Bank Ina Perdana PT (BINA) — Cash Flow Quality Index
Bank Ina Perdana PT (BINA) has a Cash Flow Quality Index of -21.18x as of September 2025. Operating cash flow of Rp-172.75 Billion is below net income of Rp8.15 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore BINA long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Bank Ina Perdana PT Cash Flow Quality Index (2007–2024)
Historical Cash Flow Quality Index for Bank Ina Perdana PT across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Bank Ina Perdana PT to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Bank Ina Perdana PT (2007–2024)
Year-by-year earnings quality comparison for Bank Ina Perdana PT. For live market cap and the full company financial profile, see Bank Ina Perdana PT (BINA) market capitalisation.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 13.87x | Rp1.13 Trillion | Rp81.85 Billion | ▲ +3859.1% |
| 2023 | 0.35x | Rp72.81 Billion | Rp207.88 Billion | ▲ +122.2% |
| 2022 | -1.58x | Rp-247.73 Billion | Rp157.05 Billion | ▼ -101.8% |
| 2021 | 86.41x | Rp3.43 Trillion | Rp39.75 Billion | ▼ -26.2% |
| 2020 | 117.13x | Rp2.27 Trillion | Rp19.38 Billion | ▲ +100.8% |
| 2019 | 58.34x | Rp415.10 Billion | Rp7.12 Billion | ▲ +31.4% |
| 2018 | 44.40x | Rp505.89 Billion | Rp11.39 Billion | ▲ +499.9% |
| 2017 | -11.10x | Rp-203.62 Billion | Rp18.34 Billion | ▼ -178.8% |
| 2016 | 14.09x | Rp257.00 Billion | Rp18.24 Billion | ▲ +341.1% |
| 2015 | -5.85x | Rp-98.67 Billion | Rp16.88 Billion | ▼ -138.9% |
| 2014 | 15.05x | Rp230.84 Billion | Rp15.34 Billion | ▲ +178.3% |
| 2013 | -19.21x | Rp-150.26 Billion | Rp7.82 Billion | ▼ -282.3% |
| 2012 | 10.54x | Rp138.33 Billion | Rp13.13 Billion | ▲ +6373.9% |
| 2011 | -0.17x | Rp-393.00 Million | Rp2.34 Billion | ▼ -100.9% |
| 2010 | 17.99x | Rp121.79 Billion | Rp6.77 Billion | ▲ +433.5% |
| 2009 | 3.37x | Rp45.01 Billion | Rp13.35 Billion | ▲ +685.1% |
| 2008 | -0.58x | Rp-5.40 Billion | Rp9.37 Billion | ▼ -303.3% |
| 2007 | 0.28x | Rp3.07 Billion | Rp10.84 Billion | — |