Personal Group Holdings PLC Financial Flexibility Index
Personal Group Holdings PLC financial flexibility index. Personal Group Holdings PLC (PGH) has a Financial Flexibility Index of 0.32x as of December 2025. Free cash flow of GBX6.54 Million (operating CF GBX6.39 Million minus capex GBX147.00K) represents 0% of total liabilities (GBX20.55 Million). See cash generation quality of Personal Group Holdings PLC to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Personal Group Holdings PLC (1997–2025)
Financial flexibility index of Personal Group Holdings PLC from 1997 to 2025. Historical Financial Flexibility Index trend for Personal Group Holdings PLC across 29 annual periods. Check PGH cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
Personal Group Holdings PLC Financial Flexibility Index by Year (1997–2025)
Personal Group Holdings PLC financial flexibility index by year from 1997 to 2025. Year-by-year free cash flow to debt coverage for Personal Group Holdings PLC. For the full cash flow conversion analysis, see cash efficiency ratio of Personal Group Holdings PLC.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.56x | GBX11.42 Million | GBX11.03 Million | GBX20.55 Million | ▼ -35.7% |
| 2024 | 0.86x | GBX14.21 Million | GBX11.44 Million | GBX16.45 Million | ▲ +53.4% |
| 2023 | 0.56x | GBX9.68 Million | GBX7.48 Million | GBX17.19 Million | ▲ +84.6% |
| 2022 | 0.31x | GBX4.77 Million | GBX3.24 Million | GBX15.63 Million | ▼ -43.5% |
| 2021 | 0.54x | GBX8.80 Million | GBX7.59 Million | GBX16.32 Million | ▲ +10.4% |
| 2020 | 0.49x | GBX8.87 Million | GBX8.10 Million | GBX18.15 Million | ▼ -6.9% |
| 2019 | 0.52x | GBX9.67 Million | GBX8.67 Million | GBX18.42 Million | ▼ -6.1% |
| 2018 | 0.56x | GBX9.53 Million | GBX8.32 Million | GBX17.04 Million | ▼ -13.6% |
| 2017 | 0.65x | GBX10.23 Million | GBX9.93 Million | GBX15.81 Million | ▲ +71.6% |
| 2016 | 0.38x | GBX7.85 Million | GBX6.39 Million | GBX20.82 Million | ▲ +15.9% |
| 2015 | 0.33x | GBX8.14 Million | GBX7.15 Million | GBX25.02 Million | ▲ +27.9% |
| 2014 | 0.25x | GBX6.41 Million | GBX6.00 Million | GBX25.21 Million | ▼ -74.1% |
| 2013 | 0.98x | GBX7.38 Million | GBX7.13 Million | GBX7.52 Million | ▼ -8.5% |
| 2012 | 1.07x | GBX7.39 Million | GBX6.66 Million | GBX6.89 Million | ▲ +13.3% |
| 2011 | 0.95x | GBX7.30 Million | GBX6.91 Million | GBX7.71 Million | ▼ -26.9% |
| 2010 | 1.30x | GBX7.79 Million | GBX7.05 Million | GBX6.02 Million | ▲ +0.4% |
| 2009 | 1.29x | GBX7.17 Million | GBX6.77 Million | GBX5.56 Million | ▲ +63.1% |
| 2008 | 0.79x | GBX6.24 Million | GBX5.67 Million | GBX7.89 Million | ▲ +22.8% |
| 2007 | 0.64x | GBX5.61 Million | GBX5.25 Million | GBX8.71 Million | ▲ +45.3% |
| 2006 | 0.44x | GBX6.26 Million | GBX5.90 Million | GBX14.12 Million | ▲ +1.1% |
| 2005 | 0.44x | GBX7.37 Million | GBX7.13 Million | GBX16.79 Million | ▼ -62.9% |
| 2004 | 1.18x | GBX5.73 Million | GBX5.51 Million | GBX4.84 Million | ▲ +8.4% |
| 2003 | 1.09x | GBX7.66 Million | GBX7.06 Million | GBX7.02 Million | ▲ +240.5% |
| 2002 | 0.32x | GBX6.28 Million | GBX5.93 Million | GBX19.59 Million | ▼ -66.0% |
| 2001 | 0.94x | GBX4.97 Million | GBX4.26 Million | GBX5.27 Million | ▼ -13.0% |
| 2000 | 1.08x | GBX5.78 Million | GBX5.24 Million | GBX5.33 Million | ▼ -11.6% |
| 1999 | 1.23x | GBX4.18 Million | GBX3.85 Million | GBX3.41 Million | ▼ -14.3% |
| 1998 | 1.43x | GBX4.34 Million | GBX4.00 Million | GBX3.04 Million | ▲ +7.7% |
| 1997 | 1.33x | GBX3.64 Million | GBX3.40 Million | GBX2.74 Million | — |