Personal Group Holdings PLC (PGH) — Financial Flexibility Index
Personal Group Holdings PLC (PGH) has a Financial Flexibility Index of 0.32x as of December 2025. Free cash flow of GBX6.54 Million (operating CF GBX6.39 Million minus capex GBX147.00K) represents 0% of total liabilities (GBX20.55 Million). Check Personal Group Holdings PLC total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Personal Group Holdings PLC Financial Flexibility Index (1997–2025)
Historical Financial Flexibility Index trend for Personal Group Holdings PLC across 29 annual periods. For the full cash flow conversion analysis, see PGH cash flow conversion.
Annual Financial Flexibility Index for Personal Group Holdings PLC (1997–2025)
Year-by-year free cash flow to debt coverage for Personal Group Holdings PLC. Explore PGH debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.56x | GBX11.42 Million | GBX11.03 Million | GBX20.55 Million | ▼ -35.7% |
| 2024 | 0.86x | GBX14.21 Million | GBX11.44 Million | GBX16.45 Million | ▲ +53.4% |
| 2023 | 0.56x | GBX9.68 Million | GBX7.48 Million | GBX17.19 Million | ▲ +84.6% |
| 2022 | 0.31x | GBX4.77 Million | GBX3.24 Million | GBX15.63 Million | ▼ -43.5% |
| 2021 | 0.54x | GBX8.80 Million | GBX7.59 Million | GBX16.32 Million | ▲ +10.4% |
| 2020 | 0.49x | GBX8.87 Million | GBX8.10 Million | GBX18.15 Million | ▼ -6.9% |
| 2019 | 0.52x | GBX9.67 Million | GBX8.67 Million | GBX18.42 Million | ▼ -6.1% |
| 2018 | 0.56x | GBX9.53 Million | GBX8.32 Million | GBX17.04 Million | ▼ -13.6% |
| 2017 | 0.65x | GBX10.23 Million | GBX9.93 Million | GBX15.81 Million | ▲ +71.6% |
| 2016 | 0.38x | GBX7.85 Million | GBX6.39 Million | GBX20.82 Million | ▲ +15.9% |
| 2015 | 0.33x | GBX8.14 Million | GBX7.15 Million | GBX25.02 Million | ▲ +27.9% |
| 2014 | 0.25x | GBX6.41 Million | GBX6.00 Million | GBX25.21 Million | ▼ -74.1% |
| 2013 | 0.98x | GBX7.38 Million | GBX7.13 Million | GBX7.52 Million | ▼ -8.5% |
| 2012 | 1.07x | GBX7.39 Million | GBX6.66 Million | GBX6.89 Million | ▲ +13.3% |
| 2011 | 0.95x | GBX7.30 Million | GBX6.91 Million | GBX7.71 Million | ▼ -26.9% |
| 2010 | 1.30x | GBX7.79 Million | GBX7.05 Million | GBX6.02 Million | ▲ +0.4% |
| 2009 | 1.29x | GBX7.17 Million | GBX6.77 Million | GBX5.56 Million | ▲ +63.1% |
| 2008 | 0.79x | GBX6.24 Million | GBX5.67 Million | GBX7.89 Million | ▲ +22.8% |
| 2007 | 0.64x | GBX5.61 Million | GBX5.25 Million | GBX8.71 Million | ▲ +45.3% |
| 2006 | 0.44x | GBX6.26 Million | GBX5.90 Million | GBX14.12 Million | ▲ +1.1% |
| 2005 | 0.44x | GBX7.37 Million | GBX7.13 Million | GBX16.79 Million | ▼ -62.9% |
| 2004 | 1.18x | GBX5.73 Million | GBX5.51 Million | GBX4.84 Million | ▲ +8.4% |
| 2003 | 1.09x | GBX7.66 Million | GBX7.06 Million | GBX7.02 Million | ▲ +240.5% |
| 2002 | 0.32x | GBX6.28 Million | GBX5.93 Million | GBX19.59 Million | ▼ -66.0% |
| 2001 | 0.94x | GBX4.97 Million | GBX4.26 Million | GBX5.27 Million | ▼ -13.0% |
| 2000 | 1.08x | GBX5.78 Million | GBX5.24 Million | GBX5.33 Million | ▼ -11.6% |
| 1999 | 1.23x | GBX4.18 Million | GBX3.85 Million | GBX3.41 Million | ▼ -14.3% |
| 1998 | 1.43x | GBX4.34 Million | GBX4.00 Million | GBX3.04 Million | ▲ +7.7% |
| 1997 | 1.33x | GBX3.64 Million | GBX3.40 Million | GBX2.74 Million | — |