Bank Ina Perdana PT Cash Flow Quality Index
Bank Ina Perdana PT cash flow quality index. Bank Ina Perdana PT (BINA) has a Cash Flow Quality Index of -21.18x as of September 2025. Operating cash flow of Rp-172.75 Billion is below net income of Rp8.15 Billion, suggesting accrual-heavy earnings not yet converted to cash. See BINA financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Bank Ina Perdana PT (2007–2024)
Cash flow quality index of Bank Ina Perdana PT from 2007 to 2024. Historical Cash Flow Quality Index for Bank Ina Perdana PT across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore Bank Ina Perdana PT (BINA) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Bank Ina Perdana PT Cash Flow Quality Index by Year (2007–2024)
Bank Ina Perdana PT cash flow quality index by year from 2007 to 2024. Year-by-year earnings quality comparison for Bank Ina Perdana PT. For the full cash flow conversion analysis, see Bank Ina Perdana PT operating cash flow efficiency.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 13.87x | Rp1.13 Trillion | Rp81.85 Billion | ▲ +3859.1% |
| 2023 | 0.35x | Rp72.81 Billion | Rp207.88 Billion | ▲ +122.2% |
| 2022 | -1.58x | Rp-247.73 Billion | Rp157.05 Billion | ▼ -101.8% |
| 2021 | 86.41x | Rp3.43 Trillion | Rp39.75 Billion | ▼ -26.2% |
| 2020 | 117.13x | Rp2.27 Trillion | Rp19.38 Billion | ▲ +100.8% |
| 2019 | 58.34x | Rp415.10 Billion | Rp7.12 Billion | ▲ +31.4% |
| 2018 | 44.40x | Rp505.89 Billion | Rp11.39 Billion | ▲ +499.9% |
| 2017 | -11.10x | Rp-203.62 Billion | Rp18.34 Billion | ▼ -178.8% |
| 2016 | 14.09x | Rp257.00 Billion | Rp18.24 Billion | ▲ +341.1% |
| 2015 | -5.85x | Rp-98.67 Billion | Rp16.88 Billion | ▼ -138.9% |
| 2014 | 15.05x | Rp230.84 Billion | Rp15.34 Billion | ▲ +178.3% |
| 2013 | -19.21x | Rp-150.26 Billion | Rp7.82 Billion | ▼ -282.3% |
| 2012 | 10.54x | Rp138.33 Billion | Rp13.13 Billion | ▲ +6373.9% |
| 2011 | -0.17x | Rp-393.00 Million | Rp2.34 Billion | ▼ -100.9% |
| 2010 | 17.99x | Rp121.79 Billion | Rp6.77 Billion | ▲ +433.5% |
| 2009 | 3.37x | Rp45.01 Billion | Rp13.35 Billion | ▲ +685.1% |
| 2008 | -0.58x | Rp-5.40 Billion | Rp9.37 Billion | ▼ -303.3% |
| 2007 | 0.28x | Rp3.07 Billion | Rp10.84 Billion | — |