Hawthorn Bancshares Inc (HWBK) — Cash Flow-to-Debt Ratio
Hawthorn Bancshares Inc (HWBK) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $15.14 Million could theoretically repay 0% of its total liabilities ($1.72 Billion) in one year. Explore HWBK long-term investment intensity to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Hawthorn Bancshares Inc Cash Flow-to-Debt Ratio (1996–2025)
Historical debt coverage capacity for Hawthorn Bancshares Inc across 30 annual periods. Also explore HWBK total assets for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Hawthorn Bancshares Inc (1996–2025)
Year-by-year debt coverage analysis for Hawthorn Bancshares Inc. For market capitalisation and broader financial context, see HWBK market cap.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $26.92 Million | $1.72 Billion | ▲ +2.4% |
| 2024 | 0.02x | $25.59 Million | $1.68 Billion | ▲ +50.9% |
| 2023 | 0.01x | $17.61 Million | $1.74 Billion | ▼ -10.3% |
| 2022 | 0.01x | $20.28 Million | $1.80 Billion | ▼ -37.9% |
| 2021 | 0.02x | $30.61 Million | $1.68 Billion | ▲ +44.7% |
| 2020 | 0.01x | $20.15 Million | $1.60 Billion | ▼ -9.3% |
| 2019 | 0.01x | $19.09 Million | $1.38 Billion | ▲ +17.5% |
| 2018 | 0.01x | $16.30 Million | $1.38 Billion | ▲ +26.4% |
| 2017 | 0.01x | $12.48 Million | $1.34 Billion | ▼ -17.6% |
| 2016 | 0.01x | $13.53 Million | $1.20 Billion | ▼ -5.6% |
| 2015 | 0.01x | $13.34 Million | $1.11 Billion | ▼ -3.7% |
| 2014 | 0.01x | $13.55 Million | $1.09 Billion | ▼ -34.5% |
| 2013 | 0.02x | $20.24 Million | $1.07 Billion | ▲ +39.1% |
| 2012 | 0.01x | $14.88 Million | $1.09 Billion | ▼ -30.0% |
| 2011 | 0.02x | $20.83 Million | $1.07 Billion | ▼ -0.2% |
| 2010 | 0.02x | $21.46 Million | $1.10 Billion | ▲ +126.0% |
| 2009 | 0.01x | $9.75 Million | $1.13 Billion | ▼ -12.1% |
| 2008 | 0.01x | $11.53 Million | $1.17 Billion | ▼ -20.4% |
| 2007 | 0.01x | $13.39 Million | $1.08 Billion | ▼ -23.0% |
| 2006 | 0.02x | $16.64 Million | $1.04 Billion | ▼ -2.3% |
| 2005 | 0.02x | $16.89 Million | $1.03 Billion | ▲ +32.2% |
| 2004 | 0.01x | $10.33 Million | $832.10 Million | ▼ -22.6% |
| 2003 | 0.02x | $12.64 Million | $787.81 Million | ▲ +52.5% |
| 2002 | 0.01x | $7.49 Million | $711.59 Million | ▼ -42.8% |
| 2001 | 0.02x | $12.83 Million | $697.47 Million | ▲ +7.3% |
| 2000 | 0.02x | $11.08 Million | $646.02 Million | ▲ +49.6% |
| 1999 | 0.01x | $5.03 Million | $439.00 Million | ▼ -27.4% |
| 1998 | 0.02x | $6.52 Million | $412.59 Million | ▲ +27.0% |
| 1997 | 0.01x | $5.07 Million | $407.58 Million | ▼ -40.3% |
| 1996 | 0.02x | $5.07 Million | $243.40 Million | — |