Xero Ltd Cash Flow-to-Debt Ratio

Latest as of September 2025: 0.25x

Xero Ltd cash flow-to-debt ratio. Xero Ltd (XRO) has a Cash Flow-to-Debt Ratio of 0.25x as of September 2025, meaning its operating cash flow of AU$530.43 Million could theoretically repay 0% of its total liabilities (AU$2.09 Billion) in one year. Check XRO operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

CF-to-Debt Ratio

0.25x
Operating CF / Total Liabilities

Operating Cash Flow

AU$530.43 Million
AUD

Total Liabilities

AU$2.09 Billion
AUD

Data as of

Sep 2025
Most recent filing

Cash Flow-to-Debt Ratio of Xero Ltd (2008–2025)

Cash flow-to-debt ratio of Xero Ltd from 2008 to 2025. Historical debt coverage capacity for Xero Ltd across 18 annual periods. Check XRO capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.

Xero Ltd Cash Flow-to-Debt Ratio by Year (2008–2025)

Xero Ltd cash flow-to-debt ratio by year from 2008 to 2025. Year-by-year debt coverage analysis for Xero Ltd. For the full cash flow conversion analysis, see how efficiently does Xero Ltd generate cash.

Year CF-to-Debt Ratio Operating CF (AUD) Total Liabilities YoY Change
2025 0.39x AU$812.82 Million AU$2.06 Billion ▲ +3.9%
2024 0.38x AU$591.76 Million AU$1.56 Billion ▲ +30.5%
2023 0.29x AU$390.45 Million AU$1.34 Billion ▲ +49.3%
2022 0.19x AU$236.37 Million AU$1.21 Billion ▲ +4.8%
2021 0.19x AU$218.64 Million AU$1.18 Billion ▼ -18.8%
2020 0.23x AU$162.31 Million AU$708.38 Million ▲ +27.3%
2019 0.18x AU$106.64 Million AU$592.38 Million ▼ -67.2%
2018 0.55x AU$56.54 Million AU$103.01 Million ▲ +938.6%
2017 -0.07x AU$-4.14 Million AU$63.32 Million ▲ +90.9%
2016 -0.72x AU$-31.98 Million AU$44.24 Million ▲ +39.9%
2015 -1.20x AU$-38.62 Million AU$32.12 Million ▲ +48.4%
2014 -2.33x AU$-21.02 Million AU$9.03 Million ▼ -92.7%
2013 -1.21x AU$-7.53 Million AU$6.23 Million ▼ -37.3%
2012 -0.88x AU$-4.86 Million AU$5.53 Million ▲ +55.2%
2011 -1.96x AU$-5.22 Million AU$2.66 Million ▲ +40.0%
2010 -3.27x AU$-6.79 Million AU$2.08 Million ▼ -33.3%
2009 -2.45x AU$-5.14 Million AU$2.10 Million ▲ +64.7%
2008 -6.94x AU$-3.88 Million AU$558.00K —
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.