Personal Group Holdings PLC Cash Flow-to-Debt Ratio
Personal Group Holdings PLC cash flow-to-debt ratio. Personal Group Holdings PLC (PGH) has a Cash Flow-to-Debt Ratio of 0.31x as of December 2025, meaning its operating cash flow of GBX6.39 Million could theoretically repay 0% of its total liabilities (GBX20.55 Million) in one year. Check PGH operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Personal Group Holdings PLC (1997–2025)
Cash flow-to-debt ratio of Personal Group Holdings PLC from 1997 to 2025. Historical debt coverage capacity for Personal Group Holdings PLC across 29 annual periods. Check total reinvestment intensity of Personal Group Holdings PLC to assess the company's total reinvestment commitment from operating cash flow.
Personal Group Holdings PLC Cash Flow-to-Debt Ratio by Year (1997–2025)
Personal Group Holdings PLC cash flow-to-debt ratio by year from 1997 to 2025. Year-by-year debt coverage analysis for Personal Group Holdings PLC. For the full cash flow conversion analysis, see PGH cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.54x | GBX11.03 Million | GBX20.55 Million | ▼ -22.8% |
| 2024 | 0.70x | GBX11.44 Million | GBX16.45 Million | ▲ +59.8% |
| 2023 | 0.44x | GBX7.48 Million | GBX17.19 Million | ▲ +110.0% |
| 2022 | 0.21x | GBX3.24 Million | GBX15.63 Million | ▼ -55.4% |
| 2021 | 0.46x | GBX7.59 Million | GBX16.32 Million | ▲ +4.2% |
| 2020 | 0.45x | GBX8.10 Million | GBX18.15 Million | ▼ -5.1% |
| 2019 | 0.47x | GBX8.67 Million | GBX18.42 Million | ▼ -3.7% |
| 2018 | 0.49x | GBX8.32 Million | GBX17.04 Million | ▼ -22.2% |
| 2017 | 0.63x | GBX9.93 Million | GBX15.81 Million | ▲ +104.4% |
| 2016 | 0.31x | GBX6.39 Million | GBX20.82 Million | ▲ +7.5% |
| 2015 | 0.29x | GBX7.15 Million | GBX25.02 Million | ▲ +20.1% |
| 2014 | 0.24x | GBX6.00 Million | GBX25.21 Million | ▼ -74.9% |
| 2013 | 0.95x | GBX7.13 Million | GBX7.52 Million | ▼ -1.8% |
| 2012 | 0.97x | GBX6.66 Million | GBX6.89 Million | ▲ +7.8% |
| 2011 | 0.90x | GBX6.91 Million | GBX7.71 Million | ▼ -23.6% |
| 2010 | 1.17x | GBX7.05 Million | GBX6.02 Million | ▼ -3.8% |
| 2009 | 1.22x | GBX6.77 Million | GBX5.56 Million | ▲ +69.6% |
| 2008 | 0.72x | GBX5.67 Million | GBX7.89 Million | ▲ +19.2% |
| 2007 | 0.60x | GBX5.25 Million | GBX8.71 Million | ▲ +44.3% |
| 2006 | 0.42x | GBX5.90 Million | GBX14.12 Million | ▼ -1.6% |
| 2005 | 0.42x | GBX7.13 Million | GBX16.79 Million | ▼ -62.7% |
| 2004 | 1.14x | GBX5.51 Million | GBX4.84 Million | ▲ +13.1% |
| 2003 | 1.01x | GBX7.06 Million | GBX7.02 Million | ▲ +232.3% |
| 2002 | 0.30x | GBX5.93 Million | GBX19.59 Million | ▼ -62.6% |
| 2001 | 0.81x | GBX4.26 Million | GBX5.27 Million | ▼ -17.7% |
| 2000 | 0.98x | GBX5.24 Million | GBX5.33 Million | ▼ -12.9% |
| 1999 | 1.13x | GBX3.85 Million | GBX3.41 Million | ▼ -14.2% |
| 1998 | 1.32x | GBX4.00 Million | GBX3.04 Million | ▲ +6.0% |
| 1997 | 1.24x | GBX3.40 Million | GBX2.74 Million | — |