Personal Group Holdings PLC Cash Flow Conversion Efficiency

Latest as of December 2025: 0.174x

Personal Group Holdings PLC cash flow conversion efficiency. Based on the latest financial reports, Personal Group Holdings PLC (PGH) has a cash flow conversion efficiency ratio of 0.174x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (GBX6.39 Million ≈ $777.36 USD) by net assets (GBX36.81 Million ≈ $4.48K USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Personal Group Holdings PLC (1997–2025)

Cash flow conversion efficiency of Personal Group Holdings PLC from 1997 to 2025. This chart illustrates how Personal Group Holdings PLC's cash flow conversion efficiency has evolved over time, based on yearly financial data. View PGH stock price and chart for real-time trading data and today's change.

Personal Group Holdings PLC Cash Flow Conversion Ratio Explained

Personal Group Holdings PLC cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Personal Group Holdings PLC Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Personal Group Holdings PLC ranked by their cash flow conversion efficiency. Also see market value of Personal Group Holdings PLC for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Smtrack Bhd KLSE:0169	0.003x
Vertical Explorations Inc V:VERT	-0.001x
Hepion Pharmaceuticals Inc NASDAQ:HEPA	-0.125x
Beeks Trading Corporation Ltd LSE:BKS	0.143x
Current Water Technologies Inc V:WATR	-0.016x
ETRUSCUS RESOURCES CORP. F:ERR	-0.014x
FAT Brands Inc NASDAQ:FATBB	0.024x
Reedy Lagoon Corporation Ltd AU:RLC	0.369x

Annual Cash Flow Conversion Efficiency for Personal Group Holdings PLC (1997–2025)

The table below shows the annual cash flow conversion efficiency of Personal Group Holdings PLC from 1997 to 2025. Review PGH cash flow after capex ratio to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	GBX36.81 Million ≈ $4.48K	GBX11.03 Million ≈ $1.34K	0.300x	-8.77%
2024-12-31	GBX34.84 Million ≈ $4.24K	GBX11.44 Million ≈ $1.39K	0.328x	+40.39%
2023-12-31	GBX32.00 Million ≈ $3.89K	GBX7.48 Million ≈ $910.59	0.234x	+123.65%
2022-12-31	GBX30.98 Million ≈ $3.77K	GBX3.24 Million ≈ $394.21	0.105x	-43.10%
2021-12-31	GBX41.28 Million ≈ $5.02K	GBX7.59 Million ≈ $923.24	0.184x	-7.47%
2020-12-31	GBX40.77 Million ≈ $4.96K	GBX8.10 Million ≈ $985.54	0.199x	-12.88%
2019-12-31	GBX38.02 Million ≈ $4.63K	GBX8.67 Million ≈ $1.05K	0.228x	-3.33%
2018-12-31	GBX35.30 Million ≈ $4.29K	GBX8.32 Million ≈ $1.01K	0.236x	-19.80%
2017-12-31	GBX33.76 Million ≈ $4.11K	GBX9.93 Million ≈ $1.21K	0.294x	+48.67%
2016-12-31	GBX32.33 Million ≈ $3.93K	GBX6.39 Million ≈ $778.09	0.198x	-11.85%
2015-12-31	GBX31.86 Million ≈ $3.88K	GBX7.15 Million ≈ $870.07	0.224x	+1.21%
2014-12-31	GBX27.05 Million ≈ $3.29K	GBX6.00 Million ≈ $729.78	0.222x	-21.76%
2013-12-31	GBX25.16 Million ≈ $3.06K	GBX7.13 Million ≈ $867.76	0.283x	+13.66%
2012-12-31	GBX26.69 Million ≈ $3.25K	GBX6.66 Million ≈ $809.84	0.249x	-7.42%
2011-12-31	GBX25.66 Million ≈ $3.12K	GBX6.91 Million ≈ $840.87	0.269x	-10.18%
2010-12-31	GBX23.52 Million ≈ $2.86K	GBX7.05 Million ≈ $858.39	0.300x	-3.74%
2009-12-31	GBX21.74 Million ≈ $2.64K	GBX6.77 Million ≈ $824.08	0.312x	+27.35%
2008-12-31	GBX23.16 Million ≈ $2.82K	GBX5.67 Million ≈ $689.39	0.245x	+24.54%
2007-12-31	GBX26.71 Million ≈ $3.25K	GBX5.25 Million ≈ $638.41	0.196x	-20.73%
2006-12-31	GBX23.80 Million ≈ $2.90K	GBX5.90 Million ≈ $717.62	0.248x	-28.55%
2005-12-31	GBX20.56 Million ≈ $2.50K	GBX7.13 Million ≈ $867.64	0.347x	+18.15%
2004-12-31	GBX18.77 Million ≈ $2.28K	GBX5.51 Million ≈ $670.29	0.294x	-39.55%
2003-12-31	GBX14.54 Million ≈ $1.77K	GBX7.06 Million ≈ $859.00	0.486x	--
2002-12-31	GBX0.00 ≈ $0.00	GBX5.93 Million ≈ $721.63	x	--
2001-12-31	GBX12.32 Million ≈ $1.50K	GBX4.26 Million ≈ $518.68	0.346x	-25.87%
2000-12-31	GBX11.23 Million ≈ $1.37K	GBX5.24 Million ≈ $637.92	0.467x	+25.51%
1999-12-31	GBX10.36 Million ≈ $1.26K	GBX3.85 Million ≈ $468.92	0.372x	-23.49%
1998-12-31	GBX8.22 Million ≈ $1.00K	GBX4.00 Million ≈ $486.20	0.486x	-0.30%
1997-12-31	GBX6.97 Million ≈ $848.66	GBX3.40 Million ≈ $413.80	0.488x	--

About Personal Group Holdings PLC

LSE:PGH UK Insurance - Property & Casualty

Market Cap

$1.66 Million

GBX13.63 Billion GBX

Market Cap Rank

#30226 Global

#725 in UK

Share Price

GBX432.50

Change (1 day)

-2.26%

52-Week Range

GBX289.00 - GBX455.00

All Time High

GBX455.00