Conifer Holding Inc - Asset Resilience Ratio

Latest as of June 2025: 31.15%

Conifer Holding Inc (CNFR) has an Asset Resilience Ratio of 31.15% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Conifer Holding Inc debt and liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

$88.22 Million
Cash + Short-term Investments

Total Assets

$283.26 Million
All company assets

Resilience Assessment

Very High
Financial Resilience Level

Asset Resilience Ratio Trend (2013–2024)

This chart shows how Conifer Holding Inc's Asset Resilience Ratio has changed over time. See Conifer Holding Inc (CNFR) net assets for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Conifer Holding Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CNFR market cap.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $88.22 Million 31.15%
Total Liquid Assets $88.22 Million 31.15%

Asset Resilience Insights

  • Very High Liquidity: Conifer Holding Inc maintains exceptional liquid asset reserves at 31.15% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

Conifer Holding Inc Industry Peers by Asset Resilience Ratio

Compare Conifer Holding Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Hyundai Mar&Fi
KO:001450
Insurance - Property & Casualty 50.59%
Hanwha General
KO:000370
Insurance - Property & Casualty 62.53%
Zur Shamir Holdings Ltd
TA:ZUR
Insurance - Property & Casualty 21.86%
Petrolimex Insurance Corp
VN:PGI
Insurance - Property & Casualty 45.77%
QBE Insurance Group Ltd
AU:QBE
Insurance - Property & Casualty 3.80%
Suncorp Group Ltd
AU:SUNPH
Insurance - Property & Casualty 69.36%
Suncorp Group Ltd
AU:SUN
Insurance - Property & Casualty 3.36%
Insurance Australia Group Ltd
AU:IAG
Insurance - Property & Casualty 2.07%

Annual Asset Resilience Ratio for Conifer Holding Inc (2013–2024)

The table below shows the annual Asset Resilience Ratio data for Conifer Holding Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-12-31 45.03% $126.82 Million $281.66 Million -0.82pp
2023-12-31 45.85% $142.95 Million $311.80 Million +2.26pp
2022-12-31 43.58% $136.13 Million $312.35 Million -15.92pp
2021-12-31 59.50% $172.80 Million $290.40 Million -3.69pp
2020-12-31 63.19% $165.32 Million $261.60 Million -2.49pp
2019-12-31 65.69% $162.43 Million $247.26 Million +10.11pp
2018-12-31 55.58% $129.37 Million $232.75 Million -6.32pp
2017-12-31 61.90% $147.96 Million $239.03 Million +56.60pp
2016-12-31 5.30% $10.79 Million $203.70 Million +1.70pp
2015-12-31 3.59% $6.39 Million $177.93 Million -6.64pp
2014-12-31 10.23% $16.75 Million $163.74 Million +0.65pp
2013-12-31 9.58% $9.28 Million $96.86 Million --
pp = percentage points

About Conifer Holding Inc

NASDAQ:CNFR USA Insurance - Property & Casualty
Market Cap
$18.09 Million
Market Cap Rank
#25345 Global
#5123 in USA
Share Price
$1.48
Change (1 day)
+24.38%
52-Week Range
$0.69 - $2.03
All Time High
$10.09
About

Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities. It offers both specialty commercial and specialty personal product lines. It offers insurance services to various sectors including hospitality, such as restaurants, bars, … Read more