Conifer Holding Inc (CNFR) — Defensive Interval Ratio
Conifer Holding Inc (CNFR) has a Defensive Interval Ratio of 3142 days as of March 2025. Defensive assets of $201.86 Million (cash $-, short-term investments $90.29 Million, receivables $111.57 Million) cover 3142 days of daily cash needs of $64.25K/day. See Conifer Holding Inc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Conifer Holding Inc Defensive Interval Ratio (2013–2024)
This chart shows how Conifer Holding Inc's Defensive Interval Ratio has evolved across 12 annual periods from 2013 to 2024. As of March 2025, the ratio stands at 3142 days, meaning defensive assets of $201.86 Million can fund 3142 days of operations without new revenue. See CNFR equity financing ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Conifer Holding Inc (2013–2024)
The table below presents the year-by-year Defensive Interval Ratio for Conifer Holding Inc from 2013 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see CNFR stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 3338 days | $236.20 Million | $70.77K/day | $- | $126.82 Million | ▲ +2650 days |
| 2023 | 688 days | $172.32 Million | $250.50K/day | $- | $142.95 Million | ▼ -3858 days |
| 2022 | 4546 days | $248.50 Million | $54.67K/day | $- | $136.13 Million | ▼ -12028 days |
| 2021 | 16573 days | $241.47 Million | $14.57K/day | $- | $172.80 Million | ▲ +1109 days |
| 2020 | 15464 days | $211.84 Million | $13.70K/day | $- | $165.32 Million | ▼ -22978 days |
| 2019 | 38442 days | $210.64 Million | $5.48K/day | $- | $162.43 Million | ▲ +38092 days |
| 2018 | 350 days | $150.61 Million | $430.38K/day | $- | $129.37 Million | ▼ -106 days |
| 2017 | 456 days | $196.54 Million | $430.63K/day | $- | $147.96 Million | ▲ +319 days |
| 2016 | 138 days | $44.58 Million | $323.72K/day | $- | $10.79 Million | ▼ 0 days |
| 2015 | 138 days | $33.24 Million | $240.86K/day | $- | $6.39 Million | ▼ -1246 days |
| 2014 | 1384 days | $36.37 Million | $26.27K/day | $- | $16.75 Million | ▼ -1457 days |
| 2013 | 2841 days | $25.98 Million | $9.15K/day | $- | $9.28 Million | — |