Conifer Holding Inc (CNFR) — Financial Flexibility Index

Latest as of June 2025: -0.01x

Conifer Holding Inc (CNFR) has a Financial Flexibility Index of -0.01x as of June 2025. Free cash flow of $-2.76 Million (operating CF $-2.76 Million minus capex $0.00) represents 0% of total liabilities ($255.05 Million). Also explore Conifer Holding Inc (CNFR) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-2.76 Million
Operating CF − Capex

Total Liabilities

$255.05 Million
USD

Capital Expenditures

$0.00
USD

Conifer Holding Inc Financial Flexibility Index (2013–2024)

Historical Financial Flexibility Index trend for Conifer Holding Inc across 12 annual periods. Check Conifer Holding Inc strategic asset allocation index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Conifer Holding Inc (2013–2024)

Year-by-year free cash flow to debt coverage for Conifer Holding Inc. For the full company profile including market capitalisation, see Conifer Holding Inc stock valuation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 -0.13x $-32.68 Million $-32.68 Million $260.13 Million ▼ -189.8%
2023 -0.04x $-13.39 Million $-13.39 Million $308.92 Million ▲ +18.5%
2022 -0.05x $-10.16 Million $-40.47 Million $190.91 Million ▼ -128.1%
2021 0.19x $6.36 Million $5.36 Million $33.56 Million ▲ +1243.8%
2020 0.01x $3.06 Million $2.98 Million $217.18 Million ▼ -81.3%
2019 0.08x $15.42 Million $15.36 Million $204.54 Million ▲ +184.9%
2018 -0.09x $-16.92 Million $-17.01 Million $190.59 Million ▼ -281.6%
2017 0.05x $9.10 Million $9.09 Million $186.21 Million ▲ +4.4%
2016 0.05x $6.36 Million $6.17 Million $135.91 Million ▲ +258.7%
2015 -0.03x $-2.97 Million $-3.14 Million $100.67 Million ▼ -149.6%
2014 0.06x $6.75 Million $6.30 Million $113.46 Million ▲ +59.2%
2013 0.04x $2.83 Million $2.54 Million $75.61 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities