Hawthorn Bancshares Inc Asset Resilience Ratio
Hawthorn Bancshares Inc asset resilience ratio. Hawthorn Bancshares Inc (HWBK) has an Asset Resilience Ratio of 6.42% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Hawthorn Bancshares Inc defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Hawthorn Bancshares Inc (2000–2024)
Asset resilience ratio of Hawthorn Bancshares Inc from 2000 to 2024. This chart shows how Hawthorn Bancshares Inc's Asset Resilience Ratio has changed over time. Read HWBK liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Hawthorn Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Hawthorn Bancshares Inc (HWBK) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $124.10 Million | 6.42% |
| Total Liquid Assets | $124.10 Million | 6.42% |
Asset Resilience Insights
- Limited Liquidity: Hawthorn Bancshares Inc maintains only 6.42% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Hawthorn Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Hawthorn Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
Hawthorn Bancshares Inc Asset Resilience Ratio by Year (2000–2024)
Hawthorn Bancshares Inc asset resilience ratio by year from 2000 to 2024. The table below shows the annual Asset Resilience Ratio data for Hawthorn Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 11.98% | $218.65 Million | $1.83 Billion | +1.92pp |
| 2023-12-31 | 10.06% | $188.74 Million | $1.88 Billion | -2.97pp |
| 2022-12-31 | 13.04% | $250.75 Million | $1.92 Billion | -3.94pp |
| 2021-12-31 | 16.97% | $310.87 Million | $1.83 Billion | +5.55pp |
| 2020-12-31 | 11.42% | $198.03 Million | $1.73 Billion | -0.31pp |
| 2019-12-31 | 11.73% | $175.09 Million | $1.49 Billion | -3.00pp |
| 2018-12-31 | 14.73% | $218.21 Million | $1.48 Billion | -1.44pp |
| 2017-12-31 | 16.16% | $231.03 Million | $1.43 Billion | -0.50pp |
| 2016-12-31 | 16.67% | $214.51 Million | $1.29 Billion | -2.91pp |
| 2015-12-31 | 19.57% | $235.05 Million | $1.20 Billion | +2.56pp |
| 2014-12-31 | 17.01% | $199.00 Million | $1.17 Billion | -1.05pp |
| 2013-12-31 | 18.07% | $205.99 Million | $1.14 Billion | +1.12pp |
| 2012-12-31 | 16.95% | $200.25 Million | $1.18 Billion | -1.31pp |
| 2011-12-31 | 18.26% | $213.81 Million | $1.17 Billion | +18.25pp |
| 2010-12-31 | 0.01% | $126.00K | $1.20 Billion | +0.00pp |
| 2009-12-31 | 0.01% | $90.00K | $1.24 Billion | 0.00pp |
| 2008-12-31 | 0.01% | $105.00K | $1.28 Billion | -0.05pp |
| 2007-12-31 | 0.06% | $664.00K | $1.20 Billion | -0.81pp |
| 2006-12-31 | 0.87% | $9.92 Million | $1.14 Billion | -0.24pp |
| 2005-12-31 | 1.11% | $12.45 Million | $1.13 Billion | -3.40pp |
| 2004-12-31 | 4.50% | $41.60 Million | $923.87 Million | +1.17pp |
| 2003-12-31 | 3.34% | $29.23 Million | $875.60 Million | -2.91pp |
| 2002-12-31 | 6.25% | $49.67 Million | $794.42 Million | -0.77pp |
| 2001-12-31 | 7.02% | $54.48 Million | $775.83 Million | +3.75pp |
| 2000-12-31 | 3.27% | $23.55 Million | $719.60 Million | -- |
About Hawthorn Bancshares Inc
Hawthorn Bancshares, Inc. operates as the bank holding company for Hawthorn Bank that provides various banking products and services to families and businesses. It offers checking and savings accounts, and certificates of deposit. The company also provides commercial and industrial, single payment personal, mortgage, installment, and commercial and residential real estate loans. In addition, it p… Read more