Paragon Banking Group PLC

LSE:PAG UK Mortgage Finance
Market Cap
$17.85 Million
GBX146.70 Billion GBX
Market Cap Rank
#39576 Global
#559 in UK
Share Price
GBX770.00
Change (1 day)
+0.20%
52-Week Range
GBX686.50 - GBX970.00
All Time High
GBX970.00
Categories
Companies in UK Mortgage Finance
About

Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, as well as includes owner-occupied first and second charge mortgages. The Commercial Lending segment comprises SME lending, such as hire purchase, and finance and operating leases; … Read more

Paragon Banking Group PLC - Asset Resilience Ratio

Latest as of September 2021: 0.16%

Paragon Banking Group PLC (PAG) has an Asset Resilience Ratio of 0.16% as of September 2021. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
GBX23.70 Million
Cash + Short-term Investments
Total Assets
GBX15.14 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (1987–2023)

This chart shows how Paragon Banking Group PLC's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down Paragon Banking Group PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents GBX0.00 0%
Short-term Investments GBX23.70 Million 0.16%
Total Liquid Assets GBX23.70 Million 0.16%

Asset Resilience Insights

  • Limited Liquidity: Paragon Banking Group PLC maintains only 0.16% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Paragon Banking Group PLC Industry Peers by Asset Resilience Ratio

Compare Paragon Banking Group PLC's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
PennyMac Financial Services Inc
F:1AC 		Mortgage Finance 0.24%
Aadhar Housing Finance Ltd
NSE:AADHARHFC 		Mortgage Finance 3.98%
Aavas Financiers Limited
NSE:AAVAS 		Mortgage Finance 18.85%
Australian Finance Group Ltd
AU:AFG 		Mortgage Finance 0.00%
Atrium Mortgage Investment Corporation
PINK:AMIVF 		Mortgage Finance 0.00%
Aptus Value Housing Finance India Limited
NSE:APTUS 		Mortgage Finance 3.95%
Bajaj Housing Finance
NSE:BAJAJHFL 		Mortgage Finance 0.00%
Better Home & Finance Holding Company
NYSE:BETR 		Mortgage Finance 10.91%

Annual Asset Resilience Ratio for Paragon Banking Group PLC (1987–2023)

The table below shows the annual Asset Resilience Ratio data for Paragon Banking Group PLC.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2023-09-30 -0.21% GBX-38.00 Million GBX18.42 Billion -0.36pp
2021-09-30 0.16% GBX23.70 Million GBX15.14 Billion +0.06pp
2020-09-30 0.10% GBX15.10 Million GBX15.51 Billion +0.26pp
2018-09-30 -0.17% GBX-24.10 Million GBX14.52 Billion -0.18pp
2017-09-30 0.01% GBX1.60 Million GBX13.68 Billion -0.09pp
2012-09-30 0.10% GBX10.20 Million GBX10.04 Billion -6.50pp
2006-09-30 6.60% GBX602.10 Million GBX9.12 Billion +1.78pp
2005-09-30 4.82% GBX288.70 Million GBX5.99 Billion +0.15pp
2004-09-30 4.67% GBX230.50 Million GBX4.93 Billion +0.44pp
2003-09-30 4.23% GBX144.80 Million GBX3.42 Billion +0.03pp
2002-09-30 4.20% GBX117.30 Million GBX2.79 Billion -1.02pp
2001-09-30 5.22% GBX125.50 Million GBX2.41 Billion +2.53pp
2000-09-30 2.68% GBX50.20 Million GBX1.87 Billion +2.61pp
1996-09-30 0.08% GBX1.00 Million GBX1.30 Billion +0.01pp
1995-09-30 0.06% GBX1.00 Million GBX1.56 Billion +0.00pp
1994-09-30 0.06% GBX1.10 Million GBX1.83 Billion +0.02pp
1993-09-30 0.04% GBX1.10 Million GBX2.69 Billion +0.04pp
1992-09-30 0.00% GBX100.00K GBX3.34 Billion -0.44pp
1991-09-30 0.44% GBX9.10 Million GBX2.07 Billion -0.97pp
1990-09-30 1.41% GBX34.90 Million GBX2.47 Billion -89.94pp
1989-09-30 91.35% GBX1.84 Billion GBX2.02 Billion +2.25pp
1988-09-30 89.11% GBX1.35 Billion GBX1.52 Billion -10.06pp
1987-09-30 99.17% GBX992.82 Million GBX1.00 Billion --
pp = percentage points