Hawthorn Bancshares Inc (HWBK) — Cash Flow-to-Debt Ratio
Hawthorn Bancshares Inc (HWBK) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $15.14 Million could theoretically repay 0% of its total liabilities ($1.72 Billion) in one year. See how much free cash does Hawthorn Bancshares Inc generate to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Hawthorn Bancshares Inc Cash Flow-to-Debt Ratio (1996–2025)
Historical debt coverage capacity for Hawthorn Bancshares Inc across 30 annual periods. Also explore HWBK shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Hawthorn Bancshares Inc (1996–2025)
Year-by-year debt coverage analysis for Hawthorn Bancshares Inc. For market capitalisation and broader financial context, see Hawthorn Bancshares Inc stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $26.92 Million | $1.72 Billion | ▲ +2.4% |
| 2024 | 0.02x | $25.59 Million | $1.68 Billion | ▲ +50.9% |
| 2023 | 0.01x | $17.61 Million | $1.74 Billion | ▼ -10.3% |
| 2022 | 0.01x | $20.28 Million | $1.80 Billion | ▼ -37.9% |
| 2021 | 0.02x | $30.61 Million | $1.68 Billion | ▲ +44.7% |
| 2020 | 0.01x | $20.15 Million | $1.60 Billion | ▼ -9.3% |
| 2019 | 0.01x | $19.09 Million | $1.38 Billion | ▲ +17.5% |
| 2018 | 0.01x | $16.30 Million | $1.38 Billion | ▲ +26.4% |
| 2017 | 0.01x | $12.48 Million | $1.34 Billion | ▼ -17.6% |
| 2016 | 0.01x | $13.53 Million | $1.20 Billion | ▼ -5.6% |
| 2015 | 0.01x | $13.34 Million | $1.11 Billion | ▼ -3.7% |
| 2014 | 0.01x | $13.55 Million | $1.09 Billion | ▼ -34.5% |
| 2013 | 0.02x | $20.24 Million | $1.07 Billion | ▲ +39.1% |
| 2012 | 0.01x | $14.88 Million | $1.09 Billion | ▼ -30.0% |
| 2011 | 0.02x | $20.83 Million | $1.07 Billion | ▼ -0.2% |
| 2010 | 0.02x | $21.46 Million | $1.10 Billion | ▲ +126.0% |
| 2009 | 0.01x | $9.75 Million | $1.13 Billion | ▼ -12.1% |
| 2008 | 0.01x | $11.53 Million | $1.17 Billion | ▼ -20.4% |
| 2007 | 0.01x | $13.39 Million | $1.08 Billion | ▼ -23.0% |
| 2006 | 0.02x | $16.64 Million | $1.04 Billion | ▼ -2.3% |
| 2005 | 0.02x | $16.89 Million | $1.03 Billion | ▲ +32.2% |
| 2004 | 0.01x | $10.33 Million | $832.10 Million | ▼ -22.6% |
| 2003 | 0.02x | $12.64 Million | $787.81 Million | ▲ +52.5% |
| 2002 | 0.01x | $7.49 Million | $711.59 Million | ▼ -42.8% |
| 2001 | 0.02x | $12.83 Million | $697.47 Million | ▲ +7.3% |
| 2000 | 0.02x | $11.08 Million | $646.02 Million | ▲ +49.6% |
| 1999 | 0.01x | $5.03 Million | $439.00 Million | ▼ -27.4% |
| 1998 | 0.02x | $6.52 Million | $412.59 Million | ▲ +27.0% |
| 1997 | 0.01x | $5.07 Million | $407.58 Million | ▼ -40.3% |
| 1996 | 0.02x | $5.07 Million | $243.40 Million | — |