Conifer Holding Inc (CNFR) — Working Capital to Net Assets Ratio

Latest as of March 2025: -14.1%

Conifer Holding Inc (CNFR) has a Working Capital to Net Assets ratio of -14.1% as of March 2025. Working capital of $-3.60 Million (current assets of $19.85 Million minus current liabilities of $23.45 Million) is measured against net assets of $25.59 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See CNFR equity financing ratio to measure how much of total assets are equity-financed.

WC/NA Ratio

-14.1%
Working Capital / Net Assets

Working Capital

$-3.60 Million
USD

Current Assets

$19.85 Million
USD

Current Liabilities

$23.45 Million
USD

Conifer Holding Inc Working Capital to Net Assets (2013–2024)

This chart shows how Conifer Holding Inc's Working Capital to Net Assets ratio has evolved across 12 annual periods from 2013 to 2024. As of March 2025, the ratio stands at -14.1%, reflecting working capital of $-3.60 Million against net assets of $25.59 Million USD. Check Conifer Holding Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Working Capital to Net Assets for Conifer Holding Inc (2013–2024)

The table below presents the year-by-year Working Capital to Net Assets ratio for Conifer Holding Inc from 2013 to 2024, covering 12 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see CNFR market cap.

Year WC/NA Ratio Working Capital (USD) Net Assets Current Assets Current Liabilities Change (pp)
2024 54.5% $11.72 Million $21.52 Million $37.55 Million $25.83 Million ▲ +95.7 pp
2023 -41.3% $-1.19 Million $2.89 Million $90.24 Million $91.43 Million ▼ -87.2 pp
2022 46.0% $55.81 Million $121.44 Million $75.77 Million $19.95 Million ▲ +5.2 pp
2021 40.7% $104.58 Million $256.84 Million $109.90 Million $5.32 Million ▼ -443.5 pp
2020 484.2% $215.03 Million $44.41 Million $220.03 Million $5.00 Million ▼ -21.6 pp
2019 505.8% $216.10 Million $42.73 Million $218.10 Million $2.00 Million ▲ +363.7 pp
2018 142.1% $59.92 Million $42.16 Million $217.01 Million $157.09 Million ▲ +118.8 pp
2017 23.4% $12.34 Million $52.83 Million $169.52 Million $157.18 Million ▼ -10.4 pp
2016 33.7% $22.87 Million $67.79 Million $141.02 Million $118.16 Million ▼ -21.3 pp
2015 55.0% $42.51 Million $77.26 Million $130.43 Million $87.92 Million ▼ -53.9 pp
2014 108.9% $54.77 Million $50.28 Million $64.36 Million $9.59 Million ▼ -50.8 pp
2013 159.7% $33.94 Million $21.25 Million $37.28 Million $3.34 Million
pp = percentage points