Conifer Holding Inc (CNFR) — Defensive Interval Ratio

Latest as of March 2025: 3142 days

Conifer Holding Inc (CNFR) has a Defensive Interval Ratio of 3142 days as of March 2025. Defensive assets of $201.86 Million (cash $-, short-term investments $90.29 Million, receivables $111.57 Million) cover 3142 days of daily cash needs of $64.25K/day. Check CNFR intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

3142 days
Days of operational coverage

Defensive Assets

$201.86 Million
Cash + ST Investments + Receivables

Daily Cash Need

$64.25K
Current Liabilities ÷ 365

Current Liabilities

$23.45 Million
USD

Conifer Holding Inc Defensive Interval Ratio (2013–2024)

This chart shows how Conifer Holding Inc's Defensive Interval Ratio has evolved across 12 annual periods from 2013 to 2024. As of March 2025, the ratio stands at 3142 days, meaning defensive assets of $201.86 Million can fund 3142 days of operations without new revenue. Also explore Conifer Holding Inc net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Conifer Holding Inc (2013–2024)

The table below presents the year-by-year Defensive Interval Ratio for Conifer Holding Inc from 2013 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is Conifer Holding Inc worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 3338 days $236.20 Million $70.77K/day $- $126.82 Million ▲ +2650 days
2023 688 days $172.32 Million $250.50K/day $- $142.95 Million ▼ -3858 days
2022 4546 days $248.50 Million $54.67K/day $- $136.13 Million ▼ -12028 days
2021 16573 days $241.47 Million $14.57K/day $- $172.80 Million ▲ +1109 days
2020 15464 days $211.84 Million $13.70K/day $- $165.32 Million ▼ -22978 days
2019 38442 days $210.64 Million $5.48K/day $- $162.43 Million ▲ +38092 days
2018 350 days $150.61 Million $430.38K/day $- $129.37 Million ▼ -106 days
2017 456 days $196.54 Million $430.63K/day $- $147.96 Million ▲ +319 days
2016 138 days $44.58 Million $323.72K/day $- $10.79 Million ▼ 0 days
2015 138 days $33.24 Million $240.86K/day $- $6.39 Million ▼ -1246 days
2014 1384 days $36.37 Million $26.27K/day $- $16.75 Million ▼ -1457 days
2013 2841 days $25.98 Million $9.15K/day $- $9.28 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)