Personal Group Holdings PLC (PGH) — Cash Flow-to-Debt Ratio
Personal Group Holdings PLC (PGH) has a Cash Flow-to-Debt Ratio of 0.31x as of December 2025, meaning its operating cash flow of GBX6.39 Million could theoretically repay 0% of its total liabilities (GBX20.55 Million) in one year. Explore PGH long-term investments to assets to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Personal Group Holdings PLC Cash Flow-to-Debt Ratio (1997–2025)
Historical debt coverage capacity for Personal Group Holdings PLC across 29 annual periods. Also explore PGH current and non-current assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Personal Group Holdings PLC (1997–2025)
Year-by-year debt coverage analysis for Personal Group Holdings PLC. For market capitalisation and broader financial context, see PGH market cap overview.
| Year | CF-to-Debt Ratio | Operating CF (GBX) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.54x | GBX11.03 Million | GBX20.55 Million | ▼ -22.8% |
| 2024 | 0.70x | GBX11.44 Million | GBX16.45 Million | ▲ +59.8% |
| 2023 | 0.44x | GBX7.48 Million | GBX17.19 Million | ▲ +110.0% |
| 2022 | 0.21x | GBX3.24 Million | GBX15.63 Million | ▼ -55.4% |
| 2021 | 0.46x | GBX7.59 Million | GBX16.32 Million | ▲ +4.2% |
| 2020 | 0.45x | GBX8.10 Million | GBX18.15 Million | ▼ -5.1% |
| 2019 | 0.47x | GBX8.67 Million | GBX18.42 Million | ▼ -3.7% |
| 2018 | 0.49x | GBX8.32 Million | GBX17.04 Million | ▼ -22.2% |
| 2017 | 0.63x | GBX9.93 Million | GBX15.81 Million | ▲ +104.4% |
| 2016 | 0.31x | GBX6.39 Million | GBX20.82 Million | ▲ +7.5% |
| 2015 | 0.29x | GBX7.15 Million | GBX25.02 Million | ▲ +20.1% |
| 2014 | 0.24x | GBX6.00 Million | GBX25.21 Million | ▼ -74.9% |
| 2013 | 0.95x | GBX7.13 Million | GBX7.52 Million | ▼ -1.8% |
| 2012 | 0.97x | GBX6.66 Million | GBX6.89 Million | ▲ +7.8% |
| 2011 | 0.90x | GBX6.91 Million | GBX7.71 Million | ▼ -23.6% |
| 2010 | 1.17x | GBX7.05 Million | GBX6.02 Million | ▼ -3.8% |
| 2009 | 1.22x | GBX6.77 Million | GBX5.56 Million | ▲ +69.6% |
| 2008 | 0.72x | GBX5.67 Million | GBX7.89 Million | ▲ +19.2% |
| 2007 | 0.60x | GBX5.25 Million | GBX8.71 Million | ▲ +44.3% |
| 2006 | 0.42x | GBX5.90 Million | GBX14.12 Million | ▼ -1.6% |
| 2005 | 0.42x | GBX7.13 Million | GBX16.79 Million | ▼ -62.7% |
| 2004 | 1.14x | GBX5.51 Million | GBX4.84 Million | ▲ +13.1% |
| 2003 | 1.01x | GBX7.06 Million | GBX7.02 Million | ▲ +232.3% |
| 2002 | 0.30x | GBX5.93 Million | GBX19.59 Million | ▼ -62.6% |
| 2001 | 0.81x | GBX4.26 Million | GBX5.27 Million | ▼ -17.7% |
| 2000 | 0.98x | GBX5.24 Million | GBX5.33 Million | ▼ -12.9% |
| 1999 | 1.13x | GBX3.85 Million | GBX3.41 Million | ▼ -14.2% |
| 1998 | 1.32x | GBX4.00 Million | GBX3.04 Million | ▲ +6.0% |
| 1997 | 1.24x | GBX3.40 Million | GBX2.74 Million | — |