Bank Ina Perdana PT - Asset Resilience Ratio
Bank Ina Perdana PT (BINA) has an Asset Resilience Ratio of -30.89% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Bank Ina Perdana PT (BINA) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2007–2018)
This chart shows how Bank Ina Perdana PT's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Bank Ina Perdana PT balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down Bank Ina Perdana PT's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore BINA strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp-8.28 Trillion | -30.89% |
| Total Liquid Assets | Rp-8.28 Trillion | -30.89% |
Asset Resilience Insights
- Limited Liquidity: Bank Ina Perdana PT maintains only -30.89% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Bank Ina Perdana PT Industry Peers by Asset Resilience Ratio
Compare Bank Ina Perdana PT's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bendigo and Adelaide Bank Ltd
AU:BEN |
Banks - Regional | -3.55% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
First Mid Illinois Bancshares Inc
NASDAQ:FMBH |
Banks - Regional | 12.77% |
|
Banco Mercantil do Brasil S.A
SA:BMEB3 |
Banks - Regional | -18.66% |
|
Southern California Bancorp Common Stock
NASDAQ:BCAL |
Banks - Regional | 7.67% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Banco Hipotecario SA
BA:BHIP |
Banks - Regional | 4.67% |
|
Merkur PrivatBank KgaA
XETRA:MBK |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Bank Ina Perdana PT (2007–2018)
The table below shows the annual Asset Resilience Ratio data for Bank Ina Perdana PT.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2018-12-31 | 1.26% | Rp48.61 Billion ≈ $2.85 Million |
Rp3.85 Trillion ≈ $225.84 Million |
-11.67pp |
| 2017-12-31 | 12.93% | Rp403.78 Billion ≈ $23.66 Million |
Rp3.12 Trillion ≈ $183.02 Million |
+12.09pp |
| 2016-12-31 | 0.84% | Rp19.78 Billion ≈ $1.16 Million |
Rp2.36 Trillion ≈ $138.23 Million |
-0.07pp |
| 2015-12-31 | 0.91% | Rp18.94 Billion ≈ $1.11 Million |
Rp2.08 Trillion ≈ $121.97 Million |
-5.58pp |
| 2014-12-31 | 6.49% | Rp126.74 Billion ≈ $7.43 Million |
Rp1.95 Trillion ≈ $114.37 Million |
+0.16pp |
| 2013-12-31 | 6.34% | Rp88.86 Billion ≈ $5.21 Million |
Rp1.40 Trillion ≈ $82.16 Million |
-15.63pp |
| 2012-12-31 | 21.97% | Rp332.24 Billion ≈ $19.47 Million |
Rp1.51 Trillion ≈ $88.61 Million |
+8.22pp |
| 2011-12-31 | 13.75% | Rp198.66 Billion ≈ $11.64 Million |
Rp1.44 Trillion ≈ $84.66 Million |
-7.35pp |
| 2010-12-31 | 21.10% | Rp200.19 Billion ≈ $11.73 Million |
Rp948.79 Billion ≈ $55.60 Million |
+10.99pp |
| 2009-12-31 | 10.11% | Rp85.61 Billion ≈ $5.02 Million |
Rp846.36 Billion ≈ $49.59 Million |
+6.12pp |
| 2008-12-31 | 4.00% | Rp26.46 Billion ≈ $1.55 Million |
Rp661.92 Billion ≈ $38.79 Million |
-11.75pp |
| 2007-12-31 | 15.75% | Rp99.38 Billion ≈ $5.82 Million |
Rp630.96 Billion ≈ $36.97 Million |
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About Bank Ina Perdana PT
PT Bank Ina Perdana Tbk provides banking products and services in Indonesia. The company operates through Marketing and Loans, Treasury, and Trade Finance segments. It offers savings, deposit, and current account; time deposit; certificate of deposit; productive, consumer, and cashless credit products; bancassurance; debit card; and trade finance, and internet and mobile banking services. It oper… Read more