Personal Group Holdings PLC (PGH) — Cash Flow Quality Index
Personal Group Holdings PLC (PGH) has a Cash Flow Quality Index of 1.49x as of December 2025. Operating cash flow of GBX6.39 Million exceeds net income of GBX4.29 Million, indicating high earnings quality where cash backs reported profits. Explore Personal Group Holdings PLC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Personal Group Holdings PLC Cash Flow Quality Index (1997–2025)
Historical Cash Flow Quality Index for Personal Group Holdings PLC across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Personal Group Holdings PLC operating cash flow efficiency.
Annual Cash Flow Quality Index for Personal Group Holdings PLC (1997–2025)
Year-by-year earnings quality comparison for Personal Group Holdings PLC.
| Year | Quality Index | Operating CF (GBX) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.51x | GBX11.03 Million | GBX7.29 Million | ▼ -14.1% |
| 2024 | 1.76x | GBX11.44 Million | GBX6.50 Million | ▲ +1.8% |
| 2023 | 1.73x | GBX7.48 Million | GBX4.32 Million | ▼ -18.0% |
| 2021 | 2.11x | GBX7.59 Million | GBX3.60 Million | ▲ +79.5% |
| 2020 | 1.17x | GBX8.10 Million | GBX6.89 Million | ▲ +19.8% |
| 2019 | 0.98x | GBX8.67 Million | GBX8.84 Million | ▼ -1.1% |
| 2018 | 0.99x | GBX8.32 Million | GBX8.39 Million | ▼ -17.4% |
| 2017 | 1.20x | GBX9.93 Million | GBX8.26 Million | ▲ +36.9% |
| 2016 | 0.88x | GBX6.39 Million | GBX7.28 Million | ▲ +14.2% |
| 2015 | 0.77x | GBX7.15 Million | GBX9.30 Million | ▼ -3.3% |
| 2014 | 0.80x | GBX6.00 Million | GBX7.54 Million | ▼ -76.6% |
| 2013 | 3.40x | GBX7.13 Million | GBX2.10 Million | ▲ +207.7% |
| 2012 | 1.10x | GBX6.66 Million | GBX6.02 Million | ▲ +18.7% |
| 2011 | 0.93x | GBX6.91 Million | GBX7.42 Million | ▲ +23.8% |
| 2010 | 0.75x | GBX7.05 Million | GBX9.38 Million | ▼ -38.5% |
| 2009 | 1.22x | GBX6.77 Million | GBX5.54 Million | ▲ +15.5% |
| 2008 | 1.06x | GBX5.67 Million | GBX5.35 Million | ▲ +80.1% |
| 2007 | 0.59x | GBX5.25 Million | GBX8.93 Million | ▼ -3.5% |
| 2006 | 0.61x | GBX5.90 Million | GBX9.69 Million | ▼ -34.6% |
| 2005 | 0.93x | GBX7.13 Million | GBX7.66 Million | ▲ +4.4% |
| 2004 | 0.89x | GBX5.51 Million | GBX6.18 Million | ▼ -43.8% |
| 2003 | 1.59x | GBX7.06 Million | GBX4.45 Million | ▲ +50.2% |
| 2002 | 1.06x | GBX5.93 Million | GBX5.61 Million | ▲ +15.1% |
| 2001 | 0.92x | GBX4.26 Million | GBX4.65 Million | ▼ -36.6% |
| 2000 | 1.45x | GBX5.24 Million | GBX3.62 Million | ▲ +71.1% |
| 1999 | 0.85x | GBX3.85 Million | GBX4.55 Million | ▼ -16.9% |
| 1998 | 1.02x | GBX4.00 Million | GBX3.92 Million | ▼ -5.9% |
| 1997 | 1.08x | GBX3.40 Million | GBX3.14 Million | — |