Xero Ltd (XRO) — Cash Flow-to-Debt Ratio
Latest as of September 2025:
0.25x
Xero Ltd (XRO) has a Cash Flow-to-Debt Ratio of 0.25x as of September 2025, meaning its operating cash flow of AU$530.43 Million could theoretically repay 0% of its total liabilities (AU$2.09 Billion) in one year. See free cash flow generation of Xero Ltd to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
0.25x
Operating CF / Total Liabilities
Operating Cash Flow
AU$530.43 Million
AUD
Total Liabilities
AU$2.09 Billion
AUD
Data as of
Sep 2025
Most recent filing
Xero Ltd Cash Flow-to-Debt Ratio (2008–2025)
Historical debt coverage capacity for Xero Ltd across 18 annual periods. Also explore net asset momentum of Xero Ltd to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Xero Ltd (2008–2025)
Year-by-year debt coverage analysis for Xero Ltd. For market capitalisation and broader financial context, see XRO market cap.
| Year | CF-to-Debt Ratio | Operating CF (AUD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.39x | AU$812.82 Million | AU$2.06 Billion | ▲ +3.9% |
| 2024 | 0.38x | AU$591.76 Million | AU$1.56 Billion | ▲ +30.5% |
| 2023 | 0.29x | AU$390.45 Million | AU$1.34 Billion | ▲ +49.3% |
| 2022 | 0.19x | AU$236.37 Million | AU$1.21 Billion | ▲ +4.8% |
| 2021 | 0.19x | AU$218.64 Million | AU$1.18 Billion | ▼ -18.8% |
| 2020 | 0.23x | AU$162.31 Million | AU$708.38 Million | ▲ +27.3% |
| 2019 | 0.18x | AU$106.64 Million | AU$592.38 Million | ▼ -67.2% |
| 2018 | 0.55x | AU$56.54 Million | AU$103.01 Million | ▲ +938.6% |
| 2017 | -0.07x | AU$-4.14 Million | AU$63.32 Million | ▲ +90.9% |
| 2016 | -0.72x | AU$-31.98 Million | AU$44.24 Million | ▲ +39.9% |
| 2015 | -1.20x | AU$-38.62 Million | AU$32.12 Million | ▲ +48.4% |
| 2014 | -2.33x | AU$-21.02 Million | AU$9.03 Million | ▼ -92.7% |
| 2013 | -1.21x | AU$-7.53 Million | AU$6.23 Million | ▼ -37.3% |
| 2012 | -0.88x | AU$-4.86 Million | AU$5.53 Million | ▲ +55.2% |
| 2011 | -1.96x | AU$-5.22 Million | AU$2.66 Million | ▲ +40.0% |
| 2010 | -3.27x | AU$-6.79 Million | AU$2.08 Million | ▼ -33.3% |
| 2009 | -2.45x | AU$-5.14 Million | AU$2.10 Million | ▲ +64.7% |
| 2008 | -6.94x | AU$-3.88 Million | AU$558.00K | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.