Hawthorn Bancshares Inc (HWBK) — Financial Flexibility Index
Hawthorn Bancshares Inc (HWBK) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $17.27 Million (operating CF $15.14 Million minus capex $2.13 Million) represents 0% of total liabilities ($1.72 Billion). Check Hawthorn Bancshares Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Hawthorn Bancshares Inc Financial Flexibility Index (1996–2025)
Historical Financial Flexibility Index trend for Hawthorn Bancshares Inc across 30 annual periods. For the full cash flow conversion analysis, see HWBK cash flow conversion.
Annual Financial Flexibility Index for Hawthorn Bancshares Inc (1996–2025)
Year-by-year free cash flow to debt coverage for Hawthorn Bancshares Inc. Explore HWBK cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $31.00 Million | $26.92 Million | $1.72 Billion | ▲ +5.6% |
| 2024 | 0.02x | $28.60 Million | $25.59 Million | $1.68 Billion | ▲ +50.6% |
| 2023 | 0.01x | $19.71 Million | $17.61 Million | $1.74 Billion | ▼ -10.9% |
| 2022 | 0.01x | $22.84 Million | $20.28 Million | $1.80 Billion | ▼ -31.4% |
| 2021 | 0.02x | $31.20 Million | $30.61 Million | $1.68 Billion | ▲ +35.3% |
| 2020 | 0.01x | $21.98 Million | $20.15 Million | $1.60 Billion | ▼ -11.1% |
| 2019 | 0.02x | $21.26 Million | $19.09 Million | $1.38 Billion | ▲ +14.5% |
| 2018 | 0.01x | $18.63 Million | $16.30 Million | $1.38 Billion | ▲ +31.2% |
| 2017 | 0.01x | $13.74 Million | $12.48 Million | $1.34 Billion | ▼ -16.9% |
| 2016 | 0.01x | $14.79 Million | $13.53 Million | $1.20 Billion | ▼ -3.1% |
| 2015 | 0.01x | $14.21 Million | $13.34 Million | $1.11 Billion | ▼ -6.7% |
| 2014 | 0.01x | $14.90 Million | $13.55 Million | $1.09 Billion | ▼ -36.4% |
| 2013 | 0.02x | $22.92 Million | $20.24 Million | $1.07 Billion | ▲ +44.2% |
| 2012 | 0.01x | $16.25 Million | $14.88 Million | $1.09 Billion | ▼ -34.2% |
| 2011 | 0.02x | $24.23 Million | $20.83 Million | $1.07 Billion | ▲ +13.2% |
| 2010 | 0.02x | $22.00 Million | $21.46 Million | $1.10 Billion | ▲ +86.5% |
| 2009 | 0.01x | $12.12 Million | $9.75 Million | $1.13 Billion | ▲ +0.3% |
| 2008 | 0.01x | $12.56 Million | $11.53 Million | $1.17 Billion | ▼ -46.2% |
| 2007 | 0.02x | $21.60 Million | $13.39 Million | $1.08 Billion | ▲ +5.8% |
| 2006 | 0.02x | $19.53 Million | $16.64 Million | $1.04 Billion | ▼ -8.8% |
| 2005 | 0.02x | $21.25 Million | $16.89 Million | $1.03 Billion | ▲ +15.9% |
| 2004 | 0.02x | $14.82 Million | $10.33 Million | $832.10 Million | ▲ +2.3% |
| 2003 | 0.02x | $13.71 Million | $12.64 Million | $787.81 Million | ▲ +19.9% |
| 2002 | 0.01x | $10.33 Million | $7.49 Million | $711.59 Million | ▼ -33.1% |
| 2001 | 0.02x | $15.14 Million | $12.83 Million | $697.47 Million | ▼ -30.2% |
| 2000 | 0.03x | $20.08 Million | $11.08 Million | $646.02 Million | ▲ +116.2% |
| 1999 | 0.01x | $6.31 Million | $5.03 Million | $439.00 Million | ▼ -42.7% |
| 1998 | 0.03x | $10.35 Million | $6.52 Million | $412.59 Million | ▲ +23.3% |
| 1997 | 0.02x | $8.29 Million | $5.07 Million | $407.58 Million | ▼ -19.4% |
| 1996 | 0.03x | $6.14 Million | $5.07 Million | $243.40 Million | — |