Bank Ina Perdana PT (BINA) - Net Assets
Based on the latest financial reports, Bank Ina Perdana PT (BINA) has net assets worth Rp3.70 Trillion IDR (≈ $216.81 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rp30.24 Trillion ≈ $1.77 Billion USD) and total liabilities (Rp26.54 Trillion ≈ $1.56 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bank Ina Perdana PT liquidity resilience to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Rp3.70 Trillion |
| % of Total Assets | 12.24% |
| Annual Growth Rate | 24.33% |
| 5-Year Change | 196.84% |
| 10-Year Change | 1031.06% |
| Growth Volatility | 40.69 |
Bank Ina Perdana PT - Net Assets Trend (2007–2024)
This chart illustrates how Bank Ina Perdana PT's net assets have evolved over time, based on quarterly financial data. Also explore Bank Ina Perdana PT total assets for the complete picture of this company's asset base.
Annual Net Assets for Bank Ina Perdana PT (2007–2024)
The table below shows the annual net assets of Bank Ina Perdana PT from 2007 to 2024. For live valuation and market cap data, see BINA stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Rp3.61 Trillion ≈ $211.71 Million |
+1.60% |
| 2023-12-31 | Rp3.56 Trillion ≈ $208.38 Million |
+8.15% |
| 2022-12-31 | Rp3.29 Trillion ≈ $192.67 Million |
+38.52% |
| 2021-12-31 | Rp2.37 Trillion ≈ $139.09 Million |
+95.02% |
| 2020-12-31 | Rp1.22 Trillion ≈ $71.32 Million |
-0.32% |
| 2019-12-31 | Rp1.22 Trillion ≈ $71.55 Million |
+1.08% |
| 2018-12-31 | Rp1.21 Trillion ≈ $70.79 Million |
+0.32% |
| 2017-12-31 | Rp1.20 Trillion ≈ $70.56 Million |
+149.47% |
| 2016-12-31 | Rp482.70 Billion ≈ $28.28 Million |
+51.11% |
| 2015-12-31 | Rp319.43 Billion ≈ $18.72 Million |
+5.74% |
| 2014-12-31 | Rp302.08 Billion ≈ $17.70 Million |
+77.44% |
| 2013-12-31 | Rp170.25 Billion ≈ $9.98 Million |
+27.08% |
| 2012-12-31 | Rp133.97 Billion ≈ $7.85 Million |
+10.81% |
| 2011-12-31 | Rp120.90 Billion ≈ $7.08 Million |
+2.32% |
| 2010-12-31 | Rp118.16 Billion ≈ $6.92 Million |
+5.73% |
| 2009-12-31 | Rp111.76 Billion ≈ $6.55 Million |
+13.56% |
| 2008-12-31 | Rp98.41 Billion ≈ $5.77 Million |
+10.52% |
| 2007-12-31 | Rp89.05 Billion ≈ $5.22 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bank Ina Perdana PT's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 47260255646400.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Rp433.65 Billion | 12.00% |
| Common Stock | Rp613.47 Billion | 16.98% |
| Other Comprehensive Income | Rp83.56 Billion | 2.31% |
| Other Components | Rp2.48 Trillion | 68.70% |
| Total Equity | Rp3.61 Trillion | 100.00% |
Bank Ina Perdana PT Competitors by Market Cap
The table below lists competitors of Bank Ina Perdana PT ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
A.F.P. Habitat
SN:HABITAT
|
$1.60 Billion |
|
Sociedad Matriz SAAM SA
SN:SMSAAM
|
$1.60 Billion |
|
Bengang Steel Plates Co Ltd
SHE:000761
|
$1.60 Billion |
|
Luoyang Longhua Heat Trans Energy
SHE:300263
|
$1.60 Billion |
|
Borregaard ASA
OL:BRG
|
$1.60 Billion |
|
Firstsource Solutions Limited
NSE:FSL
|
$1.60 Billion |
|
Bank First National Corp
NASDAQ:BFC
|
$1.60 Billion |
|
Sienna Senior Living Inc
TO:SIA
|
$1.60 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank Ina Perdana PT's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 3,556,158,000,000 to 3,612,974,000,000, a change of 56,816,000,000 (1.6%).
- Net income of 81,848,000,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 15,728,000,000.
- Other factors decreased equity by 40,760,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Rp81.85 Billion | +2.27% |
| Other Comprehensive Income | Rp15.73 Billion | +0.44% |
| Other Changes | Rp-40.76 Billion | -1.13% |
| Total Change | Rp- | 1.60% |
Book Value vs Market Value Analysis
This analysis compares Bank Ina Perdana PT's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 7.56x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 100.09x to 7.56x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-12-31 | Rp44.46 | Rp4450.00 | x |
| 2008-12-31 | Rp49.14 | Rp4450.00 | x |
| 2009-12-31 | Rp645.77 | Rp4450.00 | x |
| 2010-12-31 | Rp41.62 | Rp4450.00 | x |
| 2011-12-31 | Rp42.58 | Rp4450.00 | x |
| 2012-12-31 | Rp77.41 | Rp4450.00 | x |
| 2013-12-31 | Rp79.70 | Rp4450.00 | x |
| 2014-12-31 | Rp107.49 | Rp4450.00 | x |
| 2015-12-31 | Rp112.34 | Rp4450.00 | x |
| 2016-12-31 | Rp167.52 | Rp4450.00 | x |
| 2017-12-31 | Rp222.29 | Rp4450.00 | x |
| 2018-12-31 | Rp213.65 | Rp4450.00 | x |
| 2019-12-31 | Rp215.96 | Rp4450.00 | x |
| 2020-12-31 | Rp215.26 | Rp4450.00 | x |
| 2021-12-31 | Rp399.80 | Rp4450.00 | x |
| 2022-12-31 | Rp553.27 | Rp4450.00 | x |
| 2023-12-31 | Rp579.68 | Rp4450.00 | x |
| 2024-12-31 | Rp588.94 | Rp4450.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank Ina Perdana PT utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.27%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.23%
- • Asset Turnover: 0.08x
- • Equity Multiplier: 6.76x
- Recent ROE (2.27%) is below the historical average (4.95%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2007 | 12.17% | 14.51% | 0.12x | 7.09x | Rp1.93 Billion |
| 2008 | 9.52% | 10.40% | 0.14x | 6.73x | Rp-476.16 Million |
| 2009 | 11.94% | 12.82% | 0.12x | 7.57x | Rp2.17 Billion |
| 2010 | 5.73% | 6.39% | 0.11x | 8.03x | Rp-5.05 Billion |
| 2011 | 1.94% | 1.94% | 0.08x | 11.95x | Rp-9.75 Billion |
| 2012 | 9.80% | 8.45% | 0.10x | 11.29x | Rp-269.50 Million |
| 2013 | 4.60% | 5.33% | 0.10x | 8.24x | Rp-9.20 Billion |
| 2014 | 5.23% | 8.51% | 0.10x | 6.46x | Rp-14.41 Billion |
| 2015 | 5.28% | 7.38% | 0.11x | 6.52x | Rp-15.07 Billion |
| 2016 | 3.78% | 7.36% | 0.11x | 4.89x | Rp-30.03 Billion |
| 2017 | 1.52% | 7.14% | 0.08x | 2.59x | Rp-102.08 Billion |
| 2018 | 0.94% | 3.97% | 0.07x | 3.19x | Rp-109.41 Billion |
| 2019 | 0.58% | 1.94% | 0.07x | 4.31x | Rp-114.99 Billion |
| 2020 | 1.59% | 3.86% | 0.06x | 6.93x | Rp-102.34 Billion |
| 2021 | 1.67% | 5.18% | 0.05x | 6.34x | Rp-197.62 Billion |
| 2022 | 4.78% | 13.07% | 0.06x | 6.25x | Rp-171.76 Billion |
| 2023 | 5.85% | 11.72% | 0.07x | 6.86x | Rp-147.74 Billion |
| 2024 | 2.27% | 4.23% | 0.08x | 6.76x | Rp-279.45 Billion |
Industry Comparison
This section compares Bank Ina Perdana PT's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $5,917,401,827,400
- Average return on equity (ROE) among peers: 5.92%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank Ina Perdana PT (BINA) | Rp3.70 Trillion | 12.17% | 7.17x | $1.60 Billion |
| Bank Rakyat Indonesia Agroniaga (AGRO) | $278.29 Billion | 5.04% | 9.97x | $262.39 Million |
| Bank Agris Tbk (AGRS) | $5.37 Trillion | 3.41% | 2.61x | $196.33 Million |
| Bank Amar Indonesia (AMAR) | $472.48 Billion | -5.85% | 0.16x | $208.99 Million |
| Bank Artos Indonesia Tbk PT (ARTO) | $105.52 Billion | 0.00% | 3.84x | $1.06 Billion |
| Bank Mnc Internasional Tbk (BABP) | $518.93 Billion | 1.53% | 9.44x | $132.86 Million |
| Bank Capital Indonesia Tbk (BACA) | $1.32 Trillion | 7.11% | 9.80x | $160.18 Million |
| Bank Net Indonesia Syariah Tbk PT (BANK) | $595.72 Billion | 12.98% | 0.20x | $502.76 Million |
| Bank Central Asia Tbk (BBCA) | $34.11 Trillion | 24.86% | 8.51x | $42.25 Billion |
| Bk Harda Internasional Tbk Pt (BBHI) | $7.51 Trillion | 7.65% | 1.46x | $1.62 Billion |
| Bank Bukopin Tbk (BBKP) | $8.91 Trillion | 2.43% | 10.26x | $671.50 Million |
About Bank Ina Perdana PT
PT Bank Ina Perdana Tbk provides banking products and services in Indonesia. The company operates through Marketing and Loans, Treasury, and Trade Finance segments. It offers savings, deposit, and current account; time deposit; certificate of deposit; productive, consumer, and cashless credit products; bancassurance; debit card; and trade finance, and internet and mobile banking services. It oper… Read more