Krungthai Card PCL (KTC) — Financial Flexibility Index

Latest as of September 2025: 0.04x

Krungthai Card PCL (KTC) has a Financial Flexibility Index of 0.04x as of September 2025. Free cash flow of ฿2.49 Billion (operating CF ฿2.45 Billion minus capex ฿34.58 Million) represents 0% of total liabilities (฿63.35 Billion). Check Krungthai Card PCL strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

฿2.49 Billion
Operating CF − Capex

Total Liabilities

฿63.35 Billion
THB

Capital Expenditures

฿34.58 Million
THB

Krungthai Card PCL Financial Flexibility Index (2002–2024)

Historical Financial Flexibility Index trend for Krungthai Card PCL across 23 annual periods. See Krungthai Card PCL (KTC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Krungthai Card PCL (2002–2024)

Year-by-year free cash flow to debt coverage for Krungthai Card PCL. For the full company profile including market capitalisation, see Krungthai Card PCL market cap and net worth.

Year Flexibility Index Free Cash Flow (THB) Operating CF Total Liabilities YoY Change
2024 0.09x ฿6.28 Billion ฿6.00 Billion ฿71.17 Billion ▲ +178.5%
2023 0.03x ฿2.44 Billion ฿2.10 Billion ฿76.97 Billion ▲ +155.0%
2022 -0.06x ฿-4.05 Billion ฿-4.28 Billion ฿70.22 Billion ▼ -142.0%
2021 0.14x ฿8.56 Billion ฿8.33 Billion ฿62.39 Billion ▲ +135.7%
2020 0.06x ฿3.82 Billion ฿3.48 Billion ฿65.55 Billion ▲ +324.0%
2019 -0.03x ฿-1.71 Billion ฿-2.21 Billion ฿65.67 Billion ▼ -176.9%
2018 0.03x ฿2.14 Billion ฿1.92 Billion ฿63.30 Billion ▲ +1760.3%
2017 0.00x ฿111.03 Million ฿-326.80 Million ฿61.06 Billion ▲ +102.6%
2016 -0.07x ฿-4.06 Billion ฿-4.51 Billion ฿57.98 Billion ▼ -82.4%
2015 -0.04x ฿-1.98 Billion ฿-2.26 Billion ฿51.45 Billion ▲ +10.4%
2014 -0.04x ฿-2.02 Billion ฿-2.27 Billion ฿47.13 Billion ▼ -2215.0%
2013 0.00x ฿92.74 Million ฿-286.82 Million ฿45.78 Billion ▼ -95.1%
2012 0.04x ฿1.82 Billion ฿1.52 Billion ฿43.95 Billion ▲ +32.3%
2011 0.03x ฿1.34 Billion ฿797.55 Million ฿42.58 Billion ▲ +281.8%
2010 0.01x ฿345.18 Million ฿108.49 Million ฿42.00 Billion ▼ -90.5%
2009 0.09x ฿3.78 Billion ฿3.62 Billion ฿43.57 Billion ▲ +189.3%
2008 -0.10x ฿-4.44 Billion ฿-4.73 Billion ฿45.73 Billion ▼ -32.6%
2007 -0.07x ฿-2.93 Billion ฿-3.07 Billion ฿39.97 Billion ▲ +73.6%
2006 -0.28x ฿-9.99 Billion ฿-10.20 Billion ฿35.99 Billion ▼ -23.5%
2005 -0.22x ฿-5.39 Billion ฿-5.62 Billion ฿23.97 Billion ▲ +43.0%
2004 -0.39x ฿-6.88 Billion ฿-7.01 Billion ฿17.46 Billion ▲ +22.5%
2003 -0.51x ฿-4.80 Billion ฿-4.96 Billion ฿9.45 Billion ▲ +49.2%
2002 -1.00x ฿-7.71 Billion ฿-7.81 Billion ฿7.71 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities