Hawthorn Bancshares Inc (HWBK) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Hawthorn Bancshares Inc (HWBK) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $17.27 Million (operating CF $15.14 Million minus capex $2.13 Million) represents 0% of total liabilities ($1.72 Billion). Check Hawthorn Bancshares Inc (HWBK) strategic asset index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$17.27 Million
Operating CF − Capex

Total Liabilities

$1.72 Billion
USD

Capital Expenditures

$2.13 Million
USD

Hawthorn Bancshares Inc Financial Flexibility Index (1996–2025)

Historical Financial Flexibility Index trend for Hawthorn Bancshares Inc across 30 annual periods. See HWBK working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Hawthorn Bancshares Inc (1996–2025)

Year-by-year free cash flow to debt coverage for Hawthorn Bancshares Inc. For the full company profile including market capitalisation, see HWBK company net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.02x $31.00 Million $26.92 Million $1.72 Billion ▲ +5.6%
2024 0.02x $28.60 Million $25.59 Million $1.68 Billion ▲ +50.6%
2023 0.01x $19.71 Million $17.61 Million $1.74 Billion ▼ -10.9%
2022 0.01x $22.84 Million $20.28 Million $1.80 Billion ▼ -31.4%
2021 0.02x $31.20 Million $30.61 Million $1.68 Billion ▲ +35.3%
2020 0.01x $21.98 Million $20.15 Million $1.60 Billion ▼ -11.1%
2019 0.02x $21.26 Million $19.09 Million $1.38 Billion ▲ +14.5%
2018 0.01x $18.63 Million $16.30 Million $1.38 Billion ▲ +31.2%
2017 0.01x $13.74 Million $12.48 Million $1.34 Billion ▼ -16.9%
2016 0.01x $14.79 Million $13.53 Million $1.20 Billion ▼ -3.1%
2015 0.01x $14.21 Million $13.34 Million $1.11 Billion ▼ -6.7%
2014 0.01x $14.90 Million $13.55 Million $1.09 Billion ▼ -36.4%
2013 0.02x $22.92 Million $20.24 Million $1.07 Billion ▲ +44.2%
2012 0.01x $16.25 Million $14.88 Million $1.09 Billion ▼ -34.2%
2011 0.02x $24.23 Million $20.83 Million $1.07 Billion ▲ +13.2%
2010 0.02x $22.00 Million $21.46 Million $1.10 Billion ▲ +86.5%
2009 0.01x $12.12 Million $9.75 Million $1.13 Billion ▲ +0.3%
2008 0.01x $12.56 Million $11.53 Million $1.17 Billion ▼ -46.2%
2007 0.02x $21.60 Million $13.39 Million $1.08 Billion ▲ +5.8%
2006 0.02x $19.53 Million $16.64 Million $1.04 Billion ▼ -8.8%
2005 0.02x $21.25 Million $16.89 Million $1.03 Billion ▲ +15.9%
2004 0.02x $14.82 Million $10.33 Million $832.10 Million ▲ +2.3%
2003 0.02x $13.71 Million $12.64 Million $787.81 Million ▲ +19.9%
2002 0.01x $10.33 Million $7.49 Million $711.59 Million ▼ -33.1%
2001 0.02x $15.14 Million $12.83 Million $697.47 Million ▼ -30.2%
2000 0.03x $20.08 Million $11.08 Million $646.02 Million ▲ +116.2%
1999 0.01x $6.31 Million $5.03 Million $439.00 Million ▼ -42.7%
1998 0.03x $10.35 Million $6.52 Million $412.59 Million ▲ +23.3%
1997 0.02x $8.29 Million $5.07 Million $407.58 Million ▼ -19.4%
1996 0.03x $6.14 Million $5.07 Million $243.40 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities