to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
3.80x
Operating CF / Net Income
Operating Cash Flow
AU$530.43 Million
AUD
Net Income
AU$139.69 Million
AUD
Data as of
Sep 2025
Most recent filing
Xero Ltd Cash Flow Quality Index (2020–2025)
Historical Cash Flow Quality Index for Xero Ltd across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Xero Ltd (XRO) cash conversion ratio.
Annual Cash Flow Quality Index for Xero Ltd (2020–2025)
Year-by-year earnings quality comparison for Xero Ltd.
| Year | Quality Index | Operating CF (AUD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.56x | AU$812.82 Million | AU$228.14 Million | ▼ -2.5% |
| 2024 | 3.66x | AU$591.76 Million | AU$161.88 Million | ▼ -66.5% |
| 2021 | 10.92x | AU$218.64 Million | AU$20.03 Million | ▼ -77.6% |
| 2020 | 48.68x | AU$162.31 Million | AU$3.33 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.