Krungthai Card PCL (KTC) — Financial Flexibility Index

Latest as of September 2025: 0.04x

Krungthai Card PCL (KTC) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of ฿2.49 Billion (operating CF ฿2.45 Billion minus capex ฿34.58 Million) represents 0% of total liabilities (฿63.35 Billion). Check KTC cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

฿2.49 Billion
Operating CF − Capex

Total Liabilities

฿63.35 Billion
THB

Capital Expenditures

฿34.58 Million
THB

Krungthai Card PCL Financial Flexibility Index (2002–2024)

Historical Financial Flexibility Index trend for Krungthai Card PCL across 23 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Krungthai Card PCL.

Annual Financial Flexibility Index for Krungthai Card PCL (2002–2024)

Year-by-year free cash flow to debt coverage for Krungthai Card PCL. Explore Krungthai Card PCL debt service capacity to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (THB) Operating CF Total Liabilities YoY Change
2024 0.09x ฿6.28 Billion ฿6.00 Billion ฿71.17 Billion ▲ +178.5%
2023 0.03x ฿2.44 Billion ฿2.10 Billion ฿76.97 Billion ▲ +155.0%
2022 -0.06x ฿-4.05 Billion ฿-4.28 Billion ฿70.22 Billion ▼ -142.0%
2021 0.14x ฿8.56 Billion ฿8.33 Billion ฿62.39 Billion ▲ +135.7%
2020 0.06x ฿3.82 Billion ฿3.48 Billion ฿65.55 Billion ▲ +324.0%
2019 -0.03x ฿-1.71 Billion ฿-2.21 Billion ฿65.67 Billion ▼ -176.9%
2018 0.03x ฿2.14 Billion ฿1.92 Billion ฿63.30 Billion ▲ +1760.3%
2017 0.00x ฿111.03 Million ฿-326.80 Million ฿61.06 Billion ▲ +102.6%
2016 -0.07x ฿-4.06 Billion ฿-4.51 Billion ฿57.98 Billion ▼ -82.4%
2015 -0.04x ฿-1.98 Billion ฿-2.26 Billion ฿51.45 Billion ▲ +10.4%
2014 -0.04x ฿-2.02 Billion ฿-2.27 Billion ฿47.13 Billion ▼ -2215.0%
2013 0.00x ฿92.74 Million ฿-286.82 Million ฿45.78 Billion ▼ -95.1%
2012 0.04x ฿1.82 Billion ฿1.52 Billion ฿43.95 Billion ▲ +32.3%
2011 0.03x ฿1.34 Billion ฿797.55 Million ฿42.58 Billion ▲ +281.8%
2010 0.01x ฿345.18 Million ฿108.49 Million ฿42.00 Billion ▼ -90.5%
2009 0.09x ฿3.78 Billion ฿3.62 Billion ฿43.57 Billion ▲ +189.3%
2008 -0.10x ฿-4.44 Billion ฿-4.73 Billion ฿45.73 Billion ▼ -32.6%
2007 -0.07x ฿-2.93 Billion ฿-3.07 Billion ฿39.97 Billion ▲ +73.6%
2006 -0.28x ฿-9.99 Billion ฿-10.20 Billion ฿35.99 Billion ▼ -23.5%
2005 -0.22x ฿-5.39 Billion ฿-5.62 Billion ฿23.97 Billion ▲ +43.0%
2004 -0.39x ฿-6.88 Billion ฿-7.01 Billion ฿17.46 Billion ▲ +22.5%
2003 -0.51x ฿-4.80 Billion ฿-4.96 Billion ฿9.45 Billion ▲ +49.2%
2002 -1.00x ฿-7.71 Billion ฿-7.81 Billion ฿7.71 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities