Bank Ina Perdana PT - Asset Resilience Ratio
Bank Ina Perdana PT (BINA) has an Asset Resilience Ratio of -30.89% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore BINA total assets for the complete picture of this company's asset base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2018)
This chart shows how Bank Ina Perdana PT's Asset Resilience Ratio has changed over time. See Bank Ina Perdana PT net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Bank Ina Perdana PT's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see BINA stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-8.28 Trillion | -30.89% |
| Total Liquid Assets | Rp-8.28 Trillion | -30.89% |
Asset Resilience Insights
- Limited Liquidity: Bank Ina Perdana PT maintains only -30.89% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank Ina Perdana PT Industry Peers by Asset Resilience Ratio
Compare Bank Ina Perdana PT's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
The Federal Bank Limited
NSE:FEDERALBNK |
Banks - Regional | -12.08% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Sparebanken Vest
OL:SVEG |
Banks - Regional | 0.05% |
|
Beacon Financial Corporation
NYSE:BBT |
Banks - Regional | 1.92% |
|
The Karnataka Bank Limited
NSE:KTKBANK |
Banks - Regional | -4.57% |
|
Bank Artos Indonesia Tbk PT
JK:ARTO |
Banks - Regional | 61.91% |
Annual Asset Resilience Ratio for Bank Ina Perdana PT (2007–2018)
The table below shows the annual Asset Resilience Ratio data for Bank Ina Perdana PT.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 1.26% | Rp48.61 Billion ≈ $2.85 Million |
Rp3.85 Trillion ≈ $225.84 Million |
-11.67pp |
| 2017-12-31 | 12.93% | Rp403.78 Billion ≈ $23.66 Million |
Rp3.12 Trillion ≈ $183.02 Million |
+12.09pp |
| 2016-12-31 | 0.84% | Rp19.78 Billion ≈ $1.16 Million |
Rp2.36 Trillion ≈ $138.23 Million |
-0.07pp |
| 2015-12-31 | 0.91% | Rp18.94 Billion ≈ $1.11 Million |
Rp2.08 Trillion ≈ $121.97 Million |
-5.58pp |
| 2014-12-31 | 6.49% | Rp126.74 Billion ≈ $7.43 Million |
Rp1.95 Trillion ≈ $114.37 Million |
+0.16pp |
| 2013-12-31 | 6.34% | Rp88.86 Billion ≈ $5.21 Million |
Rp1.40 Trillion ≈ $82.16 Million |
-15.63pp |
| 2012-12-31 | 21.97% | Rp332.24 Billion ≈ $19.47 Million |
Rp1.51 Trillion ≈ $88.61 Million |
+8.22pp |
| 2011-12-31 | 13.75% | Rp198.66 Billion ≈ $11.64 Million |
Rp1.44 Trillion ≈ $84.66 Million |
-7.35pp |
| 2010-12-31 | 21.10% | Rp200.19 Billion ≈ $11.73 Million |
Rp948.79 Billion ≈ $55.60 Million |
+10.99pp |
| 2009-12-31 | 10.11% | Rp85.61 Billion ≈ $5.02 Million |
Rp846.36 Billion ≈ $49.59 Million |
+6.12pp |
| 2008-12-31 | 4.00% | Rp26.46 Billion ≈ $1.55 Million |
Rp661.92 Billion ≈ $38.79 Million |
-11.75pp |
| 2007-12-31 | 15.75% | Rp99.38 Billion ≈ $5.82 Million |
Rp630.96 Billion ≈ $36.97 Million |
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About Bank Ina Perdana PT
PT Bank Ina Perdana Tbk provides banking products and services in Indonesia. The company operates through Marketing and Loans, Treasury, and Trade Finance segments. It offers savings, deposit, and current account; time deposit; certificate of deposit; productive, consumer, and cashless credit products; bancassurance; debit card; and trade finance, and internet and mobile banking services. It oper… Read more