Personal Group Holdings PLC - Asset Resilience Ratio
Personal Group Holdings PLC (PGH) has an Asset Resilience Ratio of 7.24% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Personal Group Holdings PLC (PGH) financial obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2011–2023)
This chart shows how Personal Group Holdings PLC's Asset Resilience Ratio has changed over time. See Personal Group Holdings PLC book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Personal Group Holdings PLC's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see PGH company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | GBX0.00 | 0% |
| Short-term Investments | GBX3.33 Million | 7.24% |
| Total Liquid Assets | GBX3.33 Million | 7.24% |
Asset Resilience Insights
- Limited Liquidity: Personal Group Holdings PLC maintains only 7.24% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Personal Group Holdings PLC Industry Peers by Asset Resilience Ratio
Compare Personal Group Holdings PLC's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
People's Insurance of China Ltd
SHG:601319 |
Insurance - Property & Casualty | 38.01% |
|
Muang Thai Insurance Public Company Limited
BK:MTI |
Insurance - Property & Casualty | 54.78% |
|
BaoMinh Insurance Corp
VN:BMI |
Insurance - Property & Casualty | 46.08% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 29.18% |
Annual Asset Resilience Ratio for Personal Group Holdings PLC (2011–2023)
The table below shows the annual Asset Resilience Ratio data for Personal Group Holdings PLC.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2023-12-31 | 12.12% | GBX5.96 Million ≈ $725.28 |
GBX49.19 Million ≈ $5.98K |
-2.80pp |
| 2022-12-31 | 14.92% | GBX6.95 Million ≈ $846.10 |
GBX46.61 Million ≈ $5.67K |
+1.13pp |
| 2021-12-31 | 13.79% | GBX7.94 Million ≈ $966.31 |
GBX57.60 Million ≈ $7.01K |
+1.92pp |
| 2020-12-31 | 11.87% | GBX6.99 Million ≈ $850.85 |
GBX58.92 Million ≈ $7.17K |
+0.24pp |
| 2019-12-31 | 11.63% | GBX6.57 Million ≈ $798.77 |
GBX56.44 Million ≈ $6.87K |
+11.54pp |
| 2018-12-31 | 0.10% | GBX50.00K ≈ $6.08 |
GBX52.34 Million ≈ $6.37K |
-1.52pp |
| 2017-12-31 | 1.62% | GBX801.00K ≈ $97.46 |
GBX49.57 Million ≈ $6.03K |
+0.35pp |
| 2016-12-31 | 1.26% | GBX672.00K ≈ $81.76 |
GBX53.14 Million ≈ $6.47K |
+0.10pp |
| 2015-12-31 | 1.16% | GBX661.00K ≈ $80.42 |
GBX56.88 Million ≈ $6.92K |
-0.08pp |
| 2014-12-31 | 1.25% | GBX651.00K ≈ $79.21 |
GBX52.26 Million ≈ $6.36K |
-0.89pp |
| 2013-12-31 | 2.14% | GBX699.00K ≈ $85.05 |
GBX32.68 Million ≈ $3.98K |
+0.67pp |
| 2012-12-31 | 1.47% | GBX493.00K ≈ $59.98 |
GBX33.58 Million ≈ $4.09K |
+37.89pp |
| 2011-12-31 | -36.42% | GBX-12.15 Million ≈ $-1.48K |
GBX33.37 Million ≈ $4.06K |
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About Personal Group Holdings PLC
Personal Group Holdings Plc engages in the provision of employee services and salary sacrifice technology products in the United Kingdom. It operates through Affordable Insurance, Benefits and Reward, and Other segments. The company offers insurance products, including hospital plan, recovery plan, and death benefit policies; and consultancy services on pay and reward, as well as a suite of cloud… Read more