Bank Ina Perdana PT (BINA) — Cash Flow Quality Index
Bank Ina Perdana PT (BINA) has a Cash Flow Quality Index of -21.18x as of September 2025. Operating cash flow of Rp-172.75 Billion is below net income of Rp8.15 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Bank Ina Perdana PT cash conversion from operations to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Ina Perdana PT Cash Flow Quality Index (2007–2024)
Historical Cash Flow Quality Index for Bank Ina Perdana PT across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Bank Ina Perdana PT to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Bank Ina Perdana PT (2007–2024)
Year-by-year earnings quality comparison for Bank Ina Perdana PT. For live market cap and the full company financial profile, see Bank Ina Perdana PT stock valuation.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 13.87x | Rp1.13 Trillion | Rp81.85 Billion | ▲ +3859.1% |
| 2023 | 0.35x | Rp72.81 Billion | Rp207.88 Billion | ▲ +122.2% |
| 2022 | -1.58x | Rp-247.73 Billion | Rp157.05 Billion | ▼ -101.8% |
| 2021 | 86.41x | Rp3.43 Trillion | Rp39.75 Billion | ▼ -26.2% |
| 2020 | 117.13x | Rp2.27 Trillion | Rp19.38 Billion | ▲ +100.8% |
| 2019 | 58.34x | Rp415.10 Billion | Rp7.12 Billion | ▲ +31.4% |
| 2018 | 44.40x | Rp505.89 Billion | Rp11.39 Billion | ▲ +499.9% |
| 2017 | -11.10x | Rp-203.62 Billion | Rp18.34 Billion | ▼ -178.8% |
| 2016 | 14.09x | Rp257.00 Billion | Rp18.24 Billion | ▲ +341.1% |
| 2015 | -5.85x | Rp-98.67 Billion | Rp16.88 Billion | ▼ -138.9% |
| 2014 | 15.05x | Rp230.84 Billion | Rp15.34 Billion | ▲ +178.3% |
| 2013 | -19.21x | Rp-150.26 Billion | Rp7.82 Billion | ▼ -282.3% |
| 2012 | 10.54x | Rp138.33 Billion | Rp13.13 Billion | ▲ +6373.9% |
| 2011 | -0.17x | Rp-393.00 Million | Rp2.34 Billion | ▼ -100.9% |
| 2010 | 17.99x | Rp121.79 Billion | Rp6.77 Billion | ▲ +433.5% |
| 2009 | 3.37x | Rp45.01 Billion | Rp13.35 Billion | ▲ +685.1% |
| 2008 | -0.58x | Rp-5.40 Billion | Rp9.37 Billion | ▼ -303.3% |
| 2007 | 0.28x | Rp3.07 Billion | Rp10.84 Billion | — |