Personal Group Holdings PLC (PGH) — Financial Flexibility Index
Personal Group Holdings PLC (PGH) has a Financial Flexibility Index of 0.32x as of December 2025. Free cash flow of GBX6.54 Million (operating CF GBX6.39 Million minus capex GBX147.00K) represents 0% of total liabilities (GBX20.55 Million). Check PGH PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Personal Group Holdings PLC Financial Flexibility Index (1997–2025)
Historical Financial Flexibility Index trend for Personal Group Holdings PLC across 29 annual periods. See Personal Group Holdings PLC working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Personal Group Holdings PLC (1997–2025)
Year-by-year free cash flow to debt coverage for Personal Group Holdings PLC. For the full company profile including market capitalisation, see market value of Personal Group Holdings PLC.
| Year | Flexibility Index | Free Cash Flow (GBX) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.56x | GBX11.42 Million | GBX11.03 Million | GBX20.55 Million | ▼ -35.7% |
| 2024 | 0.86x | GBX14.21 Million | GBX11.44 Million | GBX16.45 Million | ▲ +53.4% |
| 2023 | 0.56x | GBX9.68 Million | GBX7.48 Million | GBX17.19 Million | ▲ +84.6% |
| 2022 | 0.31x | GBX4.77 Million | GBX3.24 Million | GBX15.63 Million | ▼ -43.5% |
| 2021 | 0.54x | GBX8.80 Million | GBX7.59 Million | GBX16.32 Million | ▲ +10.4% |
| 2020 | 0.49x | GBX8.87 Million | GBX8.10 Million | GBX18.15 Million | ▼ -6.9% |
| 2019 | 0.52x | GBX9.67 Million | GBX8.67 Million | GBX18.42 Million | ▼ -6.1% |
| 2018 | 0.56x | GBX9.53 Million | GBX8.32 Million | GBX17.04 Million | ▼ -13.6% |
| 2017 | 0.65x | GBX10.23 Million | GBX9.93 Million | GBX15.81 Million | ▲ +71.6% |
| 2016 | 0.38x | GBX7.85 Million | GBX6.39 Million | GBX20.82 Million | ▲ +15.9% |
| 2015 | 0.33x | GBX8.14 Million | GBX7.15 Million | GBX25.02 Million | ▲ +27.9% |
| 2014 | 0.25x | GBX6.41 Million | GBX6.00 Million | GBX25.21 Million | ▼ -74.1% |
| 2013 | 0.98x | GBX7.38 Million | GBX7.13 Million | GBX7.52 Million | ▼ -8.5% |
| 2012 | 1.07x | GBX7.39 Million | GBX6.66 Million | GBX6.89 Million | ▲ +13.3% |
| 2011 | 0.95x | GBX7.30 Million | GBX6.91 Million | GBX7.71 Million | ▼ -26.9% |
| 2010 | 1.30x | GBX7.79 Million | GBX7.05 Million | GBX6.02 Million | ▲ +0.4% |
| 2009 | 1.29x | GBX7.17 Million | GBX6.77 Million | GBX5.56 Million | ▲ +63.1% |
| 2008 | 0.79x | GBX6.24 Million | GBX5.67 Million | GBX7.89 Million | ▲ +22.8% |
| 2007 | 0.64x | GBX5.61 Million | GBX5.25 Million | GBX8.71 Million | ▲ +45.3% |
| 2006 | 0.44x | GBX6.26 Million | GBX5.90 Million | GBX14.12 Million | ▲ +1.1% |
| 2005 | 0.44x | GBX7.37 Million | GBX7.13 Million | GBX16.79 Million | ▼ -62.9% |
| 2004 | 1.18x | GBX5.73 Million | GBX5.51 Million | GBX4.84 Million | ▲ +8.4% |
| 2003 | 1.09x | GBX7.66 Million | GBX7.06 Million | GBX7.02 Million | ▲ +240.5% |
| 2002 | 0.32x | GBX6.28 Million | GBX5.93 Million | GBX19.59 Million | ▼ -66.0% |
| 2001 | 0.94x | GBX4.97 Million | GBX4.26 Million | GBX5.27 Million | ▼ -13.0% |
| 2000 | 1.08x | GBX5.78 Million | GBX5.24 Million | GBX5.33 Million | ▼ -11.6% |
| 1999 | 1.23x | GBX4.18 Million | GBX3.85 Million | GBX3.41 Million | ▼ -14.3% |
| 1998 | 1.43x | GBX4.34 Million | GBX4.00 Million | GBX3.04 Million | ▲ +7.7% |
| 1997 | 1.33x | GBX3.64 Million | GBX3.40 Million | GBX2.74 Million | — |