Conifer Holding Inc (CNFR) — Financial Flexibility Index
Conifer Holding Inc (CNFR) has a Financial Flexibility Index of -0.01x as of June 2025. Free cash flow of $-2.76 Million (operating CF $-2.76 Million minus capex $0.00) represents 0% of total liabilities ($255.05 Million). Check CNFR capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Conifer Holding Inc Financial Flexibility Index (2013–2024)
Historical Financial Flexibility Index trend for Conifer Holding Inc across 12 annual periods. For the full cash flow conversion analysis, see Conifer Holding Inc (CNFR) cash conversion ratio.
Annual Financial Flexibility Index for Conifer Holding Inc (2013–2024)
Year-by-year free cash flow to debt coverage for Conifer Holding Inc. Explore Conifer Holding Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | -0.13x | $-32.68 Million | $-32.68 Million | $260.13 Million | ▼ -189.8% |
| 2023 | -0.04x | $-13.39 Million | $-13.39 Million | $308.92 Million | ▲ +18.5% |
| 2022 | -0.05x | $-10.16 Million | $-40.47 Million | $190.91 Million | ▼ -128.1% |
| 2021 | 0.19x | $6.36 Million | $5.36 Million | $33.56 Million | ▲ +1243.8% |
| 2020 | 0.01x | $3.06 Million | $2.98 Million | $217.18 Million | ▼ -81.3% |
| 2019 | 0.08x | $15.42 Million | $15.36 Million | $204.54 Million | ▲ +184.9% |
| 2018 | -0.09x | $-16.92 Million | $-17.01 Million | $190.59 Million | ▼ -281.6% |
| 2017 | 0.05x | $9.10 Million | $9.09 Million | $186.21 Million | ▲ +4.4% |
| 2016 | 0.05x | $6.36 Million | $6.17 Million | $135.91 Million | ▲ +258.7% |
| 2015 | -0.03x | $-2.97 Million | $-3.14 Million | $100.67 Million | ▼ -149.6% |
| 2014 | 0.06x | $6.75 Million | $6.30 Million | $113.46 Million | ▲ +59.2% |
| 2013 | 0.04x | $2.83 Million | $2.54 Million | $75.61 Million | — |