Conifer Holding Inc (CNFR) — Working Capital to Net Assets Ratio
Conifer Holding Inc (CNFR) has a Working Capital to Net Assets ratio of -14.1% as of March 2025. Working capital of $-3.60 Million (current assets of $19.85 Million minus current liabilities of $23.45 Million) is measured against net assets of $25.59 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See financial flexibility index of Conifer Holding Inc to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Conifer Holding Inc Working Capital to Net Assets (2013–2024)
This chart shows how Conifer Holding Inc's Working Capital to Net Assets ratio has evolved across 12 annual periods from 2013 to 2024. As of March 2025, the ratio stands at -14.1%, reflecting working capital of $-3.60 Million against net assets of $25.59 Million USD. See Conifer Holding Inc (CNFR) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for Conifer Holding Inc (2013–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Conifer Holding Inc from 2013 to 2024, covering 12 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see CNFR company net worth.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | 54.5% | $11.72 Million | $21.52 Million | $37.55 Million | $25.83 Million | ▲ +95.7 pp |
| 2023 | -41.3% | $-1.19 Million | $2.89 Million | $90.24 Million | $91.43 Million | ▼ -87.2 pp |
| 2022 | 46.0% | $55.81 Million | $121.44 Million | $75.77 Million | $19.95 Million | ▲ +5.2 pp |
| 2021 | 40.7% | $104.58 Million | $256.84 Million | $109.90 Million | $5.32 Million | ▼ -443.5 pp |
| 2020 | 484.2% | $215.03 Million | $44.41 Million | $220.03 Million | $5.00 Million | ▼ -21.6 pp |
| 2019 | 505.8% | $216.10 Million | $42.73 Million | $218.10 Million | $2.00 Million | ▲ +363.7 pp |
| 2018 | 142.1% | $59.92 Million | $42.16 Million | $217.01 Million | $157.09 Million | ▲ +118.8 pp |
| 2017 | 23.4% | $12.34 Million | $52.83 Million | $169.52 Million | $157.18 Million | ▼ -10.4 pp |
| 2016 | 33.7% | $22.87 Million | $67.79 Million | $141.02 Million | $118.16 Million | ▼ -21.3 pp |
| 2015 | 55.0% | $42.51 Million | $77.26 Million | $130.43 Million | $87.92 Million | ▼ -53.9 pp |
| 2014 | 108.9% | $54.77 Million | $50.28 Million | $64.36 Million | $9.59 Million | ▼ -50.8 pp |
| 2013 | 159.7% | $33.94 Million | $21.25 Million | $37.28 Million | $3.34 Million | — |