Hawthorn Bancshares Inc Cash Flow-to-Debt Ratio
Hawthorn Bancshares Inc cash flow-to-debt ratio. Hawthorn Bancshares Inc (HWBK) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of $15.14 Million could theoretically repay 0% of its total liabilities ($1.72 Billion) in one year. Check earnings quality score of Hawthorn Bancshares Inc to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Hawthorn Bancshares Inc (1996–2025)
Cash flow-to-debt ratio of Hawthorn Bancshares Inc from 1996 to 2025. Historical debt coverage capacity for Hawthorn Bancshares Inc across 30 annual periods. Check Hawthorn Bancshares Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Hawthorn Bancshares Inc Cash Flow-to-Debt Ratio by Year (1996–2025)
Hawthorn Bancshares Inc cash flow-to-debt ratio by year from 1996 to 2025. Year-by-year debt coverage analysis for Hawthorn Bancshares Inc. For the full cash flow conversion analysis, see HWBK cash flow conversion.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $26.92 Million | $1.72 Billion | ▲ +2.4% |
| 2024 | 0.02x | $25.59 Million | $1.68 Billion | ▲ +50.9% |
| 2023 | 0.01x | $17.61 Million | $1.74 Billion | ▼ -10.3% |
| 2022 | 0.01x | $20.28 Million | $1.80 Billion | ▼ -37.9% |
| 2021 | 0.02x | $30.61 Million | $1.68 Billion | ▲ +44.7% |
| 2020 | 0.01x | $20.15 Million | $1.60 Billion | ▼ -9.3% |
| 2019 | 0.01x | $19.09 Million | $1.38 Billion | ▲ +17.5% |
| 2018 | 0.01x | $16.30 Million | $1.38 Billion | ▲ +26.4% |
| 2017 | 0.01x | $12.48 Million | $1.34 Billion | ▼ -17.6% |
| 2016 | 0.01x | $13.53 Million | $1.20 Billion | ▼ -5.6% |
| 2015 | 0.01x | $13.34 Million | $1.11 Billion | ▼ -3.7% |
| 2014 | 0.01x | $13.55 Million | $1.09 Billion | ▼ -34.5% |
| 2013 | 0.02x | $20.24 Million | $1.07 Billion | ▲ +39.1% |
| 2012 | 0.01x | $14.88 Million | $1.09 Billion | ▼ -30.0% |
| 2011 | 0.02x | $20.83 Million | $1.07 Billion | ▼ -0.2% |
| 2010 | 0.02x | $21.46 Million | $1.10 Billion | ▲ +126.0% |
| 2009 | 0.01x | $9.75 Million | $1.13 Billion | ▼ -12.1% |
| 2008 | 0.01x | $11.53 Million | $1.17 Billion | ▼ -20.4% |
| 2007 | 0.01x | $13.39 Million | $1.08 Billion | ▼ -23.0% |
| 2006 | 0.02x | $16.64 Million | $1.04 Billion | ▼ -2.3% |
| 2005 | 0.02x | $16.89 Million | $1.03 Billion | ▲ +32.2% |
| 2004 | 0.01x | $10.33 Million | $832.10 Million | ▼ -22.6% |
| 2003 | 0.02x | $12.64 Million | $787.81 Million | ▲ +52.5% |
| 2002 | 0.01x | $7.49 Million | $711.59 Million | ▼ -42.8% |
| 2001 | 0.02x | $12.83 Million | $697.47 Million | ▲ +7.3% |
| 2000 | 0.02x | $11.08 Million | $646.02 Million | ▲ +49.6% |
| 1999 | 0.01x | $5.03 Million | $439.00 Million | ▼ -27.4% |
| 1998 | 0.02x | $6.52 Million | $412.59 Million | ▲ +27.0% |
| 1997 | 0.01x | $5.07 Million | $407.58 Million | ▼ -40.3% |
| 1996 | 0.02x | $5.07 Million | $243.40 Million | — |