Bank Ina Perdana PT (BINA) — Financial Flexibility Index
Bank Ina Perdana PT (BINA) has a Financial Flexibility Index of -0.01x as of September 2025. Free cash flow of Rp-165.53 Billion (operating CF Rp-172.75 Billion minus capex Rp7.22 Billion) represents 0% of total liabilities (Rp26.54 Trillion). Check Bank Ina Perdana PT investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Ina Perdana PT Financial Flexibility Index (2007–2024)
Historical Financial Flexibility Index trend for Bank Ina Perdana PT across 18 annual periods. For the full cash flow conversion analysis, see Bank Ina Perdana PT cash flow conversion.
Annual Financial Flexibility Index for Bank Ina Perdana PT (2007–2024)
Year-by-year free cash flow to debt coverage for Bank Ina Perdana PT. Explore BINA operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.06x | Rp1.27 Trillion | Rp1.13 Trillion | Rp20.82 Trillion | ▲ +887.8% |
| 2023 | 0.01x | Rp128.32 Billion | Rp72.81 Billion | Rp20.83 Trillion | ▲ +152.5% |
| 2022 | -0.01x | Rp-202.58 Billion | Rp-247.73 Billion | Rp17.26 Trillion | ▼ -104.3% |
| 2021 | 0.27x | Rp3.46 Trillion | Rp3.43 Trillion | Rp12.68 Trillion | ▼ -14.5% |
| 2020 | 0.32x | Rp2.31 Trillion | Rp2.27 Trillion | Rp7.22 Trillion | ▲ +204.0% |
| 2019 | 0.11x | Rp424.46 Billion | Rp415.10 Billion | Rp4.04 Trillion | ▼ -46.1% |
| 2018 | 0.19x | Rp515.17 Billion | Rp505.89 Billion | Rp2.65 Trillion | ▲ +295.9% |
| 2017 | -0.10x | Rp-190.71 Billion | Rp-203.62 Billion | Rp1.92 Trillion | ▼ -172.0% |
| 2016 | 0.14x | Rp258.95 Billion | Rp257.00 Billion | Rp1.88 Trillion | ▲ +354.4% |
| 2015 | -0.05x | Rp-95.58 Billion | Rp-98.67 Billion | Rp1.76 Trillion | ▼ -138.7% |
| 2014 | 0.14x | Rp231.26 Billion | Rp230.84 Billion | Rp1.65 Trillion | ▲ +215.2% |
| 2013 | -0.12x | Rp-149.87 Billion | Rp-150.26 Billion | Rp1.23 Trillion | ▼ -220.2% |
| 2012 | 0.10x | Rp139.47 Billion | Rp138.33 Billion | Rp1.38 Trillion | ▲ +12385.5% |
| 2011 | 0.00x | Rp1.07 Billion | Rp-393.00 Million | Rp1.32 Trillion | ▼ -99.5% |
| 2010 | 0.15x | Rp126.63 Billion | Rp121.79 Billion | Rp830.63 Billion | ▲ +132.1% |
| 2009 | 0.07x | Rp48.25 Billion | Rp45.01 Billion | Rp734.60 Billion | ▲ +1096.3% |
| 2008 | -0.01x | Rp-3.72 Billion | Rp-5.40 Billion | Rp563.51 Billion | ▼ -196.5% |
| 2007 | 0.01x | Rp3.70 Billion | Rp3.07 Billion | Rp541.92 Billion | — |