Personal Group Holdings PLC (PGH) — Cash Flow-to-Debt Ratio
Personal Group Holdings PLC (PGH) has a Cash Flow-to-Debt Ratio of 0.31x as of December 2025, meaning its operating cash flow of GBX6.39 Million could theoretically repay 0% of its total liabilities (GBX20.55 Million) in one year. See cash generation quality of Personal Group Holdings PLC to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Personal Group Holdings PLC Cash Flow-to-Debt Ratio (1997–2025)
Historical debt coverage capacity for Personal Group Holdings PLC across 29 annual periods. Also explore Personal Group Holdings PLC equity growth rate to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Personal Group Holdings PLC (1997–2025)
Year-by-year debt coverage analysis for Personal Group Holdings PLC. For market capitalisation and broader financial context, see how much is Personal Group Holdings PLC worth.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.54x | GBX11.03 Million | GBX20.55 Million | ▼ -22.8% |
| 2024 | 0.70x | GBX11.44 Million | GBX16.45 Million | ▲ +59.8% |
| 2023 | 0.44x | GBX7.48 Million | GBX17.19 Million | ▲ +110.0% |
| 2022 | 0.21x | GBX3.24 Million | GBX15.63 Million | ▼ -55.4% |
| 2021 | 0.46x | GBX7.59 Million | GBX16.32 Million | ▲ +4.2% |
| 2020 | 0.45x | GBX8.10 Million | GBX18.15 Million | ▼ -5.1% |
| 2019 | 0.47x | GBX8.67 Million | GBX18.42 Million | ▼ -3.7% |
| 2018 | 0.49x | GBX8.32 Million | GBX17.04 Million | ▼ -22.2% |
| 2017 | 0.63x | GBX9.93 Million | GBX15.81 Million | ▲ +104.4% |
| 2016 | 0.31x | GBX6.39 Million | GBX20.82 Million | ▲ +7.5% |
| 2015 | 0.29x | GBX7.15 Million | GBX25.02 Million | ▲ +20.1% |
| 2014 | 0.24x | GBX6.00 Million | GBX25.21 Million | ▼ -74.9% |
| 2013 | 0.95x | GBX7.13 Million | GBX7.52 Million | ▼ -1.8% |
| 2012 | 0.97x | GBX6.66 Million | GBX6.89 Million | ▲ +7.8% |
| 2011 | 0.90x | GBX6.91 Million | GBX7.71 Million | ▼ -23.6% |
| 2010 | 1.17x | GBX7.05 Million | GBX6.02 Million | ▼ -3.8% |
| 2009 | 1.22x | GBX6.77 Million | GBX5.56 Million | ▲ +69.6% |
| 2008 | 0.72x | GBX5.67 Million | GBX7.89 Million | ▲ +19.2% |
| 2007 | 0.60x | GBX5.25 Million | GBX8.71 Million | ▲ +44.3% |
| 2006 | 0.42x | GBX5.90 Million | GBX14.12 Million | ▼ -1.6% |
| 2005 | 0.42x | GBX7.13 Million | GBX16.79 Million | ▼ -62.7% |
| 2004 | 1.14x | GBX5.51 Million | GBX4.84 Million | ▲ +13.1% |
| 2003 | 1.01x | GBX7.06 Million | GBX7.02 Million | ▲ +232.3% |
| 2002 | 0.30x | GBX5.93 Million | GBX19.59 Million | ▼ -62.6% |
| 2001 | 0.81x | GBX4.26 Million | GBX5.27 Million | ▼ -17.7% |
| 2000 | 0.98x | GBX5.24 Million | GBX5.33 Million | ▼ -12.9% |
| 1999 | 1.13x | GBX3.85 Million | GBX3.41 Million | ▼ -14.2% |
| 1998 | 1.32x | GBX4.00 Million | GBX3.04 Million | ▲ +6.0% |
| 1997 | 1.24x | GBX3.40 Million | GBX2.74 Million | — |