Bank Ina Perdana PT (BINA) — Financial Flexibility Index

Latest as of September 2025: -0.01x

Bank Ina Perdana PT (BINA) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rp-165.53 Billion (operating CF Rp-172.75 Billion minus capex Rp7.22 Billion) represents 0% of total liabilities (Rp26.54 Trillion). Check strategic asset allocation of Bank Ina Perdana PT to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

Rp-165.53 Billion
Operating CF − Capex

Total Liabilities

Rp26.54 Trillion
IDR

Capital Expenditures

Rp7.22 Billion
IDR

Bank Ina Perdana PT Financial Flexibility Index (2007–2024)

Historical Financial Flexibility Index trend for Bank Ina Perdana PT across 18 annual periods. See Bank Ina Perdana PT current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Bank Ina Perdana PT (2007–2024)

Year-by-year free cash flow to debt coverage for Bank Ina Perdana PT. For the full company profile including market capitalisation, see Bank Ina Perdana PT market capitalisation.

Year Flexibility Index Free Cash Flow (IDR) Operating CF Total Liabilities YoY Change
2024 0.06x Rp1.27 Trillion Rp1.13 Trillion Rp20.82 Trillion ▲ +887.8%
2023 0.01x Rp128.32 Billion Rp72.81 Billion Rp20.83 Trillion ▲ +152.5%
2022 -0.01x Rp-202.58 Billion Rp-247.73 Billion Rp17.26 Trillion ▼ -104.3%
2021 0.27x Rp3.46 Trillion Rp3.43 Trillion Rp12.68 Trillion ▼ -14.5%
2020 0.32x Rp2.31 Trillion Rp2.27 Trillion Rp7.22 Trillion ▲ +204.0%
2019 0.11x Rp424.46 Billion Rp415.10 Billion Rp4.04 Trillion ▼ -46.1%
2018 0.19x Rp515.17 Billion Rp505.89 Billion Rp2.65 Trillion ▲ +295.9%
2017 -0.10x Rp-190.71 Billion Rp-203.62 Billion Rp1.92 Trillion ▼ -172.0%
2016 0.14x Rp258.95 Billion Rp257.00 Billion Rp1.88 Trillion ▲ +354.4%
2015 -0.05x Rp-95.58 Billion Rp-98.67 Billion Rp1.76 Trillion ▼ -138.7%
2014 0.14x Rp231.26 Billion Rp230.84 Billion Rp1.65 Trillion ▲ +215.2%
2013 -0.12x Rp-149.87 Billion Rp-150.26 Billion Rp1.23 Trillion ▼ -220.2%
2012 0.10x Rp139.47 Billion Rp138.33 Billion Rp1.38 Trillion ▲ +12385.5%
2011 0.00x Rp1.07 Billion Rp-393.00 Million Rp1.32 Trillion ▼ -99.5%
2010 0.15x Rp126.63 Billion Rp121.79 Billion Rp830.63 Billion ▲ +132.1%
2009 0.07x Rp48.25 Billion Rp45.01 Billion Rp734.60 Billion ▲ +1096.3%
2008 -0.01x Rp-3.72 Billion Rp-5.40 Billion Rp563.51 Billion ▼ -196.5%
2007 0.01x Rp3.70 Billion Rp3.07 Billion Rp541.92 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities