Conifer Holding Inc - Asset Resilience Ratio
Conifer Holding Inc (CNFR) has an Asset Resilience Ratio of 31.15% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CNFR working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2024)
This chart shows how Conifer Holding Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Conifer Holding Inc asset portfolio.
Liquid Assets Composition Over Time
This chart breaks down Conifer Holding Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Conifer Holding Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $88.22 Million | 31.15% |
| Total Liquid Assets | $88.22 Million | 31.15% |
Asset Resilience Insights
- Very High Liquidity: Conifer Holding Inc maintains exceptional liquid asset reserves at 31.15% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Conifer Holding Inc Industry Peers by Asset Resilience Ratio
Compare Conifer Holding Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Slide Insurance Holdings, Inc. Common Stock
NASDAQ:SLDE |
Insurance - Property & Casualty | 1.55% |
|
NI Holdings Inc
NASDAQ:NODK |
Insurance - Property & Casualty | 25.04% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
Annual Asset Resilience Ratio for Conifer Holding Inc (2013–2024)
The table below shows the annual Asset Resilience Ratio data for Conifer Holding Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 45.03% | $126.82 Million | $281.66 Million | -0.82pp |
| 2023-12-31 | 45.85% | $142.95 Million | $311.80 Million | +2.26pp |
| 2022-12-31 | 43.58% | $136.13 Million | $312.35 Million | -15.92pp |
| 2021-12-31 | 59.50% | $172.80 Million | $290.40 Million | -3.69pp |
| 2020-12-31 | 63.19% | $165.32 Million | $261.60 Million | -2.49pp |
| 2019-12-31 | 65.69% | $162.43 Million | $247.26 Million | +10.11pp |
| 2018-12-31 | 55.58% | $129.37 Million | $232.75 Million | -6.32pp |
| 2017-12-31 | 61.90% | $147.96 Million | $239.03 Million | +56.60pp |
| 2016-12-31 | 5.30% | $10.79 Million | $203.70 Million | +1.70pp |
| 2015-12-31 | 3.59% | $6.39 Million | $177.93 Million | -6.64pp |
| 2014-12-31 | 10.23% | $16.75 Million | $163.74 Million | +0.65pp |
| 2013-12-31 | 9.58% | $9.28 Million | $96.86 Million | -- |
About Conifer Holding Inc
Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities. It offers both specialty commercial and specialty personal product lines. It offers insurance services to various sectors including hospitality, such as restaurants, bars, … Read more