Bank of Ayudhya PCL
Bank of Ayudhya Public Company Limited, together with its subsidiaries, provides commercial banking products and services to individuals, corporates, small and medium-sized businesses, and financial institutions. The company operates through Retail, Commercial, and Others segments. The Retail segment offers a range of banking and related financial services, including current and savings accounts,… Read more
Bank of Ayudhya PCL - Asset Resilience Ratio
Bank of Ayudhya PCL (BAY) has an Asset Resilience Ratio of 4.13% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2024)
This chart shows how Bank of Ayudhya PCL's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank of Ayudhya PCL's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ฿0.00 | 0% |
| Short-term Investments | ฿106.99 Billion | 4.13% |
| Total Liquid Assets | ฿106.99 Billion | 4.13% |
Asset Resilience Insights
- Limited Liquidity: Bank of Ayudhya PCL maintains only 4.13% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank of Ayudhya PCL Industry Peers by Asset Resilience Ratio
Compare Bank of Ayudhya PCL's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Bank of Ayudhya PCL (2000–2024)
The table below shows the annual Asset Resilience Ratio data for Bank of Ayudhya PCL.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 4.32% | ฿113.10 Billion | ฿2.62 Trillion | -0.29pp |
| 2023-12-31 | 4.61% | ฿127.67 Billion | ฿2.77 Trillion | -0.89pp |
| 2022-12-31 | 5.50% | ฿145.05 Billion | ฿2.64 Trillion | -1.72pp |
| 2021-12-31 | 7.22% | ฿180.48 Billion | ฿2.50 Trillion | +1.26pp |
| 2020-12-31 | 5.96% | ฿155.64 Billion | ฿2.61 Trillion | +1.61pp |
| 2019-12-31 | 4.35% | ฿102.72 Billion | ฿2.36 Trillion | -1.03pp |
| 2018-12-31 | 5.39% | ฿117.10 Billion | ฿2.17 Trillion | +2.19pp |
| 2017-12-31 | 3.20% | ฿66.80 Billion | ฿2.09 Trillion | -2.88pp |
| 2016-12-31 | 6.08% | ฿114.50 Billion | ฿1.88 Trillion | -0.24pp |
| 2015-12-31 | 6.32% | ฿107.76 Billion | ฿1.71 Trillion | +1.71pp |
| 2014-12-31 | 4.61% | ฿55.94 Billion | ฿1.21 Trillion | -1.37pp |
| 2013-12-31 | 5.98% | ฿70.50 Billion | ฿1.18 Trillion | -0.71pp |
| 2012-12-31 | 6.69% | ฿71.73 Billion | ฿1.07 Trillion | +3.35pp |
| 2010-12-31 | 3.34% | ฿29.04 Billion | ฿869.83 Billion | +0.42pp |
| 2009-12-31 | 2.92% | ฿22.78 Billion | ฿780.13 Billion | -0.72pp |
| 2008-12-31 | 3.64% | ฿27.15 Billion | ฿745.48 Billion | +0.15pp |
| 2007-12-31 | 3.49% | ฿22.80 Billion | ฿652.39 Billion | -0.74pp |
| 2006-12-31 | 4.24% | ฿28.24 Billion | ฿666.23 Billion | +0.79pp |
| 2005-12-31 | 3.45% | ฿22.34 Billion | ฿647.37 Billion | -0.83pp |
| 2004-12-31 | 4.28% | ฿24.63 Billion | ฿575.36 Billion | +0.24pp |
| 2003-12-31 | 4.04% | ฿21.18 Billion | ฿524.12 Billion | +3.35pp |
| 2002-12-31 | 0.69% | ฿3.25 Billion | ฿468.52 Billion | -0.94pp |
| 2001-12-31 | 1.64% | ฿7.26 Billion | ฿443.57 Billion | -3.91pp |
| 2000-12-31 | 5.54% | ฿24.11 Billion | ฿435.11 Billion | -- |