Bank Jabar (BJBR) — Financial Flexibility Index
Bank Jabar (BJBR) has a Financial Flexibility Index of -0.02x as of June 2025. Free cash flow of Rp-4.53 Trillion (operating CF Rp-4.63 Trillion minus capex Rp91.60 Billion) represents 0% of total liabilities (Rp195.94 Trillion). Check BJBR capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Jabar Financial Flexibility Index (2006–2024)
Historical Financial Flexibility Index trend for Bank Jabar across 19 annual periods. For the full cash flow conversion analysis, see BJBR operating cash flow.
Annual Financial Flexibility Index for Bank Jabar (2006–2024)
Year-by-year free cash flow to debt coverage for Bank Jabar. Explore Bank Jabar (BJBR) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | Rp4.24 Trillion | Rp3.81 Trillion | Rp200.32 Trillion | ▲ +231.6% |
| 2023 | 0.01x | Rp1.10 Trillion | Rp612.36 Billion | Rp172.85 Trillion | ▲ +111.3% |
| 2022 | -0.06x | Rp-9.36 Trillion | Rp-9.87 Trillion | Rp166.50 Trillion | ▼ -167.7% |
| 2021 | 0.08x | Rp12.07 Trillion | Rp11.65 Trillion | Rp145.27 Trillion | ▲ +243.3% |
| 2020 | -0.06x | Rp-990.85 Billion | Rp-1.40 Trillion | Rp17.09 Trillion | ▼ -0.5% |
| 2019 | -0.06x | Rp-6.43 Trillion | Rp-6.59 Trillion | Rp111.49 Trillion | ▼ -7.4% |
| 2018 | -0.05x | Rp-5.85 Trillion | Rp-6.07 Trillion | Rp108.91 Trillion | ▼ -306.8% |
| 2017 | 0.03x | Rp2.72 Trillion | Rp2.58 Trillion | Rp104.88 Trillion | ▼ -54.0% |
| 2016 | 0.06x | Rp5.23 Trillion | Rp5.11 Trillion | Rp92.64 Trillion | ▼ -18.9% |
| 2015 | 0.07x | Rp5.63 Trillion | Rp5.58 Trillion | Rp80.94 Trillion | ▲ +74.7% |
| 2014 | 0.04x | Rp2.74 Trillion | Rp2.66 Trillion | Rp68.75 Trillion | ▲ +124.7% |
| 2013 | -0.16x | Rp-10.35 Trillion | Rp-10.40 Trillion | Rp64.24 Trillion | ▼ -254.0% |
| 2012 | 0.10x | Rp6.78 Trillion | Rp6.53 Trillion | Rp64.83 Trillion | ▲ +115.0% |
| 2011 | 0.05x | Rp2.39 Trillion | Rp2.30 Trillion | Rp49.06 Trillion | ▼ -65.9% |
| 2010 | 0.14x | Rp5.48 Trillion | Rp5.39 Trillion | Rp38.45 Trillion | ▲ +427.6% |
| 2009 | 0.03x | Rp792.48 Billion | Rp686.27 Billion | Rp29.32 Trillion | ▲ +350.3% |
| 2008 | -0.01x | Rp-254.45 Billion | Rp-369.08 Billion | Rp23.56 Trillion | ▼ -119.1% |
| 2007 | 0.06x | Rp1.18 Trillion | Rp1.10 Trillion | Rp20.87 Trillion | ▲ +341.7% |
| 2006 | 0.01x | Rp248.62 Billion | Rp80.32 Billion | Rp19.44 Trillion | — |