Bank Jabar (BJBR) — Cash Flow Quality Index
Latest as of June 2025:
-48.94x
Bank Jabar (BJBR) has a Cash Flow Quality Index of -48.94x as of June 2025. Operating cash flow of Rp-4.63 Trillion is below net income of Rp94.52 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Bank Jabar cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
-48.94x
Operating CF / Net Income
Operating Cash Flow
Rp-4.63 Trillion
IDR
Net Income
Rp94.52 Billion
IDR
Data as of
Jun 2025
Most recent filing
Bank Jabar Cash Flow Quality Index (2006–2024)
Historical Cash Flow Quality Index for Bank Jabar across 19 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BJBR cash generation efficiency.
Annual Cash Flow Quality Index for Bank Jabar (2006–2024)
Year-by-year earnings quality comparison for Bank Jabar.
| Year | Quality Index | Operating CF (IDR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 2.79x | Rp3.81 Trillion | Rp1.37 Trillion | ▲ +709.0% |
| 2023 | 0.34x | Rp612.36 Billion | Rp1.78 Trillion | ▲ +108.0% |
| 2022 | -4.28x | Rp-9.87 Trillion | Rp2.30 Trillion | ▼ -174.7% |
| 2021 | 5.73x | Rp11.65 Trillion | Rp2.03 Trillion | ▲ +793.2% |
| 2020 | -0.83x | Rp-1.40 Trillion | Rp1.69 Trillion | ▲ +80.4% |
| 2019 | -4.23x | Rp-6.59 Trillion | Rp1.56 Trillion | ▼ -7.9% |
| 2018 | -3.92x | Rp-6.07 Trillion | Rp1.55 Trillion | ▼ -284.0% |
| 2017 | 2.13x | Rp2.58 Trillion | Rp1.21 Trillion | ▼ -51.8% |
| 2016 | 4.42x | Rp5.11 Trillion | Rp1.15 Trillion | ▲ +9.2% |
| 2015 | 4.05x | Rp5.58 Trillion | Rp1.38 Trillion | ▲ +70.0% |
| 2014 | 2.38x | Rp2.66 Trillion | Rp1.12 Trillion | ▲ +131.5% |
| 2013 | -7.57x | Rp-10.40 Trillion | Rp1.37 Trillion | ▼ -238.3% |
| 2012 | 5.48x | Rp6.53 Trillion | Rp1.19 Trillion | ▲ +129.6% |
| 2011 | 2.39x | Rp2.30 Trillion | Rp962.70 Billion | ▼ -60.6% |
| 2010 | 6.06x | Rp5.39 Trillion | Rp890.23 Billion | ▲ +525.8% |
| 2009 | 0.97x | Rp686.27 Billion | Rp709.11 Billion | ▲ +245.7% |
| 2008 | -0.66x | Rp-369.08 Billion | Rp555.73 Billion | ▼ -122.3% |
| 2007 | 2.98x | Rp1.10 Trillion | Rp370.67 Billion | ▲ +1016.1% |
| 2006 | 0.27x | Rp80.32 Billion | Rp301.07 Billion | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.