Paragon Banking Group PLC (PAG) - Cash Flow Conversion Efficiency

Latest as of March 2025: -0.465x

Based on the latest financial reports, Paragon Banking Group PLC (PAG) has a cash flow conversion efficiency ratio of -0.465x as of March 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (GBX-655.20 Million ≈ $-79.72K USD) by net assets (GBX1.41 Billion ≈ $171.41K USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See how leveraged is Paragon Banking Group PLC's balance sheet to measure how much of total assets are equity-financed.

Paragon Banking Group PLC - Cash Flow Conversion Efficiency Trend (1991–2024)

This chart illustrates how Paragon Banking Group PLC's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check PAG cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.

Paragon Banking Group PLC Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Paragon Banking Group PLC ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Rocketdna Ltd AU:RKT	-0.192x
Delko S.A. WAR:DEL	0.046x
Inoviq Ltd AU:IIQ	-0.098x
Integral Acquisition 1 Corp NASDAQ:INTE	-0.024x
Western Gold Resources Ltd AU:WGR	-0.890x
Macro Metals Ltd AU:M4M	-0.384x
Quickfee Ltd AU:QFE	-0.564x
Excelsior Capital Ltd AU:ECL	0.010x

Annual Cash Flow Conversion Efficiency for Paragon Banking Group PLC (1991–2024)

The table below shows the annual cash flow conversion efficiency of Paragon Banking Group PLC from 1991 to 2024. For the full company profile with market capitalisation and key ratios, see market cap of Paragon Banking Group PLC.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2024-09-30	GBX1.42 Billion ≈ $172.71K	GBX2.22 Billion ≈ $269.67K	1.561x	+1.42%
2023-09-30	GBX1.41 Billion ≈ $171.63K	GBX2.17 Billion ≈ $264.23K	1.540x	+86.70%
2022-09-30	GBX1.42 Billion ≈ $172.44K	GBX1.17 Billion ≈ $142.20K	0.825x	+16.62%
2021-09-30	GBX1.24 Billion ≈ $151.10K	GBX878.10 Million ≈ $106.84K	0.707x	-20.54%
2020-09-30	GBX1.16 Billion ≈ $140.65K	GBX1.03 Billion ≈ $125.16K	0.890x	+147.89%
2019-09-30	GBX1.11 Billion ≈ $134.86K	GBX397.90 Million ≈ $48.41K	0.359x	-63.38%
2018-09-30	GBX1.10 Billion ≈ $133.34K	GBX1.07 Billion ≈ $130.72K	0.980x	-32.90%
2017-09-30	GBX1.01 Billion ≈ $122.81K	GBX1.47 Billion ≈ $179.43K	1.461x	+63.71%
2016-09-30	GBX969.50 Million ≈ $117.96K	GBX865.20 Million ≈ $105.27K	0.892x	+3440.54%
2015-09-30	GBX969.50 Million ≈ $117.96K	GBX-25.90 Million ≈ $-3.15K	-0.027x	+90.61%
2014-09-30	GBX947.10 Million ≈ $115.23K	GBX-269.50 Million ≈ $-32.79K	-0.285x	-679.00%
2013-09-30	GBX873.30 Million ≈ $106.26K	GBX-31.90 Million ≈ $-3.88K	-0.037x	-125.02%
2012-09-30	GBX803.50 Million ≈ $97.76K	GBX117.30 Million ≈ $14.27K	0.146x	-55.98%
2011-09-30	GBX742.00 Million ≈ $90.28K	GBX246.10 Million ≈ $29.94K	0.332x	-51.22%
2010-09-30	GBX692.00 Million ≈ $84.20K	GBX470.50 Million ≈ $57.25K	0.680x	-40.11%
2009-09-30	GBX650.80 Million ≈ $79.18K	GBX738.80 Million ≈ $89.89K	1.135x	-30.82%
2008-09-30	GBX621.50 Million ≈ $75.62K	GBX1.02 Billion ≈ $124.09K	1.641x	+120.47%
2007-09-30	GBX313.30 Million ≈ $38.12K	GBX-2.51 Billion ≈ $-305.59K	-8.017x	-22.62%
2006-09-30	GBX279.00 Million ≈ $33.95K	GBX-1.82 Billion ≈ $-221.93K	-6.538x	-1776.60%
2005-09-30	GBX308.00 Million ≈ $37.47K	GBX120.10 Million ≈ $14.61K	0.390x	-1.36%
2004-09-30	GBX268.40 Million ≈ $32.66K	GBX106.10 Million ≈ $12.91K	0.395x	+2.14%
2003-09-30	GBX225.30 Million ≈ $27.41K	GBX87.20 Million ≈ $10.61K	0.387x	-2.85%
2002-09-30	GBX200.80 Million ≈ $24.43K	GBX80.00 Million ≈ $9.73K	0.398x	-3.95%
2001-09-30	GBX169.00 Million ≈ $20.56K	GBX70.10 Million ≈ $8.53K	0.415x	+8.79%
2000-09-30	GBX137.70 Million ≈ $16.75K	GBX52.50 Million ≈ $6.39K	0.381x	+54.00%
1999-09-30	GBX113.50 Million ≈ $13.81K	GBX28.10 Million ≈ $3.42K	0.248x	-8.55%
1998-09-30	GBX86.80 Million ≈ $10.56K	GBX23.50 Million ≈ $2.86K	0.271x	-36.12%
1997-09-30	GBX63.00 Million ≈ $7.67K	GBX26.70 Million ≈ $3.25K	0.424x	-26.36%
1996-09-30	GBX49.00 Million ≈ $5.96K	GBX28.20 Million ≈ $3.43K	0.576x	-20.59%
1995-09-30	GBX39.60 Million ≈ $4.82K	GBX28.70 Million ≈ $3.49K	0.725x	+130.78%
1994-09-30	GBX-24.80 Million ≈ $-3.02K	GBX58.40 Million ≈ $7.11K	-2.355x	-525.07%
1993-09-30	GBX-36.10 Million ≈ $-4.39K	GBX13.60 Million ≈ $1.65K	-0.377x	+97.53%
1992-09-30	GBX-2.10 Million ≈ $-255.51	GBX32.00 Million ≈ $3.89K	-15.238x	-4041.30%
1991-09-30	GBX157.90 Million ≈ $19.21K	GBX-58.10 Million ≈ $-7.07K	-0.368x	--

About Paragon Banking Group PLC

LSE:PAG UK Mortgage Finance

Market Cap

$19.40 Million

GBX159.47 Billion GBX

Market Cap Rank

#25159 Global

#255 in UK

Share Price

GBX837.00

Change (1 day)

-1.06%

52-Week Range

GBX711.50 - GBX926.50

All Time High

GBX970.00