Paragon Banking Group PLC Asset Resilience Ratio
Paragon Banking Group PLC asset resilience ratio. Paragon Banking Group PLC (PAG) has an Asset Resilience Ratio of 0.16% as of September 2021. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Paragon Banking Group PLC liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Paragon Banking Group PLC (1987–2023)
Asset resilience ratio of Paragon Banking Group PLC from 1987 to 2023. This chart shows how Paragon Banking Group PLC's Asset Resilience Ratio has changed over time. Read PAG total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Paragon Banking Group PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PAG total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX23.70 Million | 0.16% |
| Total Liquid Assets | GBX23.70 Million | 0.16% |
Asset Resilience Insights
- Limited Liquidity: Paragon Banking Group PLC maintains only 0.16% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Paragon Banking Group PLC Industry Peers by Asset Resilience Ratio
Compare Paragon Banking Group PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PNB Housing Finance Limited
NSE:PNBHOUSING |
Mortgage Finance | 3.50% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
UWM Holdings Corp
NYSE:UWMC |
Mortgage Finance | 0.51% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Reliance Home Finance Limited
NSE:RHFL |
Mortgage Finance | 1.18% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
Paragon Banking Group PLC Asset Resilience Ratio by Year (1987–2023)
Paragon Banking Group PLC asset resilience ratio by year from 1987 to 2023. The table below shows the annual Asset Resilience Ratio data for Paragon Banking Group PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-09-30 | -0.21% | GBX-38.00 Million ≈ $-4.62K |
GBX18.42 Billion ≈ $2.24 Million |
-0.36pp |
| 2021-09-30 | 0.16% | GBX23.70 Million ≈ $2.88K |
GBX15.14 Billion ≈ $1.84 Million |
+0.06pp |
| 2020-09-30 | 0.10% | GBX15.10 Million ≈ $1.84K |
GBX15.51 Billion ≈ $1.89 Million |
+0.26pp |
| 2018-09-30 | -0.17% | GBX-24.10 Million ≈ $-2.93K |
GBX14.52 Billion ≈ $1.77 Million |
-0.18pp |
| 2017-09-30 | 0.01% | GBX1.60 Million ≈ $194.67 |
GBX13.68 Billion ≈ $1.66 Million |
-0.09pp |
| 2012-09-30 | 0.10% | GBX10.20 Million ≈ $1.24K |
GBX10.04 Billion ≈ $1.22 Million |
-6.50pp |
| 2006-09-30 | 6.60% | GBX602.10 Million ≈ $73.26K |
GBX9.12 Billion ≈ $1.11 Million |
+1.78pp |
| 2005-09-30 | 4.82% | GBX288.70 Million ≈ $35.13K |
GBX5.99 Billion ≈ $728.60K |
+0.15pp |
| 2004-09-30 | 4.67% | GBX230.50 Million ≈ $28.05K |
GBX4.93 Billion ≈ $600.33K |
+0.44pp |
| 2003-09-30 | 4.23% | GBX144.80 Million ≈ $17.62K |
GBX3.42 Billion ≈ $416.30K |
+0.03pp |
| 2002-09-30 | 4.20% | GBX117.30 Million ≈ $14.27K |
GBX2.79 Billion ≈ $339.96K |
-1.02pp |
| 2001-09-30 | 5.22% | GBX125.50 Million ≈ $15.27K |
GBX2.41 Billion ≈ $292.68K |
+2.53pp |
| 2000-09-30 | 2.68% | GBX50.20 Million ≈ $6.11K |
GBX1.87 Billion ≈ $227.68K |
+2.61pp |
| 1996-09-30 | 0.08% | GBX1.00 Million ≈ $121.67 |
GBX1.30 Billion ≈ $158.31K |
+0.01pp |
| 1995-09-30 | 0.06% | GBX1.00 Million ≈ $121.67 |
GBX1.56 Billion ≈ $189.22K |
+0.00pp |
| 1994-09-30 | 0.06% | GBX1.10 Million ≈ $133.84 |
GBX1.83 Billion ≈ $222.80K |
+0.02pp |
| 1993-09-30 | 0.04% | GBX1.10 Million ≈ $133.84 |
GBX2.69 Billion ≈ $327.71K |
+0.04pp |
| 1992-09-30 | 0.00% | GBX100.00K ≈ $12.17 |
GBX3.34 Billion ≈ $406.82K |
-0.44pp |
| 1991-09-30 | 0.44% | GBX9.10 Million ≈ $1.11K |
GBX2.07 Billion ≈ $251.87K |
-0.97pp |
| 1990-09-30 | 1.41% | GBX34.90 Million ≈ $4.25K |
GBX2.47 Billion ≈ $300.82K |
-89.94pp |
| 1989-09-30 | 91.35% | GBX1.84 Billion ≈ $224.40K |
GBX2.02 Billion ≈ $245.64K |
+2.25pp |
| 1988-09-30 | 89.11% | GBX1.35 Billion ≈ $164.66K |
GBX1.52 Billion ≈ $184.79K |
-10.06pp |
| 1987-09-30 | 99.17% | GBX992.82 Million ≈ $120.80K |
GBX1.00 Billion ≈ $121.81K |
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About Paragon Banking Group PLC
Paragon Banking Group PLC provides financial products and services in the United Kingdom. It operates in two segments, Mortgage Lending and Commercial Lending. The Mortgage Lending segment offers buy-to-let mortgages, as well as includes owner-occupied first and second charge mortgages. The Commercial Lending segment comprises SME lending, such as hire purchase, and finance and operating leases; … Read more