Conifer Holding Inc (CNFR) — Cash Flow Quality Index

Latest as of June 2025: -1.34x

Conifer Holding Inc (CNFR) has a Cash Flow Quality Index of -1.34x as of June 2025. Operating cash flow of $-2.76 Million is below net income of $2.05 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CNFR long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-1.34x
Operating CF / Net Income

Operating Cash Flow

$-2.76 Million
USD

Net Income

$2.05 Million
USD

Data as of

Jun 2025
Most recent filing

Conifer Holding Inc Cash Flow Quality Index (2012–2020)

Historical Cash Flow Quality Index for Conifer Holding Inc across 3 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Conifer Holding Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Conifer Holding Inc (2012–2020)

Year-by-year earnings quality comparison for Conifer Holding Inc. For live market cap and the full company financial profile, see CNFR company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2020 5.01x $2.98 Million $595.00K ▼ -31.2%
2013 7.28x $2.54 Million $349.00K ▲ +138.4%
2012 3.06x $1.26 Million $413.00K
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.