Bank Jabar (BJBR) — Financial Flexibility Index
Bank Jabar (BJBR) has a Financial Flexibility Index of -0.02x as of June 2025. Free cash flow of Rp-4.53 Trillion (operating CF Rp-4.63 Trillion minus capex Rp91.60 Billion) represents 0% of total liabilities (Rp195.94 Trillion). Check Bank Jabar (BJBR) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Jabar Financial Flexibility Index (2006–2024)
Historical Financial Flexibility Index trend for Bank Jabar across 19 annual periods. See BJBR net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Jabar (2006–2024)
Year-by-year free cash flow to debt coverage for Bank Jabar. For the full company profile including market capitalisation, see BJBR market cap overview.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | Rp4.24 Trillion | Rp3.81 Trillion | Rp200.32 Trillion | ▲ +231.6% |
| 2023 | 0.01x | Rp1.10 Trillion | Rp612.36 Billion | Rp172.85 Trillion | ▲ +111.3% |
| 2022 | -0.06x | Rp-9.36 Trillion | Rp-9.87 Trillion | Rp166.50 Trillion | ▼ -167.7% |
| 2021 | 0.08x | Rp12.07 Trillion | Rp11.65 Trillion | Rp145.27 Trillion | ▲ +243.3% |
| 2020 | -0.06x | Rp-990.85 Billion | Rp-1.40 Trillion | Rp17.09 Trillion | ▼ -0.5% |
| 2019 | -0.06x | Rp-6.43 Trillion | Rp-6.59 Trillion | Rp111.49 Trillion | ▼ -7.4% |
| 2018 | -0.05x | Rp-5.85 Trillion | Rp-6.07 Trillion | Rp108.91 Trillion | ▼ -306.8% |
| 2017 | 0.03x | Rp2.72 Trillion | Rp2.58 Trillion | Rp104.88 Trillion | ▼ -54.0% |
| 2016 | 0.06x | Rp5.23 Trillion | Rp5.11 Trillion | Rp92.64 Trillion | ▼ -18.9% |
| 2015 | 0.07x | Rp5.63 Trillion | Rp5.58 Trillion | Rp80.94 Trillion | ▲ +74.7% |
| 2014 | 0.04x | Rp2.74 Trillion | Rp2.66 Trillion | Rp68.75 Trillion | ▲ +124.7% |
| 2013 | -0.16x | Rp-10.35 Trillion | Rp-10.40 Trillion | Rp64.24 Trillion | ▼ -254.0% |
| 2012 | 0.10x | Rp6.78 Trillion | Rp6.53 Trillion | Rp64.83 Trillion | ▲ +115.0% |
| 2011 | 0.05x | Rp2.39 Trillion | Rp2.30 Trillion | Rp49.06 Trillion | ▼ -65.9% |
| 2010 | 0.14x | Rp5.48 Trillion | Rp5.39 Trillion | Rp38.45 Trillion | ▲ +427.6% |
| 2009 | 0.03x | Rp792.48 Billion | Rp686.27 Billion | Rp29.32 Trillion | ▲ +350.3% |
| 2008 | -0.01x | Rp-254.45 Billion | Rp-369.08 Billion | Rp23.56 Trillion | ▼ -119.1% |
| 2007 | 0.06x | Rp1.18 Trillion | Rp1.10 Trillion | Rp20.87 Trillion | ▲ +341.7% |
| 2006 | 0.01x | Rp248.62 Billion | Rp80.32 Billion | Rp19.44 Trillion | — |