Conifer Holding Inc Financial Flexibility Index

Latest as of June 2025: -0.01x

Conifer Holding Inc financial flexibility index. Conifer Holding Inc (CNFR) has a Financial Flexibility Index of -0.01x as of June 2025. Free cash flow of $-2.76 Million (operating CF $-2.76 Million minus capex $0.00) represents 0% of total liabilities ($255.05 Million). See Conifer Holding Inc (CNFR) free cash flow to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-2.76 Million
Operating CF − Capex

Total Liabilities

$255.05 Million
USD

Capital Expenditures

$0.00
USD

Financial Flexibility Index of Conifer Holding Inc (2013–2024)

Financial flexibility index of Conifer Holding Inc from 2013 to 2024. Historical Financial Flexibility Index trend for Conifer Holding Inc across 12 annual periods. Check CNFR cash flow quality score to evaluate the quality of earnings relative to operating cash generation.

Conifer Holding Inc Financial Flexibility Index by Year (2013–2024)

Conifer Holding Inc financial flexibility index by year from 2013 to 2024. Year-by-year free cash flow to debt coverage for Conifer Holding Inc. For the full cash flow conversion analysis, see CNFR cash generation efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 -0.13x $-32.68 Million $-32.68 Million $260.13 Million ▼ -189.8%
2023 -0.04x $-13.39 Million $-13.39 Million $308.92 Million ▲ +18.5%
2022 -0.05x $-10.16 Million $-40.47 Million $190.91 Million ▼ -128.1%
2021 0.19x $6.36 Million $5.36 Million $33.56 Million ▲ +1243.8%
2020 0.01x $3.06 Million $2.98 Million $217.18 Million ▼ -81.3%
2019 0.08x $15.42 Million $15.36 Million $204.54 Million ▲ +184.9%
2018 -0.09x $-16.92 Million $-17.01 Million $190.59 Million ▼ -281.6%
2017 0.05x $9.10 Million $9.09 Million $186.21 Million ▲ +4.4%
2016 0.05x $6.36 Million $6.17 Million $135.91 Million ▲ +258.7%
2015 -0.03x $-2.97 Million $-3.14 Million $100.67 Million ▼ -149.6%
2014 0.06x $6.75 Million $6.30 Million $113.46 Million ▲ +59.2%
2013 0.04x $2.83 Million $2.54 Million $75.61 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities